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Future Pension Centre helpline
Is anyone else having problems getting through to the FPC? I have been calling on and off since February. I have tried calling at all different times of the day, but once navigating to select the option "I have a query about my state pension forecast" I then just get cut off. I wouldn't mind if I managed to get in the…
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Why don't HMRC and DWP talk to each other?
This discussion was created from comments split from: NI Top Up Deadline Extended To 5th April 2025.
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State Pension Top Up - very very small shortfall
I am 59 and have taken early retirement. I don’t plan to work prior to receiving state pension. My forecast is 18p per week short of the maximum. All years complete since 2006. Not really a problem, I know!! Is there any payment I can make to gain the maximum state pension that is not £800ish?
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Pension top up
This has probably been covered before, but I can’t find it. Apologies for the repetition if it has. I’ve just had a look at topping up my pension, I could add on another 10 yrs. the question is, I live abroad and have done for the last 11 yrs. am I allowed to top up as I wasn’t in the country during those unpaid years, and…
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Voluntary National Insurance Contributions
I have seen deadline has been extended to April 2025 for years from 2006 to 2016. My missing years are 2016 to 2022 and I have had quote to top these up however does anyone know if the price for topping up these years is frozen until 2025 the same as years 2006 to 2016? Thanks.
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The utter disgrace and scandal of DWP and the near-impossibility of getting advice on topping up
I have today, after must time-wasting – endless calls with multiple
choice dial-ins all of which warned that the high volume of calls might result
in my being cut off before I was answered – paid £650 to top up four missing
years of my State Pension, which I will be claiming from September when I turn
66. Whatever number I…
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Apologies, another unsuccessful Future Pension Centre caller ...
Hello Like many others, I haven't been able to get through to the Future Pension Centre in spite of numerous attempts ... So I'm hoping someone can please help based on my figures: Age: 59 State Pension Forecast: £203.85 (if I contribute another 8 years before 2030) NI Record: 30 years of full contributions up to and…
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State pension: Is there any point in me topping up years where I had a National Insurance shortfall?
Please can anyone advise on the following? This is what my You Gov National Insurance record says: You have: * 31 years of full contributions * 14 years to contribute before 5 April 2037 * 6 years when you did not contribute enough And this is what my pension forecast page says: You can get your State Pension in 2037 Your…
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problems getting through on the phone to top up pensions
İ Have been on the goverment gateway and got a pension statement and i have also got a pension statement through the post. However i cannot get through to the phone number to arrange or discuss anything regarding ig its benificial or not to top up. Also there is a figure for of £13.75 per week as a cope estimate. do i have…
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NI contributions
Will someone kindly clarify how many years you can buy NI contributions, I believe the limit as to how many back years you can pay has changed
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Confusion over missing NI qualifying year
Hi there, Just wondered if someone with genuine knowledge might be able to help me with my confusion, having had mixed advice from HMRC themselves! I have a gap in my NI record and its for the year my first daughter was born (end of April 2006). I was made redundant during my pregnancy - company when into administration -…
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Buying additional years
Hi all, Been trying to get through to the helpline with no luck, will try again tomorrow am at 8. In the meantime if anyone could help it would be much appreciated. I'm currently forecast to get £156.24 per week. I could get this to the max if I work more years, but I'm looking to leave the UK next year (to an EU country -…
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National Insurance Helpline
I have been trying for 12 days, 4-5 times/day to get through and make additional contributions to my State Pension. I CANNOT get through no matter what time of day I try!!! I've especially tried at and just before the lines open at 0800 many times. What else can I do????
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Voluntary class 2 NI
I am self employed and have another 6 years class 2 NI to pay before I retire. I understand that if I were to earn under £6725 I can pay voluntary class 2 NI. What about if I have no self employed earnings for that tax year, am I still able to pay voluntary class 2 NI?
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NI Top Ups
Like many people I've tried repeatedly to get through to the Future Pensions Centre with no luck. I'm trying to work out if it's worth husband paying to top up his NI contributions before the July deadline. @molerat if you could offer any words of advice I'd appreciate it. He is only 45 so right on the younger cusp of the…
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Voluntary NICs starting at 58 years old
Hope someone can help. I am and have been an expat for most of my working life. I'm only now trying to figure out my finances (I know) for retirement and looking at options. I know you have to have at least 10 years of contributions to qualify for the state pension (I have one year), meaning I've missed the boat. Is there…
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NI Contributions
According to my online NI record, I have * 33 years of full contributions * 7 years to contribute before 5 April 2030 * 11 years when you did not contribute enough Does this mean that I need to contribute 11 years to get a full state pension ?I will be 67 in 2030. I have 33 years of contracted out credits I was not…
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Voluntary NICs
Has anyone tried to get through to speak to someone about making voluntary national insurance contributions ? The government website says contact the Pension Service . Every option I pressed came up with the suggestion of referring to the government website . After numerous permutations I eventually got through to a human…
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NI contributions
Hi, I have been self employed sole trader for 38years & recently checking my state pension forecast it says I haven't paid any class2 contributions for all those years , I have tried to contact future pension line but can never get connected, I realise I can make some payments to fill some gaps but wondered if anyone had…
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Paying class 3 National Insurance top up for short years
Hi I'm 62 and have received a letter from HRMC (a miracle in itself as contacting them by phone is impossible) and they've listed 5 years where my NI contributions are short. Two of those years I'm only just short so it makes sense to pay the extra. However when I try to pay via the HMRC website there does not seem to be…