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Voluntary contribution to boost state retirement pension
Hello, I am in receipt of SRP from 06/01/2020. I do not receive full SRP (shortfall of £10.02 per week). I am advised by future pension forecast dept that paying any additional contribution will NOT increase my pension. I was contracted out for a period of my working life (12 years) therefore I cannot qualify for any…
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Previous State pension top ups
Will the previous NI top up payment my 77 year old wife made have a detrimental effect on any possible future entitlement under discussion?
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Error on my NI record?
My NI record shows 35 Years of full contributions. However,
when I manually count those years as presented on the GOV site, they only add up to 34. I spoke with future pensions who couldn’t really explain the
discrepancy but kept saying don’t worry, the forecast is what you will get. I have
one year left to retirement and…
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Voluntary contributions
Hi everyone, I have a questions on the voluntary contributions for the State Pension. As you can see from the pics attached, I have 3 missing years (2015/2016; 2016/2017; 2017/2018) as I was studying and as I am 44 years old, I can get the State Pension on June 2046. I am planning to move abroad next year. As I need a…
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Thoroughly Confused about my State Pension
Hello, I used to work in local government. I'm 72 years of age and have been drawing my state pension - currently £161.02 per week - since my 65th birthday. According to my NI record I have 40 years of full contributions and 8 years when I didn't contribute enough. My NI Record says that I can pay £824.20 to make up the…
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Early retirement without enough years for full state pension
My state pension forecast says I need to contribute another 11 years of NI to receive the full state pension, however I ideally want to retire within the next 5 years (aged around 50). The only gaps I have in my record are 1997-2000 so too long ago to plug. Everything I've read about voluntary contributions seems to be…
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Buying Class 2 voluntary contributions from France
Hello Forum Please could help with my sister's situation. She wants to know if she should be trying to buy back some of her missing 11 years now or can she leave it until nearer 2033? This is the situation Pension forecast as at 29 September 2022 Retirement date May 2033 Pension forecast = £121.61 COPE = £12.15 1982 - 2005…
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NI Contribution record is showing year upon year of phantom contributions- how do you fix this?
Hi Gang This is a bit of a different one. Following Martin's excellent advice at the tail end of last year, my wife and I set about checking our projected UK State pensions. We had done a little on this a couple of years ago (again, at Martin's flagging of the topic) but this had lapsed as it got tricky to progress. This…
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Topping up my pension
I am currently claiming my pension but it’s not the full amount. I am 68 and have 50 years full contributions, however my last employer was a school where we were opted out until 2016 and then on to non opted out contributions. I started paying my contributions at the school on 12/01/1998 and left 31/0812019 so had 18…
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Partial year but told not worth topping up
I have 33 full years and 2 partially paid years. I stopped working in 2014 due to I'll health. A few years ago I enquired about contributing to make the extra 2 years (£300 or do) but I'm pretty sure I was told it would not make any difference and I'd just be wasting my money. They said I would have to contribute later…
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Backdated State Pension
I am currently drawing my State Pension but do not get the full State Pension as I have 3 years of NI contribution shortfall . With the change in the law , if I make these 3 years voluntary contributions, will the increase in my State Pension be backdated to the date that I started drawing down my State Pension?
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National Insurance gaps
I'm trying to boost my wife's State Pension, but can't get through to the Future Pension Centre. When I check her NI gaps on the Gov website, the years from 2006 to 2019 show as "Year is not full", but when I click on these they all have the same message : "We are checking this year to see if it counts towards your…
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National insurance contributions
My husband is considering paying some voluntary national insurance contributions to make up incomplete years in his national insurance contributions record. Is it possible for him to take some of my completed years to top up his record?
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CF83 processing time reduced by 4.5 months in 2 weeks.
Hi, Submitted a CF83 several months ago and 2 weeks ago the online tool was saying expected reply by end November 2023 but today it says expected reply in a few days time. Is it possible that this is correct and they have cleared around 4.5 months of backlog in 2 weeks or is the tool completely wrong? I don’t see how this…
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Backdating claim for NI Credits - possible ?
I am receiving NI credits based on a non-paying ESA claim. I was put in the support group I was wondering what the rules said about backdating this claim (and associated NI credits) since I am still over 7 years short to be paid a full state pension in 7 years time..... According to…
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NI gap query
My husband and I have been looking at our state pension forecasts. His shows on his forecast he has paid in for 48 years and still has 2 years contributions to make to get his full payment. On the face of it we wouldn't have queried this however, we both worked for the same company (albeit I started 8 years after him) were…
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National Insurance Payment Gaps
Hi, Wondering could someone help me please?I am wishing to make a voluntary tax contribution but I can never get through on the phone number- 0800 731 0175. I just find it highly frustrating that I'm trying to pay them but no one will answer my call. I can only get through so far on the phone and it automatically hangs up…
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government pension
hi my wife is 20 years behind for her pension is it worth paying the 6 years she can top up or have a personal pension?
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Future Pension Centre phone statistics
Not sure if this has been posted elsewhere already, but a written Parliamentary question was answered (unlike most phone calls....) in late May, outlining the number of calls made to FPC by 4 week period and what happened to them. It's clear that they weren't prepared for the massive increase in call volumes around the…
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Grandparents NI top up
I look after my grandson and so does his other nan. I need 2 years to top uo my NI contributions for my pension. If I claim in retrospect (up until last April) could his other nan make a claim in the future if she needs to top up. I've read that only one person can claim but wasn't sure if that meant at the same time.
