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Motoring

Cut your car costs: this is the place to discuss motoring MoneySaving.

Missed tunnel payment
I forgot to pay the Tyne Tunnel fee the other day, so there'll now be a late payment invoice arriving in the post I expect (I've paid now, but 11 hours too late). I made two journeys through the tunnel, there and back on the same day. Does anyone know if this counts as two missed payments, therefore two excess charges of…
Warranty on work done prior to car purchase
Hi All I'm looking for a bit of advice please about a car that we've owned for almost a year now. We bought the car, a 10 year old Citroen, from a local used car dealer. He wasn't the most organised guy but we got through the sale and also had some extra work done before purchase. The clutch assy was replaced by the seller…
esure cannot add new car to policy for technical reasons?
Took delivery of new car 4 days ago. Have been trying to get esure to change the car on my policy since. They say they have an IT issue and are waiting on a fix. I was sent an email saying I am covered until tonight, but what happens when this runs out. Can I ask them to cancel my policy without paying the £60 charge if…
Car Insurance cancelled - GoSkippy / Somerset Bridge Ltd
My daughter recently taken out a car insurance policy with GoSkippy, paid upfront for the year. The policy started on 11/07/2024 and was purchased on 20/06/2024. She received an email today, from ‘Somerset bridge Ltd.’ with an attached cancellation letter stating ‘I am writing with reference to your GoSkippy Car insurance…
Honda Prelude Hybrid
This is at present just a concept carEstimated at £40k - 2.0-litre petrol engine, a compact 1.05kWh battery and two electric motors to produce 181bhp Returns a combined - 56.5mpg. Looks a bit like a Toyota GR 86
Van hire Excess cover
I'm going to hire a van for a couple of days next week from Enterprise who have a standard excess of £2000. They do offer their own excess cover but this is around £30 per day! Can anyone recommend a cheaper/better alternative?
Do I need to declare accident with a my second car from a different policy when renewing my main?
Hi, I'm due to renew my car insurance policy. Last year, I had an accident when I was driving my second car, which has its policy in my name, so I had two separate car insurance policies covering two different cars. This year, I am only driving one car, and it is due to be renewed. Do I still need to declare the previous…
Insurance newbie advice
Hello, I have decided to finally get a car, managed to spend most of my adult life avoiding it so far. I am 40, had a license for 7 years. Never owned a car, was briefly a 2nd driver on a family members car that I drove for about 7 months, that was about 3 years ago. Only used my license for rentals when on holiday. So I…
Selling daughters' car when she leaves UK
Hi, My daughter will be moving abroad and wants to sell her car, but she will be needing it up until the day she leaves the UK, so I'm wondering what would be the best way to sell the car? I have seen a number of articles advising a "letter of intent" may be an option whilst retaining the car in (and insurance) her name,…
Dashcam mounted on dashboard- legal in UK?
Evening all- new driver here, and just bought my first car. I have read articles about the legal placement in the UK for dashcams- the ones that reference a windscreen wiper's surface, like this article here https://www.incartelematics.com/faq-items/legal-placement-of-dash-cam-uk/- but they all seem to refer to dashcams…
Bus Lane fine - Moor Street Birmingham
Evening all, I have tried searching for relevant threads for information. I am probably guilty of doing the typical man search but could not find anything definitive to Bus Lane fines. So straight to the point, my beautiful (she's watching me type) Girlfriend accidentally drove into a Bus lane, located as Moor Street…
PCP
Hi all. Can someone help me review best options please. Looking at a Škoda Kodiaq - sportline, 1.5 petrol on a 21 plate. Has done 33k miles. Price £26,500. Need to upgrade for a family car and this seems to fit the bill. I have looked a bank loans and monthly’s and duration are too high/long and interest rates have come in…
Insurance options when owning a second car
Hi Taking ownership of a second car. It will basically be a back up run about, very few miles per year. How do approach this insurance wise. Do I add it on to my existing policy for my main car or search for the cheapest deal via the comparison websites. I would like to add 2 other named drivers as well, both of whom own…
Single Justice Procedure notice for speeding SJPN
Hi, My wife received a speeding ticket in the post from a manned speed van in Feb this year, I was driving the vehicle so we filled the letter in and returned it. We did not hear anything back and forgot about it, we have since moved houses and just on Friday 12/7/24 received a SJPN in my wife’s name, obviously I was…
Car Allowance & Fuel Rates
Hi everyone. This may have already been answered in other posts however from searching through I couldn't find anything that was specific enough. So.. I travel alot for my job across the UK and as such I am given a car allowance. It has always been "known" within the business that if you get a car allowance you claim back…
Leaking windscreen
Hi all, My car has been in the garage for an accident repair following 3rd party damage. Area of damage was nowhere near where the windscreen is leaking. The company did however do a mini valet. The dropped the car off whilst I was out and I've not had any communication from the company. Went out in the car late afternoon…
Accident Cost and Car Hire
I bumped a car and decided not to go through insurance. I did damage to the vehicle door and to the wing which both need replacing and obviously re sprayed and the quote that he’s give is for the parts and 10 hours so £418 for door/wing and £36@ 10hrs labour and then £318 for materials. Does this sound reasonable? He’s…
Multiple Insurance Claim
Hi, I’m new to this forum so apologies if I’m in the wrong section. My son had a car accident several months ago (his fault and no other car involved) which hasn’t been settled yet due to back log with garage. In the meantime he has had a 2nd ‘mishap’ (his own fault again and no other vehicle involved) and damaged the…
Loud cabin in EV
Bought 3 year old Kia eniro 2021 and can't believe how noisy it gets at higher speeds. Particularly on the rougher road surfaces. Booked for wheel misalignment however suspect that won't solve the issue. Perhaps the type of tyres are to blame? Has anyone dealt with this issue
Double car insurance claim
Hi, I’m new to this forum so apologies if I’m wrong section. My son had a car accident several months ago (his fault and no other car involved) which hasn’t been settled yet due to back log with garage. In the meantime he has had a 2nd ‘mishap’ (his own fault again and no other vehicle involved) and damaged the whole side…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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