📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Should I pay missing NI contributions , if I’m 35?

Options
Hope someone can help, I’m 35 and have missing NI contributions:
2012-13 £126.80
2008-09 £824
2007-08 £824

I have another 19 years to 5 April 2056 to contribute to state pension of which its prediction  is £203.85 a week.

Would it be valuable to contribute to my missing NI contributions?

Comments

  • naf123
    naf123 Posts: 1,708 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You do not have another 19 years to contribute. You have another 33 years until 2056

    I do not know how many years you have done so far....but if you missed only 3 years and you are 35, you probably already have 14 years of contributions and you have another 33 years to make up about 21 years of contributions.  
  • molerat
    molerat Posts: 34,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I suspect that your forecast states you need another 19 years to reach the max with 33 years left to get there.  That means you will currently have somewhere around £93 at April 2022 / 23. There is little to no point in filling those gaps if you intend working or claiming benefits for those 19 years with another 14 years spare. 12-13 may be attractive if you really want to.
  • Bookowl
    Bookowl Posts: 193 Forumite
    Seventh Anniversary 100 Posts Photogenic
    Yes- the exact wording is - Forecast if you contribute another 19 years before 5 April 2056
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.