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Trading 212 - question on rebalancing pies
Sorry if this is a silly question (I'm both new to investing and Trading212). I've put together a few things in a custom pie, but wanted to tweak the weighting % of each holding in the pie. If I want to tweak the weighting of my holdings, do slider changes apply automatically? Or do I need to do the extra step of…
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Transferring Assets (funds) to spouse
I wish to even out our Capital Gains liabilities between my wife and myself. I believe that transferring funds between spouses can be done without incurring CGT. How do I go about this (we both have iWeb GIA accounts and wish to transfer between these). I assume that we can't just sell from one account and rebuy in the…
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Smartsave one account only
Does anyone know the exact rules regarding not having more than one account at Smartsave?My partner has a 1 year fixed term account with them (expiring shortly and being reinvested in new one). I tried to open an account in my name. I got to the point where my details were going in and it came back with you can only have…
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Need advice
Ho there my sons due some inheritance that he can't touch until he's 18. He's currently 16 and it will go into his young savers account for now. Where can I put it? It's just over 20k need advice where to place it please?. Confused.com
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Easy Access Accounts allowing more than 1 nominated account
Have searched but not found anything. Anyone know of easy access accounts that allow more than one nominated account and monthly interest whilst paying decent interest rate I know Skipton do but rates are low. Tandem do but not keen on app only accounts. Thanks in anticipation
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New to CGT - calculation for Acc units partial disposal
Not sure if this is the right board I want to realise my CGT allowance of £3000 for 24/25 I want to sell some of the shares in an Acc fund. If i bought N shares originally and I sell n shares I think my cgt would look something like this: profit = sale value - (original value*n/N) - accumulated dividends. My question is do…
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Best place to put £80k for 6 months?
I need to put £80k somewhere safe for about 6 months. It's probate money so won't be there much longer, and can't be put in an ISA. Where would be secure and offer a good rate for that term?
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Dividends for ishares core MSCI world index etf acc
I have opened a general investment account with Investengine and invested in MSCI All world acc ETF. But struggling to find dividends for filling the tax return. Have looked on trust net and Ishares but couldn't find it. Also unable to find dividend information for Vanguard All World UCITS etf acc. Any help hugely…
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reducing hours - will starter saving rate come into play
Hi all. I'm looking to reduce my hours at work next year, somewhere around mid tax year. As I'm a fairly low earner, this reduction will mean over the whole year I will be earning less that £18570. The first part of the year I earn more, pay tax and have personal allowance of £1000 but 2nd part will be on the cusp of not…
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Warning British Growth Bonds
So interest is taxable payable in year of maturity. So with the 5 year Bond compounded interest is 21%. It will take me into higher rate tax! Have I misunderstood this?
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Monument Bank
Monument Bank offer yo an easy available access account but do not lower the interest rate so for an easy access account 4.81% is excellent. £25000 min to start but well worth it.
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Savings, £5000 in which account
I have a Santander Edge account which pays 3%(for now) I also have a Coventry savings account which pays 4.73% interest and allows 3 withdrawals per year without penalty.(50 days interest lost after that on withdrawal I assume) I need to make several withdrawals of less than £5000 in the coming year. After my first 3…
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Co-op switching direct debit
Hi Anyone know what counts as active DD for switching bonus for above bank as I have switch going through now and 1 of my DD is ebay which last paid out in Jul. Thanks
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Oxbury 5 year bond (is it annual or maturity interest)
I'm deciding on a 5 year bond to invest in and was reading this page:moneysavingexpert.com/savings/savings-accounts-best-interest/ Under the '5 year fixed rates' saving section it shows Oxbury bank 5 year bond as paying interest at maturity (bad for tax i guess). Yet on Oxbury's website:…
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Chase Savings Rate To Change AGAIN! (3.75% from Oct)
Just got this email from Chase... I've been loving my Chase account and was happy to stick with them despite them lowering their rate before most other banks. I have their boosted rate until Jan, but I have mutliple savings accs with them that will now fall to 3.75%. My worry is that the change in % difference between the…
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Raisin 1 yr bond rate dropped after I submitted application
Hi folks, I submitted an application for a one year bond on Raisin with IS bank with an advertised interest rate of 4.85%. There was a small banner saying "rate dropping tomorrow" but I assumed I would lock in the higher available rate on the basis that I completed and submitted the application before the rate dropped as…
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Interest rate comparison tables
I can only find banks offering the top or best interest rates on savings accounts and ISA's - not complete tables. Are these still available? If so, please tell me how I navigate to find them. (I used to compare savings rates tables in MSE with those in 'thisismoney'. Sometimes one was more up to date than the other.)
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Bitcoin
Hi can you make money from bitcoin or is it a scam?
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New Furness Savings Account 4.9%
I saw and advert in the Daily Express a few days ago for a new double access Furness Building Society savings account offering 4.9%. I saw it on the Furness site the other day but now when I check their saving accounts the top one is a One Year Regular Saver offering 4.75%. There are also no details of the account on…
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Using Barclays Rainy Day Saver After Cancelling Blue Rewards
Hi Probably a stupid question but what happens if you try to use the Barclays rainy day saver after cancelling blue rewards. I've been advised the account will convert to a normal saver in Jan. Cheers
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