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Amazon Prime
Please help me! I had a charge on my card from Amazon Prime. How can I reclaim my money back please?
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Reclaim Insurance Brokers
I am currently trying to reclaim missold PPI through Cardiff Pinnacle as GE money where not regulated in 2004. This is currently with FOS and has been for six months, l was wondering has anyone on this site been successful claiming against Insurance Brokers. I am arguing that they have a duty of care and if they have…
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MBNA creditcard
MBNA rejected my hubby's claim. Their reasons as follows: MBNA became the provider of your card since Mar 2005 as the a/c was converted to MBNA from HBOS and they advised us that the a/c had PPI. as a gesture of goodwill we have arranged for an immediate refund of the premium of 48 pence to your a/c this will show on the…
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M&S Money chargecard rejections
Hi, this is another rejections we have re'd. they have enclosed a copy of my hubby's application, stating he has signed the request that PPI was added to the a/c. if he felt that he was pressured into buying, then he was indicating that he knew the policy was optional and not compulsory. By signing the credit agreement, he…
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HSBC sold on my debt
Having read Martins article about PPI I have just realised that I was mis sold a loan. "No loan if you don't pay the insurance" However after a few months I lost my job and had to come to a voluntary agreement with HSBC to pay off the loan. Later they passed the debt onto Cabot . I will honour the debt of course but I need…
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Help needed to unscamble egg ppi
Hi everyone Long story here goes, took out egg loan in approx 2000 and paid it off in 2005 after sale of house to fund business, took out another loan in 2006 and on both occasions was mis sold ppi, have sent in claim forms this week and I am awaiting a response. In Feb this year after a very long period of illness and all…
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M&S Money - PPI
Now i am getting really fed up of these results. I have just re'd a reply from M&S Money regarding the PPI. They said whils they do not accept the allegations I have set out on this occasion, without any admission of liability and as a gesture of goodwill,they are prepared to offer me an ex gratia payment. Which is about…
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Welcome Finance
It is 8 weeks since I submitted my claim form to Welcome Finance, other than a lette rof acknowledgement, no news. I think this is the worst company ever to try and communicate with as they don't answer their telephones , it is a disgrace. I hate Welcome Finance with avengence!
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halifax and ikea ppi
hi i took out a loan with halifax in 2004. i can only find one statement dated 2008-2009. annual interest rate states 9.94%. i paid every month with no problem and it is now finished. it says on the statement original amount of credit 6735.41 and has 2 small stars by it. underneath it says **inclusive of loan insurance…
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I took on the bank and won! PPI Success.
A few years ago I took out a substantial loan to clear all my debts. On top of this loan the bank (who [FONT=Times New Roman, serif]shall[/FONT] remain nameless for legal reasons) added £5000 worth of payment protection insurance. I didn't want the insurance. I knew I could have got it cheaper else where and I'm in the…
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Just wondering .... ??
For various reasons I am using a 'claims company' for the PPI. All fine but 1 question on the form seemed a bit odd. Amongst the 'tick questions' was the statement below: I was a public services employee when I took out the policy. I actually was and the Bank agreeing the loan / setting up the PPI knew that because I had…
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LLoyds TSB Creditcard
Damn Lloyds. This is the 4th or 5th response,which says "we are confident that the policy would've been posted to you. unless you have any new evidence available for us to consider we would confirm that this is our final reposnse. If you wish, you could review the complaint to FOS". Now can someone please tell me if its…
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Confused by Barclays Questionnaire Response
Hi guys, I little while back sent Barclays the questionnaire from Step 1 in the reclaiming guide explaining why I felt the Loan's PPI was missold. I've recently received a letter from them stating, with reference to the complaint, that they can remove the protection and have prepared forms of agreement for the new loan for…
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MBNA credit card halved my debt
Success, after following advice on here, i approached the CCCS to help with my debt (around£40k on cards). I owed £14k on my MBNA card and they accepted £7500 as final settlement, just followed advice of paying all my creditors £1 a month for a few months then making an offer, it worked with some of the others too with 25%…
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help!
hiya I have two loans out with Yorkshire bank. The FOS are now looking into this regarding PPI. They have confirmed that the PPI on the second load was mis sold. However they have been very slow and they have only just realised that I had two loans and the first loan was paid off and consulidated into the second loan( I…
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Been asked to make a settlement offer
to the debt collection company against a debt that I have reclaimed the PPI against. It took over a year and the broker reneged on things he previously agreed to. So I have never been invoiced for a fee but i did not receive all the monies I was expecting ( its a really long story... sorry) so its been left at that point.…
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PPI on an egg loan
I took out an egg loan in july 2004 and after a year or so of repayments had to call on the help of CCCS to get me out of the financial hole id dug myself into and for the last 5 years or so I have been clearing my debts using the CCCS. I recently checked my balances and noticed the egg loan contained over 6000 in payment…
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capital one credit card
has any1 had any dealings with cap1 c/c regarding their ppi, cos wen i foned them to cancel mine they said that it wil only make a difference of about £1.30, so wen i asked why it says 60 odd pounds on my statement they gave me a load of bullcrap which i didnt understand, so i cancelled anyway to see what difference it…
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Lloyds TSB Credit card (Visa)
..had one of these from about 2001-2007/8 until I mised payment etc however it was paid off in full. have dug out old statements but it doesnt tell me if I was paying PPI..would this info definately be on the statement as it is with my argos storecard/ loans etc... How can i find out if I was paying PPI (with the intention…
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PPI questionaire
Hi Can any one help please. i am in the process of reclaiming PPI against HFC/Hamilton and they have sent a questionaire which asks questions such as " how would you have repaid if you lost your income". I want to leave blank because if I was to say I wouldnt, then they have a case for stating the PPI was valid. Will…