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Future NI Contribution

hoggypne75
hoggypne75 Posts: 14
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edited 13 June 2023 at 3:11PM in Topping up your state pension
I am looking to finish work due to ill heath, by doing so by my calculations this will leave me 4 years short of full contributions. Is it possible to pay for these 4 years so that if and when I reach state pension age it will be the maximum pension??

Comments

  • GrubbyGirl_2
    GrubbyGirl_2 Posts: 1,356
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    Yes, you will be able to make up years missed.  You can't pay in advance though.
  • Nebulous2
    Nebulous2 Posts: 6,058
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    Have you got a state pension forecast, to see what you need to maximise your pension? 

    Check your State Pension forecast - GOV.UK (www.gov.uk)

    The wording isn't the best, we see a lot of people confused by the information they receive, but there are some people here with detailed knowledge who will help if you have any questions. 
  • molerat
    molerat Posts: 36,573
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    And some ill health benefits provide NI credits.

    Never associate with idiots on their own level, because, being an intelligent man, you'll try to deal with them on their level - and on their level they'll beat you every time.

    Being hated by idiots is the price you pay for not being one of them.

    Jean Cocteau 1889-1963

  • xylophone
    xylophone Posts: 46,089
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    What exactly does your state pension forecast show?

    When do you reach SPA?

    Will you be retiring with an immediate pension?

    Will you be receiving any DWP ill health benefit and if so which?
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