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Buying national insurance years
I have 9 years to buy to bring me up to 35 years contributions, I've been getting NI credits for the last 3 years, can I buy the 6 years previous to that? Then I can stop having to sign on for credits and doing job searches as I'll be paid up,
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National insurance buying years
Hi, I've recently successfully bought some missing National insurance years. They gave me an 18 digit code to send with the payment. I now have some more years that I'd like to buy back. Do I need a new 18 digit code or can I reuse the first one ? Thanks
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Buying National Insurance Years, which years are filled first?
I've spoken to the Pension Forecast people and they have confirmed that I'm 8 years short of a full state pension and have given me my 18 digit code to buy the additional years. The cost of buying individual years currently varies between £795.60 and £824.20 so I was wondering if I don't purchase all 8 years in which order…
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Voluntary NI Contributions - Which Method of Payment?
I've been fortunate enough to get through to the Future Pension Centre and was transferred through and successfully obtained my 18 digit reference number.When asked by the advisor how I would pay I suggested from my online bank account. However, I see that on Gov.UK, there are two 'online' options to pay…
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Making up my NI shortfall
My NI statement obviously not updated yet but as of April 2022 my forecast was £187-41/ week and requiring 3 more years contributions to get £203-85/ week ( I had contributed 35 years at that time) . 55yo this year So another year has now been knocked off. I will work this tax year FT til end of July then part time…
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NI Information
Ihave phoned and been told that a paper printout a forecast based on my NI payments over the years.Ihave just made 65 years of age this month.What does type 3 credit mean?
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State pension top up for part year
I currently have: * 17 years of full contributions * 1 year when you did not contribute enough * 34 years to contribute before 5 April 2056 I can pay a voluntary contribution of £364.55 by 31 July 2023 to top up the part contribution year.Part of me thinks it's a no brainer to pay that amount to top it up as good value for…
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Missing contributions - but is it worth paying?
I'm 52, with 22 full years of contributions and 15 years to contribute before I retire. My record says I have 6 years where I did not contribute enough, 2 of which (2011/12 and 14/15) are "being checked", and another 4 stating that I can make voluntary contributions of £800-odd before 31st of July 23 (these years are…
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Do National Insurance Credits Get You the Full Pension?
Just checking my NI record. Do National Insurance Credits qualify you for the full state pension?
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NI Contributions
I have checked my NI contributions and from 2008 till 2015 i am missing 824 ( the full year) contributions I was living overseas from 2001 and by 2008 i was self employed with an accountant that i paid all local contributions and tax though. How do i now consolidate this as i know longer live in Cyprus and am currently UK…
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Future Pensions
i will not make any further comments re getting through to the above ! you could waste an entire week trying it seems! in the hope that there might be someone with the knowlege out there to help: I am female will be 66 next feb I stopped working 5 years ago and have a couple of small HSBC pensions ( one of which will be…
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Too late for AVC
I initially posted some time ago about starting an LGPS AVC with Prudential. Life and ailing parents overtook me and I unfortunately didn't get round to starting it. I am now in a position where I am considering retiring in November at 59, (a very tenuous consideration I have to add). I have between £20,000 and £40,000 to…
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Counting National Insurance Years
I’ve had a quick look through posts to ensure this hasn’t been covered before but apologies if it has. I’ve recently taken voluntary early retirement aged 56 and taken my reduced final salary pension. As of now I have 40 years full national insurance years and the HMRC forecast tells me I have enough years. So, all is good…
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Years of Full National Insurance Contributions - 36
According to Gov.uk they have confirmed that I have 36 years of full NI contributions but have also confirmed that I am forecast to receive "only" £163 per week when I am 66 (in a year's time) I was under the impression that 35 + years should qualify me for the full £203 per week. I know such calculations can get…
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National Insurance Credits under 12
Does 'under 12' mean you can only claim until the child's 12th birthday? Our youngest turns 13 end of this month, so would we be able to claim credits for the last tax year? Thanks.
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State Pension - NI Top up
Can you please explain what happens if I top up my NI contributions for years that are not full please? If I am already in receipt of state pension, and have spare monies to enable me to increase my weekly pension, then once the additional payment is made is the pension payment backdated to when I first took my pension? I…
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pension forecast
I understand that there are 2 different schemes for N.I contributions but I'm still slightly confused and hoping someone can help please. I currently have 38 full years, it says I require another 8 years. However my pension forecast currently put me short of a full pension by £2.74 a week. I'm planning on topping up my NI…
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Is the Future Pensions Centre open today
I have managed to get through to 'hold' after countless times trying. I have now been on hold for 2 hours, and am wondering if as it is 6 April they are off on early Easter holidays? There is no way of finding out when their holiday dates are, and I wonder if anyone has been able to get through to them today, or knows…
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NI voluntary contributions
Feeling very frustrated as I have called the Future Pension Center re paying voluntary NI contributions (3 years not full) only to be told I am out of time even though the scheme doesn't finish until 5th April!
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Pensions Centre unable to access info until after 11am on 11/4/2023
Just to save anyone else hanging on the telephone ...
