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Claiming charges..
I sent my letter to natwest asking for my charges to be returned but this morning i got a statement stating that £28 will be taken out of my account on friday and the end of april for an unarranged borrowing fee.. I called them and asked what this was for and they said cause i went overdrawn on the 28 feb and didnt put any…
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postycon needs help again
hi i have sent in my threatning to court letter to tsb no reply the time is up this friday, because i am exempt from paying court charges how do i do it it wont let me on line , i am with a dmc who have paid all my debts since 1995 but now lloyds are threatning me with solicitors if i dont clear my over draft and loan , is…
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Help with template letter
Hi Everyone Sorry to sound a bit thick but I was reading over the template letter on CAG for reclaiming from the bank. I have copied the following from the letter and wondered if anyone could help? Im not too sure how I know how much overdraft interest has been taken. Any help would be appreciated Thanks What I require I…
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big bad Barclays
To date I have asked for my statements on the13th of February it took Barclays a month to respond and I received my statements by the 13th of March 2007 They returned my cheque for ten pounds and informed me that this was a free service they offered isn’t that nice well it seems that they had charged me £1551.06 this…
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Please Help
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Letter after asking for list of bank charges
Hi All, I have got an account with HFC and recently i wrote to them asking for a list of bank charges made to my account, using the first template letter and £10 cheque. I received a letter saying: Thank you for your letter of complaint regarding the fees and charges, which have been aplied to your personal loan plus. You…
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they only wanna give me 50% help??
[/b Hi All, I Been Following The Stages, All Well, Until Now!, They Are Closing My Account, And Offering Only 50% As A Goodwill!, Im Due Around 2400, 2800 With Int, I Dont Want To Accept That, What Do I Do Now? Ask For A Higher Amount Or Proceed With Court? Please Help, Ps, I Did Threaten Them With Court, This Is How I Got…
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Help- If I ditch Co-Op before they charge me, will it affect my credit rating?
I've successfully claimed back £245 from the Co-Op... that may not sound like a lot compared to some, but its more than a week's wages, and they have taken it in the last 6 months due to just 2 breaches, of less than £50 each, both repaid within a week. The problem is that in the time it took to get the money back, I had…
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What actually happens in court?
Today I have received a letter telling me that HSBC have filed a defence and so we will be going to court. I have no experience of courts and would be very grateful if somone could actually tell me step by step about the process, including such things as: - Do I have to go, and if I don't, what happens? - If I go do I need…
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how long
i ahve wrte to bank asking for money back ,how long should i leave it b4 i tell them i will be taking them to court , any help would be gratefull
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advice on a number of claims
Am heady with success about getting money back against A+L wandering what I am entitled to go for as well. Goldfish credit card closed down four years ago but don't have my number can I get statements on my name and address alone? Store card charges? Halifax credit card where I had an interest freeze for about 3 years…
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Money Claim
Hi guys, Filling out a MCOL but what should i write in the "Particulars of claim* part at the end?? Thanks
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Please help-dont know what to do now-bank turned me down
hi, i have recently been trying to reclaim my bank charges, using the templates i got off here,i even used the one saying i was going to take them to court,and the HSBC have just wrote to me saying that the charges were fair and basically im not getting a penny :eek: . im owed roughly £1800 and believe me the charges were…
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Actual Court
i started to reclaim my charges in dec 06, all was going fine, i offered and counter offered. took HSBC to the small claims and one day before the deadline ran out! a defence appeared on moneyclaim. i now have a form and another £100 bill for the court service. they owe me nearly £3000 but am panicking about the court…
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Ooops...only given them 7 days
Hi Moneysavers! I am in the process of reclaiming over £2000 from the Abbey All going ok, I sent off, got all my statements, sent the statutory "Pay up or else" letters, and recieved their standard "We are looking into it, please allow us 28 days" rubbish....And that is when I sent my final demand or I take you to court…
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Help Needed on Next Step
I have today received an offer from Barclays offering to pay me a good gesture of £1840 out of the £3031 that they owe me. Can anyone please tell me the next step i need to take as i do not feel that this is an acceptable offer. Thanks
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Do i need to make contact?
Im just waiting for my online banking to be set up so i can work out back dated charges, but do i need to ring the bank or anything to inform them that i am preparing to put in a claim, can i just go straight in for the throat? Im very nervous about starting this but have got my figures to over £1500 and i could do a lot…
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Bank reply after small claim requested what next?
I got to step 3 - wrote to the bank to ask for my money, with a 14day response time. Their (Halifax) time ran out on 21st March, I waited until after the post had been on Saturday 24th March and still no reply so I missed out step 4 (I thought 'why should I give them an extra 14 days warning'). and went straight to step 4…
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Should I miss out Step 4??
So I got a reply to my first letter from HSBC saying that they are looking in to it and will get back to me in due course (It's now over 14 days since I wrote to them) This I take to be an incomplete and/or unsatisfactory response, and therefore I will proceed with further action. My question is, do I lose by skipping step…
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help!!
hi there got to the stage where i cant complete the online court thing because lloyds are defending all the claim, is this ok?? and what do i do next? Dave