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Voluntary national insurance contributions,
Hi all I am short by 6 years contributions, I am self-employed but get state pension in about 1 month,can these years be paid at class 2 price or is it class 3 when state pension age is reached ? Can't seem to find answer to this on goverment gateway.
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HMRC, State Pension & Top Up
According to the HMRC website, I have 40 years of full NI contributions. However, the same website says I will not receive my full state pension when I retire. Can someone explain why, please?
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When to pay voluntary contributions?
Like most people suffering massive problems getting through to HMRC I finally got the 18 digit code. (I involved my MP in the end due to fear of missing the deadline after having done everything else humanly possible.)In their apology letter, with the 18 digit code, they also gave me the breakdown on what years to pay…
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Grandparent NI credits
My NI record shows I have 41 years full contributions but says I am a year short of getting a full pension in 7 years time. I have stopped work but think I can claim for looking after my granddaughter since July 2022 as her parents both work and get family allowance. Can I claim 2022/2023 in October 2023 or do I have to…
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State Pension Forecast
Hello Your advice is much appreciated. My retirement date is 20th September 2025. Details taken from Gov Gateway site are: Estimate based on NI insurance record up to 5 April 2022: £172.18 per week. Forecast if you contribute until 5 April 2025: £189.65 per week. You can improve your forecast by filling shortfalls in your…
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Married Womens 1/2 Stamp
My wife was advised to pay into this scheme and as a result, has now got a reduced pension of around £90 per week apparently some of her National Insurance contributions were retrospectively taken away from her because of the reduced contributions, has anyone managed to get those contributions reinstated
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Paying Voluntary NI Contributions
Hello I am due to receive my state pension in September and have queried making voluntary NI contributions to make up missed/incomplete years. I have received a letter from DWP detailing how much it would cost and the subsequent uplift in my state pension. I then contacted HMRC to arrange for payment and they gave me a…
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UK state pension
Hi , I am in receipt of my UK state pension , but do not get the full amount due to gaps in my contributions. I can see that some of my years with no contributions are in the range of those years that have been announced that people can buy them as a contribution year, am I also allowed to buy these years to boost my state…
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Service problem - NI contributions record OR State pension forecast
Anyone else experiencing problems accessing either their NI contributions record or State Pension forecast. As part Self-Employed I'm registered with Gateway on Gov.uk - on both I receive the same message over the last 6 weeks and trying to access at different times of the day including the middle of the night - Sorry,…
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Future Pensions Centre call centre problems
I need to get some informed advice from the Future Pensions Centre about voluntary NI shortfall payments I want to make to improve my future pension. However, I simply cannot get through to speak to anyone. I know the new deadline for payments is the end of July, but what happens if I have not managed to speak to anyone…
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home responsibility credit
I am 74 so have received my pension for 14 years I just check NI records and found several years of home responsibility that have not been credited. One year I worked 2 Saturdays so have 2 NI credits but the whole year was discounted. Another shows me earning £20 and again the whole year was discounted. Some years showed…
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Class 3 NI Credit Submitted forms disappeared from Website
I submitted my forms in January and they showed on tax service website as in progress. For the last month I cannot see them. The credits have not be added to my pension. Has this happened to anyone else? Is it worth trying to telephone? Submit new forms? Or continue to wait? Thanks
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How to pay voluntary Class 2 contributions?
I am retired on a teachers pension, another 6 years to go until state retirement age. I am a few years short of contributions due to time at uni, time abroad and now not working full time. I do some exam invigilating at a local secondary school on a zero hour contract and some GCSE marking which is obviously just for a…
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Date Pension Payable From
I was 67 on 17 July 2022 . My accountant has advised i only have eight qualifying years and advised me to Top up my pension ( currently nil) by 16 years ; so I will have 24 years . If I do this will my state pension be backdated to 17 July 2022 or is it payable from date I make Top up payment ? Also can someone confirm…
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Checking record without ID.
I'm trying to help a neighbour who lives a very solitary existence, with no support network. I've gradually gained his trust and he asked me to help him apply for his state pension. He has a letter with an access code, but his pension due date is less than 6 weeks away. The problem we have is that we don't know what he…
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NI contributions / shortfalls confusion
Hoping someone can explain my wife's recent years' contributions/shortfalls (see attached picture). Makes absolutely no sense to me.
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Voluntary contribution to boost state retirement pension
Hello, I am in receipt of SRP from 06/01/2020. I do not receive full SRP (shortfall of £10.02 per week). I am advised by future pension forecast dept that paying any additional contribution will NOT increase my pension. I was contracted out for a period of my working life (12 years) therefore I cannot qualify for any…
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Previous State pension top ups
Will the previous NI top up payment my 77 year old wife made have a detrimental effect on any possible future entitlement under discussion?
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Error on my NI record?
My NI record shows 35 Years of full contributions. However,
when I manually count those years as presented on the GOV site, they only add up to 34. I spoke with future pensions who couldn’t really explain the
discrepancy but kept saying don’t worry, the forecast is what you will get. I have
one year left to retirement and…
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Voluntary contributions
Hi everyone, I have a questions on the voluntary contributions for the State Pension. As you can see from the pics attached, I have 3 missing years (2015/2016; 2016/2017; 2017/2018) as I was studying and as I am 44 years old, I can get the State Pension on June 2046. I am planning to move abroad next year. As I need a…
