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Charges for returned cheques
Got somewhere with Alliance and Leicester, so now time to tackle Natwest!! On the letter to request details of all charges, it states "default charges for direct debit, unauthorised overdrafts and standing orders". Should I just amend this sentence to also include returned cheques? Also charges apply to 3 accounts. Do I…
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Help with lloyds tsb no response to 1st post
LTSB are advising me to take my claim to financial ombudsman as I have not defaulted on my account and charges are fair and been correctly applied - any suggestions as to how i now proceed - first direct settled within 3 weeks no hassle !!! Also my step son has not started the process yet and he is also lloyds tsb - is it…
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Reclaiming handling charges for Non-DD use
Sorry if this has been posted elsewhere but I can't seem to find it. I've been told that charging for the non-use of a Direct Debit (i.e. when you don't set up a Direct debit to pay monthly and get charged as a result *see T Mobile*) is also illegal (quite right too). Can anyone confirm this and point me to the appropriate…
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is it too late is starting claiming back my
Bank Charges. many thanks
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ready for court
I have charges of £3913 with Halifax and havesent the first two tempate letters with no decent response yet!! Im from Northern Ireland so have to claim too much to go through small claims court, does anyone know if it is possible to split my claim so I can claim for the full amount in 2 separate claims and not have to be…
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Do i have to contact them?
Im just starting this, waiting for online banking to work out my charges for the last 6 years (i already have a balance ov just over £1500). do i have to contact them before sending in a claims letter? Thanks Sparky
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help in advance
I have found most of the my bank statements but I have about 44 pages missing from my statements ranging from Feb 2001- march 2005. I known that is my worst period for bank charges. What I shall do next? many thansk:confused:
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court stage need help
hello i'm new to the forums although do read the information about bank charges etc. i have sent 2 letters to natwest and now need to do my court bit. i used the moneyclaim court online and have filled in all my details etc but when clicking submit it says unable to send due to technical error. have tried for 3 days. have…
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Can i reclaim the interest??
Hi all, I may be stupid but i've just received all my statements from my bank re :reclaiming my charges and I can see that every time i get charged theres added interest next to it of about £12.............can i reclaim these or does this automatic interest on this page cover them????????? Please help, icant believe how…
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Salford County Court April 24th-anyone else?
Hi Anyone else got that date at Salford? Be good to support each other and compare progress?
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what now
Hi, i am in the process of claimimg £1700 bank charges back from HSBC followed all the steps didnt hear from them on intial letter detailing charges so i wrote again saying they had 14 days or i was taking them to court, i received a letter from their customer services dept saying they were looking into my concerns and…
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OAP letter to bank re charge
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Can you still Claim if in trust deed?
I was in a protected trust deed (scotland) from sept 2003- sept 2006 where I released equility from mortgage to avoid making monthly payments - during the run up to setting up trust deed I had many large chrages via credit cards - was wondering if could still cliam these or would card companies take any refund back to…
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Incomplete Data Protection Request??
Hi All, I wrote to Lloyds TSB a month ago using the template letter on this site to request a list of all charges made on my account in the last 6 years. They have written back to me enclosing the charges from Jan 1st 2002 and in the letter they say "please find attached a list of charges from September 2001 or the date…
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Reclaiming of Bank Charges - Deadline Date
I wrote to my bank on the 11th of March and the deadline is the 25th of March 2007. Bearing in mind that I did not send the letter until the 13th of March, does the 14 day period commence from the date I actually put the letter into the postal system? I received a letter from Barclays dated the 16th of March stating that…
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40 Calender days or 40 workingdays?
Ive written to Lloyds to claim my charges back and was wandering whether its 40 calender days or 40 working days that they have to reply?
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Charges rejected
Hi.I have wrote my letter to natwest, tsb and barclaycard for my refund on charges and i have had a reply saying from a date in June 2006 my terms and conditions state they can charge me the £30 charges for going OD and charges on my acc. They also state i wouldnt have a leg to stand on if i take them to court. What do i…
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which date do I start from?
Hi, I am self employed so have all my bank statements from the last 6 years so have by passed the first letter to Barclays Bank. I have been through my statements,, done the bank charges interest calc. (two separate ones for both my accounts) but am I going from the correct date - When does the 6 years go back to?? I am…
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Should I change amount?
Noticed one of my charges was for £150 so when I queried it, I was told it was for a mortgage payment. Ihavnt and have never had a mortgage with them!!! Eventually they admitted they made a mistake and credited my account that day for the amount. My question is do I deduct this amount now and send off revised s/sheets or…
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do i claim for the whole charge?
Hello Im about to put my claim for charges, one thing to check, for each charge of £38, do I claim the whole amount or subtract the £12 from each that is deemed to be acceptable? thanks