-
Trading 212 Invest : Polite warning if holding only cash.
Like many, I have been holding a lot in cash in the Invest section to get a better interest rate. They're obviously getting wise to this and I got the following by email this morning Keep your benefits active Hi XXXXX XXXXXX We noticed you haven't traded for a while, yet you are still earning interest on your cash. We…
-
New Moneybox account
Does anyone else see it as a massive red flag that moneybox require you to verify your identity before setting up your account .... by replying to an email with your passport photo!? I'm always skeptical starting a new job or signing up to things where they use a 3rd party "safe" provider for these things .. but this is…
-
Capital gains tax pages in self assessment -questions on the calulation details required
I need to complete the capital gains pages in the self assessment for 24/25, so inputting the calculation details for each of the asset disposals I have made during the tax year. I have no CGT to pay but the disposals were > £50k so I still need to complete. My questions are: - I have made multiple purchases at various…
-
Best low cost share dealing platform
I want to sell some of my holdings in an investment trust. It's a pretty small amount, probably a third of the shares, a deal worth a few hundred pounds. Given the amounts, I don't want to spend more than £25 (and preferably less than that). It is also a one-off. Looking at MSE's list of share-dealing platforms, it seems…
-
I'm annoyed with NS and I
I'm also annoyed with myself for not reading the small print. My son was born in May 2005, ever since then I have been saving money into premium bonds for him. His holders number account was linked to mine so went I logged into my NS and I I could also see his premium bond saving. I targeted £1k a year to pay in when I got…
-
Money market ETF recommendation
Hello, I topped up my 20k allowance on my Barclays Smart Investor ISA. Now I need to invest this. I do not want exposure to stocks as I have plenty. Can you recommend me a low fee money market fund that will basically earn me the risk-free rate? I don't want to get REKT by fees though Many thanks
-
Are Fintech’s worth it? Over established banks.
Following the great rate that Plum offered on their cash isa I opened one and put a sizeable amount into them. A year ok I’m looking to move to a better rate and oh my what a faff it turns out that as Plum (and allegedly other FinTechs) don’t have the same establishment as high street banks - the process for transfers is…
-
Anyone experience with Blevins Franks?
Hi there, as the title says, I am looking for people having used in the past or currently using Blevin Franks https://www.blevinsfranks.com/ Would be great if you could share your experiences, good or bad, how they compare to others and how their cost/service aligns. If you don't want to share in public, feel free to PM…
-
HL treasury bills
Hi thinking of applying for large chunk of treasury bills do they work in same way as gilts as in any gains will not be subject to CGT ? As I am well over my PSA looking for ways to shelter money this tax year to avoid tax and doing a SA. Will this work ?
-
Castle Trust Bank
Before applying to CTB, I have checked that most posters have no issues with CTB, I want to check this is still the case, before going further with them, as I have expeirenced the below: On 8 May, I did a Castle Trust Bank online application, part of the process was to get a verified code via email or text. As I did not…
-
Foreign pages on SA - questions on foreign stock holdings
I am completing my self assessment for 24/25 and need to complete the foreign pages. I have some questions on 2 companies I own - BABA which is an ADR traded in the US and Brookfield (BN) which is traded in the US as a common stock. Both in a GIA account. 1) for BABA there is dividend paid out and an ADR fee taken from…
-
My child is not ready to receive their Child Trust Fund (CTF) - What next?
Hi all, So my daughter received the free £250 Government trust fund cheque when she was born, and ever since then I have been adding to it with regular monthly payments and any cash she received from Chirstmas and birthdays. Now she is soon approaching 18 and I understand the she will now receive these funds either on her…
-
West Brom BS Security
Should I be concerned by the apparent lack of online banking security on the West Brom BS website? To login, all you need is account number, date of birth and a 4 digit PIN.There is no password, memorable information or two factor authentication.
-
Virgin Money Defined Access E-Saver 4.76%
I'm sure this will be because of my lack of knowledge / experience but .... Called into my local branch today to ask about the above account which has an option to pay interest monthly. The lady tells me that if I opt for the monthly interest then that will count as as withdrawal so after 3 months the rate would drop to…
-
All in one Savings Platform
What is the best all in one Savings Platform with the most savings accounts available Is Flagstone ok Or do you suggest other alternatives
-
S&P 500 vs World Fund, last 12 months
I have the following two funds in my S&S ISA and compared their performance over the last 12 months. GSPX iShares Core S&P 500 UCITS ETF GBP HedgedHMWO HSBC MSCI World UCITS ETF USD S&P 500 1 year performance is nearly double that of the world fund S&P 500 (+12.26%) and the World fund (+6.19%) Both dropped to similar…
-
Trading 212 withdrawals
Can anyone share their experience re making withdrawals from Trading 212?
-
New Cynergy Login Procedure
At long last they have replaced the digipass / authenticator app with a code sent to your mobile via SMS. Sign in with existing user id and password. You will need to accept two long streams of Ts&Cs by scrolling to the bottom of them and reset your password which now has to include a special character. No instruction on…
-
Tembo Customer Service
I’m trying to transfer an ISA from Tembo and their customer service team seem to be non-existent…is it just me? Transfer was requested on 15th April, so I believe I’m beyond the 15 days transfer window.
-
Advice for investing 140K please.
A relative has 140k to invest. He needs easy access to some so he’s thinking of putting 50k in premium bonds, 20k in a cash isa and holding 10k in a savings account. What are the best options for the remaining 60k please?
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.
21.7K discussions
166.1K comments
Most recent: 2026/2027 transferring a cash ISA from Trading 212 to another provider by eskbanker
Today at 2:38PM
