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PPI Claim from Barclaycard via Ombudsman
Hello, Would be very grateful for any advice received re reclaiming PPI via the Ombudsman. Have had my claim against B'card upheld and reached the point where the Ombudsman have sent me a letter setting out their 'typical approach' for calculating compensation. Before I commit or sign their settlement form is there…
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Welcome ppi insurance claim
HI trying to claim for mis sold ppi insurance claims with welcome finance spoke to them today done verything via mse website,loans have been fully paid for some years now, but its killing me having to wait fill forms in just to see if i can claim anything - are there any grounds where welcome finance wont pay out on claims…
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PPI calculation
How do you calculate how much should be awarded ? I have a claim in at the moment with FSCS against Compass Finance and the sum was for a single premium PPI added to the loan which was taken out in 03/03 and the loan was paid in full on 12/05. The loan was for 7000 over 7 yrs but as i say it got paid in full early. i am…
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how do you no if your paying ppi
hi im new to this so please bear with me ,me & my other half have a few cards:mad: mbna,lloyds tsb & m&s . we never bother with any insurance so how do we no if we are being charged ,is it shown on your statment as insurance ect , or included in the interest charges.:beer:
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Hamilton (Di)
Di if you can help, I wrote to Hamilton as Central werent regulated and Endeavour wouldnt help either, I wrote Middle of July but havent heard anything. What should I do now ? Thanks K x
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Re-Claiming MPPI if company has liquidized
Hi I found my old MPPI policy and as it did not cover pre existing and was a single premium, I started the ball rolling. After 6 weeks I finally get a call from the MD of the broker, Advising that he was the MD of the company, however it has gone into liquidation in june this year, but by the sounding of the company it is…
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Not sure what to do next......
Hi.. I had a complaint regarding PPI throught yorkshire bank. I took out a loan a number of years ago for 1000, and ppi was including... a few years later I took out another loan with the same bank and they paid of the orginal loan and I started a new one, which also included PPI. I took the advise on this site and asked…
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Help with Halifax & mortgage ppi
Hi there would be grateful for any advice anyone can give don't know where to start!! We took out our 1st mortgage with Halifax in Apr 2007 on the same day we signed for the mortgage we also signed for Mortgage and life insurance ppi, we were under the impression that we had to have this being 1st time buyers, should the…
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Barclays Overdraft Insurance
Hi, I've had a Barclays overdraft for about 15 years, but it was always around 5k overdrawn - somehow I ended up with some form of PPI insurance for around £8.00 per month (Think this was a bank error, and it remained like this for a number of years) Anyhow back in around 2005/6 I extended this overdraft to £8,000 and at…
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Life Insurance
We were told when we took out our Mortgage that we had to take the life insurance that the bank provided. We told them we already had life insurance. We were told we would not get the mortgate without it. Recently on a clear out, I found the paperwork and tried to call the company National Australia Life as I stopped…
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Tesc0 Finance Problem and a whole bunch of useful contacts
I was looking for a postcode for the T.esc0 customer complaint's team as they gave me the wrong one on the phone (I think it may have been the person I was talking to's home one!) anyway I found this ; moneyscotland.gov.uk/das/files/Creditor_contact_new_2.xls A whole bunch of creditors contact details - not sure who/why…
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Reply from EGG - do i accept offer?
Well i sent my original letter to EGG about 2 loans i had with them (8th June) and had a brief statement of both loans showing the PPI charges and interest etc. Then i sent my questionnaires off for both loans (16th August) and had a reply back 20th August saying they were looking into my complaint. Today then had a reply…
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Blackhorse - Help regarding claiming PPI
Hi, I sent off my original letter trying to reclaim PPI charges but have has a letter back saying that they are not regulated by the FSA (I am in Jersey, does this make a difference) and saying that they believe that they did advise that the product was optional, that I signed the agreement and therefore I had read,…
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barclaycard claim
received my sar from barclaycard yesterday and to be honest means nothing to me. no info of how much ppi payed etc (that i can see anyway) is it just a case of sending a letter requesting ppi is refunded and they should be telling me how much etc??
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NatWest credit card PPI reclaim questions
Hi there, New to this forum so be gentle. I have read the 'reclaiming PPI' bit on the main website but have some questions. I took out my one and only credit card, a NatWest MasterCard, many years ago (I'd say 10 or 11 years). Since then, I have been paying the protection insurance. I do not remember ever being explicitly…
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Loans.co.uk /First Plus = help??
Hi I am a little confused I took out a loan with FP and when I tried to get the PPI back they advise I should contact LCUK so I have and unsuccessfully waiting for over a year to get anywhere and still waiting. :( Should it be FP refunding me the PPI or LCUK as I pay the money to FP and not LCUK. The FOS called me today to…
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Amazon Prime
Please help me! I had a charge on my card from Amazon Prime. How can I reclaim my money back please?
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Reclaim Insurance Brokers
I am currently trying to reclaim missold PPI through Cardiff Pinnacle as GE money where not regulated in 2004. This is currently with FOS and has been for six months, l was wondering has anyone on this site been successful claiming against Insurance Brokers. I am arguing that they have a duty of care and if they have…
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MBNA creditcard
MBNA rejected my hubby's claim. Their reasons as follows: MBNA became the provider of your card since Mar 2005 as the a/c was converted to MBNA from HBOS and they advised us that the a/c had PPI. as a gesture of goodwill we have arranged for an immediate refund of the premium of 48 pence to your a/c this will show on the…
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M&S Money chargecard rejections
Hi, this is another rejections we have re'd. they have enclosed a copy of my hubby's application, stating he has signed the request that PPI was added to the a/c. if he felt that he was pressured into buying, then he was indicating that he knew the policy was optional and not compulsory. By signing the credit agreement, he…