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closing order
My query is regarding a closing order severed on a property section 604A of the housing act 1985. under the section 264 and 267 of act council prohibit the use of the dwelling house for any purpose not approved by the council. under the housing act 1985 section 604A dwelling house fails to meet the following structural…
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Class I exemption question
My parents-in-law moved in with my husband so that we could look after them due to old age and ill health. They never went back to their old home and no-one ever stayed there - even for one night. Due to lack of space and my mother-in-law's need for her own bedroom to fit in care equipment, my husband and I moved next…
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New Build Council Tax Banding
Hi I built a house in 2012 and was valued at £200000 and put in bad F for council tax which was correct at the time of build. Looking at how council tax banding was introduced it was based on a property’s value in 1991 which in theory would have been £84000 and band D for my property had it been built prior to 1991. My…
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Vauxhall Diesels
Had a message from a company offering to deal with claims against Vauxhall for fitting illegal devices in cars made between 2009 to 2019. Much like the recent Volkswagen claim. Is this a scam? I have a Corsa Diesel 2.0L Sri. The only issue is I didn’t buy if from new. I bought it from Motorpoint with relatively low…
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Issues with mortgage insurance legal and general
Hi I hope someone can help, I have just realised that a current mortgage insurance policy I have with legal and general is for my previous property which was paid off 11 years ago, and not for my current property where I have a separate policy with Aviva. I can’t believe that I didn’t realise I am paying both and have…
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Need to help to reclaim from USI Tech scam
Hi all, A couple of years ago I invested money in a USI Tech bitcoin scheme that turned out to be a scam. I only lost £100 but £100 is a lot of money to me and I'd like to get it back if I can. There are ads for companies that will do this for me but I wondered if anyone can give me some advice about doing it myself?…
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Tax confusion/locum agency PAYE
Hi there. I'm a locum pharmacy technician. I've recently thrown my hat back in the pharmacy ring (February) so I haven't really worked so far in this tax year, mainly due to hating pharmacy! This means I haven't touched my 12500tax free allowance. I resigned to a locum agency I had used a few years ago under their PAYE and…
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Adding a 2nd name on Council Tax account
Hi, At the moment the council tax is in my name only,but we'd like to add my wife's name also to it. I have a mortgage which is in my name only also. Can we do this,or does my wife has to be the co-owner also? She is on the electoral roll and has been on it for some time. TIA
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Singed a mortgage at 20 with her mother!
Hi guys me, our baby son and my fiancée are living a nightmare, stuck inside a house with her separated mother. K has been signed into this 140,000 mortgage since 06/18, and was unfortunately done so under the pretences she would be able to get out at some point to start her own life. It’s is 3 years on and our life is…
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First Direct Handling of Scam - shambles!
Scammed in December 2020 by someone claiming to be from HSBC, owners of First Direct. FD will only repay 50% of money taken as "I could have done more to prevent it". Fair comment but their handling of the whole episode leaves lot to be desired. Despite being division of HSBC, FD have own fraud department for account…
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Unemployment policy would not pay out
Hey, about 10 years I was sold a sickness and unemployment policy with HSBC along with a loan, at the time and for many years since I had been in fulltime employment and had sick pay as standard included so had no need for the policy, that is until I went self-employed in October 2019, and as you may well know by now the…
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Reclaiming second home stamp duty
I currently rent out my old flat which I lived in for 4 years up to May 2018. I'm in the process of seeking a possession order as I am buying a home with my partner. I'm aware that if I am able to sell the property within 3 years I can claim this money back.... But does this apply as it's a rental property not my main…
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Lost banking info
Does anyone know if/how I can trace transactions over 20 years ago? A combination of circumstances (including long term hospitalisation) means that I have lost a range of information - I have paid for an accountant to try and trace but all they did was ask me to produce more and more information I didn't have! Which is why…
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National insurance overpayment
How can i claim back an NI overcharge from my employer? I started a new job, paid weekly, and received my first payslip after three weeks. On it they have treated the three weeks as one week and only given one week’s NI threshold of £183. I have contacted them and they have admitted this but aren’t going to do anything
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Can I still claim?
Hi guys, so after this recent pandemic I decided to move home. I am a renter in London and noticed that I have been paying way too much council tax (didn’t really think about it before) I am currently paying band E for a studio flat in Hounslow when I should have been paying C. I have started a claim but obviously I am now…
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Council Tax Banding
Hi, advice needed if possible We moved into our home in 2003 and immediately contested the CT band and got moved from an F to an E, we spoke to our neighbours who did the same and they all got moved to an E also. In 2017, my husband had a spell in hospital and we claimed benefits for 4 months including CT benefit, this may…
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Council tax banding
I watched your program with the council tax banding and realised I am in wrong band as houses the same or bigger in my road are band E and I am band F. I appealed to the Valuation office as you said. Have lived here for over 30 years without a thought about it till you raised it. They sent me a letter back saying its…
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Council tax rebranding with extension
Hi all, Could not find a post which fits my situation, hence this new thread. I bought my property where i live in in 2011. There are 26 houses on the street, all graded band E except 4 ( including mine) banded F. My property had a extended reception which is why i assume when i bought the house it was in band F. Now the…
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Help towards court fees
Is there any way to get help with costs to enable a person to take another to court? unsure if there are charities who help with this?
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single household council tax
hi All I don't know if anyone can help me, since July 2020 my husband has had a job abroad on a 3 year contract. I was due to travel with him but due to the current coronavirus climate I stayed in the UK. We have applied for single occupation council tax but have been told :Unfortunately, no Council Tax
reduction can be…