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ISA 5.17% Trading 212
Has anyone ekse had difficulty opening this account and depositing. I cant get beyond my building society's scam check as it asks how I received the account number and sort code. Trading 212 dont provide this and when using the 'chat' to try to communicate with them it suggests 'make payment' which isnt even an option.…
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Inheritence
Hi everyone, I am not sure if this is in the correct place or not, but hopefully someone will be able to help me. Unfortunately earlier this year I lost my father and am due to inherit 2 properties - 1 valued at 350K and the other at 200K plus 130K in cash. I am looking at renting out 1 of the properties and possibly…
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Helping my parents - Savings accounts.
Hi all I'm trying to help my ageing parents manage their money a little better. They are very old school so I'm struggling. They recently sold their house and moved into a secure rented apartment. They have 100k left over after paying off the remainder of their mortgage. My mother insists on keeping the whole of the 100k…
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Savings, ISAs, tax bands and CONFUSION!
Hello, I need some help/divine intervention! My husband and I have about £50k in savings. £40k is in two separate ISA's - one is ending 24th November, the other in April 2025. I've just realised both of these ISA's are in my husbands' name - a higher rate tax payer. I am a basic rate tax payer. Should I; - Open an ISA in…
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European dividends
Hi all, does anyone have knowledge or experience of any deductions / withholding from dividend payments from either Germany, Norway, Netherlands, France or Spain ?
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General bank switching incentive question
Are there any such offers where you can get the incentive 3 times, for yourself, spouse and on a joint account?
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Stocks and share
Stocks and shares ISA with Skipton building society, who use Fidelity. Fidelity invest, as I understand it with Abrdn..I have heard their share price (Abrdn) has dropped…should I be worried?
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NatWest Fixed Term Savings Account
My NatWest Fixed Term Savings Account matures on 29 August. I’ve received an email advising “ You’ve chosen to reinvest your money” - don’t think I did. Has anyone else’s account matured- what rate are they offering?
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Fscs
Trading 212 offers fairly good savings rates whilst banking deposits with a high street bank. The banks are all covered by by the fscs £85k limit but Trading 212 is not. As my contract is with Trading 212, if it goes into administration, will I have any protection?
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Invest Engine platform
Anyone use Invest Engine? How do you find them?Was going to open an ISA and transfer in an existing S&S ISA currently held with 212I understand they only offer ETF's also.
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Shawbrook Login Broken?
Hi Anyone else having trouble logging into Shawbrook? It's randomly either saying my password is incorrect, or giving error message "Forced to logoff due to sesion expired" Password reset gets to the SMS code stage then fails with error "An error has occurred: Unable to save because this data has been updated by another…
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Saving help
I am very lucky to have inherited over £100000, can anyone advise what to do with it, banks building societies are really not helpful and I'm just not sure what to do! I have tried advisor's but all want a big fee to even book appointment!
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Capital gains tax on investment bond
I pay tax at basic rate. I have a bond which started as £10,000 investment in 1997. Now valued at £25,000. I had no idea I would be taxed on profits! I do now. Having researched it I think I can take up to £3000 out each year without paying CGT or any other tax. Is anyone able to confirm this for me? Many thanks
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Shawbrook ISA
Account opened but I get different error messages when I try to log on. Not hearing good things on forums. should I choose another provider.?
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Bonds and Misery
So far I had very little bonds in my portfolio. 50% equities 50% cash. The little bonds (bond funds) I had took a million years to produce any return. But I have been thinking about having a generally recommended 50-50 stock bond portfolio. In spite of my money market funds cruising along and generating nice returns I went…
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Simplest Way To Sell Bitcoin
I invested in Bitcoin in 2017 and it has done very well. I now just want to sell it in the simplest, safest and cheapest way possible. I have Googled this and Etoro keeps coming up as the best platform. I have created an account, but the platform appears to be focussed on trading everything under the sun, it is difficult…
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Savings fund in a SIPP?
Dumb question time, but is there an equivalent of a fixed rate savings option available within a SIPP or S&S ISA? Somewhere to park some funds where (for whatever reason) you don't want them invested in shares, but do want some kind of return. Thanks
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Tax on Savings Interest in Unusual Circumstances
Hi, I’ve read the guide on this site relating to tax on savings interest. I understand that if I go over all of my various allowances, my tax code for next year will be changed in order to collect the tax due. I have a large amount of money earning interest outside of ISAs (I’ve used up my full ISA allowance for the year).…
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Help balance our investments
Any advice much appreciated. Both my husband and I opened a sipp and a stocks & shares ISA earlier this year and will be topping up both next year. I am currently using Hargreaves holding bothFidelity World Index Class P AccRathbone Global Opp He is using AJ Bell holding bothFidelity World Index Class P AccHSBC Global…
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Accurately declaring interest on tax return
Hello all, first time poster but can see there are many knowledgeable people abound who might be able to advise a first time self-assessor! I'm in the process of completing my tax return and need to enter my BBSI interest. An issue I'm having is that the amounts on my 23/24 certificates of interest are not an accurate…
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