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Paying Voluntary NI Contributions
Hello I am due to receive my state pension in September and have queried making voluntary NI contributions to make up missed/incomplete years. I have received a letter from DWP detailing how much it would cost and the subsequent uplift in my state pension. I then contacted HMRC to arrange for payment and they gave me a…
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UK state pension
Hi , I am in receipt of my UK state pension , but do not get the full amount due to gaps in my contributions. I can see that some of my years with no contributions are in the range of those years that have been announced that people can buy them as a contribution year, am I also allowed to buy these years to boost my state…
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Service problem - NI contributions record OR State pension forecast
Anyone else experiencing problems accessing either their NI contributions record or State Pension forecast. As part Self-Employed I'm registered with Gateway on Gov.uk - on both I receive the same message over the last 6 weeks and trying to access at different times of the day including the middle of the night - Sorry,…
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Future Pensions Centre call centre problems
I need to get some informed advice from the Future Pensions Centre about voluntary NI shortfall payments I want to make to improve my future pension. However, I simply cannot get through to speak to anyone. I know the new deadline for payments is the end of July, but what happens if I have not managed to speak to anyone…
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home responsibility credit
I am 74 so have received my pension for 14 years I just check NI records and found several years of home responsibility that have not been credited. One year I worked 2 Saturdays so have 2 NI credits but the whole year was discounted. Another shows me earning £20 and again the whole year was discounted. Some years showed…
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Class 3 NI Credit Submitted forms disappeared from Website
I submitted my forms in January and they showed on tax service website as in progress. For the last month I cannot see them. The credits have not be added to my pension. Has this happened to anyone else? Is it worth trying to telephone? Submit new forms? Or continue to wait? Thanks
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How to pay voluntary Class 2 contributions?
I am retired on a teachers pension, another 6 years to go until state retirement age. I am a few years short of contributions due to time at uni, time abroad and now not working full time. I do some exam invigilating at a local secondary school on a zero hour contract and some GCSE marking which is obviously just for a…
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Date Pension Payable From
I was 67 on 17 July 2022 . My accountant has advised i only have eight qualifying years and advised me to Top up my pension ( currently nil) by 16 years ; so I will have 24 years . If I do this will my state pension be backdated to 17 July 2022 or is it payable from date I make Top up payment ? Also can someone confirm…
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Checking record without ID.
I'm trying to help a neighbour who lives a very solitary existence, with no support network. I've gradually gained his trust and he asked me to help him apply for his state pension. He has a letter with an access code, but his pension due date is less than 6 weeks away. The problem we have is that we don't know what he…
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NI contributions / shortfalls confusion
Hoping someone can explain my wife's recent years' contributions/shortfalls (see attached picture). Makes absolutely no sense to me.
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Voluntary contribution to boost state retirement pension
Hello, I am in receipt of SRP from 06/01/2020. I do not receive full SRP (shortfall of £10.02 per week). I am advised by future pension forecast dept that paying any additional contribution will NOT increase my pension. I was contracted out for a period of my working life (12 years) therefore I cannot qualify for any…
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Previous State pension top ups
Will the previous NI top up payment my 77 year old wife made have a detrimental effect on any possible future entitlement under discussion?
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Error on my NI record?
My NI record shows 35 Years of full contributions. However,
when I manually count those years as presented on the GOV site, they only add up to 34. I spoke with future pensions who couldn’t really explain the
discrepancy but kept saying don’t worry, the forecast is what you will get. I have
one year left to retirement and…
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Voluntary contributions
Hi everyone, I have a questions on the voluntary contributions for the State Pension. As you can see from the pics attached, I have 3 missing years (2015/2016; 2016/2017; 2017/2018) as I was studying and as I am 44 years old, I can get the State Pension on June 2046. I am planning to move abroad next year. As I need a…
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Thoroughly Confused about my State Pension
Hello, I used to work in local government. I'm 72 years of age and have been drawing my state pension - currently £161.02 per week - since my 65th birthday. According to my NI record I have 40 years of full contributions and 8 years when I didn't contribute enough. My NI Record says that I can pay £824.20 to make up the…
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Early retirement without enough years for full state pension
My state pension forecast says I need to contribute another 11 years of NI to receive the full state pension, however I ideally want to retire within the next 5 years (aged around 50). The only gaps I have in my record are 1997-2000 so too long ago to plug. Everything I've read about voluntary contributions seems to be…
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Buying Class 2 voluntary contributions from France
Hello Forum Please could help with my sister's situation. She wants to know if she should be trying to buy back some of her missing 11 years now or can she leave it until nearer 2033? This is the situation Pension forecast as at 29 September 2022 Retirement date May 2033 Pension forecast = £121.61 COPE = £12.15 1982 - 2005…
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NI Contribution record is showing year upon year of phantom contributions- how do you fix this?
Hi Gang This is a bit of a different one. Following Martin's excellent advice at the tail end of last year, my wife and I set about checking our projected UK State pensions. We had done a little on this a couple of years ago (again, at Martin's flagging of the topic) but this had lapsed as it got tricky to progress. This…
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Topping up my pension
I am currently claiming my pension but it’s not the full amount. I am 68 and have 50 years full contributions, however my last employer was a school where we were opted out until 2016 and then on to non opted out contributions. I started paying my contributions at the school on 12/01/1998 and left 31/0812019 so had 18…
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Partial year but told not worth topping up
I have 33 full years and 2 partially paid years. I stopped working in 2014 due to I'll health. A few years ago I enquired about contributing to make the extra 2 years (£300 or do) but I'm pretty sure I was told it would not make any difference and I'd just be wasting my money. They said I would have to contribute later…
