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Help with speeding ticket on stollen vehicle
Please can someone help. I was the the registered keeper of my vehicle. I reported my vehicle stollen on 20th July 2020 - having last used it back in March/April pre covid/lockdown. The vehicle was retrieved by police and scrapped on 28th July. On 27th August I received a Notice of Intended Prosecution (NIP). Speeding…
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Car repairs will take several weeks - MOT due now - should I SORN it?
Advice please! Car in with Peugeot dealership due to a faulty catalytic converter which they replaced less than a year ago and so still under warranty. Have been advised that the new part will take "several weeks" as currently none available in the UK. MOT due in 10 days so repairs won't be done in time. Is it best…
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Car issues - refund only after fair usage charge
Any help or advice please. I bought a car in April with a £3000 credit card deposit and the rest on a PCP. Within a few weeks the car developed a number of faults (one of which was 'fixed' prior to purchase by the dealership). Since then the car has been in various approved garages a number of times for the issues to be…
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MOT/Tax/Insurance
Sorry if these are really daft question but I am struggling to work it out. I have recently relocated and transported my motorbike to my new address. I knew things were about to expire but wanted to wait until I was properly moved first (I was living in temporary accommodation in new area while bike was stored in garage at…
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RAC Breakdown cover discounts
TopCashback indicates that for a new RAC cover including home cover and free MOT and national breakdown cover is something like £108. There is a 40% discount which brings it down to something like £78. The site also indicates that if you buy a policy of a value greater than £100 You’ll get £60 cashback. The question is if…
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Which car breakdown service for a new car owner .. local driving only
Our daughter has just bought her first car .. nothing fancy, but she's happy. I've suggested she takes out car breakdown but I'm not too sure which is best. She'll only be using the car to take her kid to school and to commute to/from work Personally, I use Autoaid, which was recommended on its site thanks for any advice !
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Alternatives to the AA
I've been a member of the AA for may years.However, they've let me down on two occasions: this year and last * My son (he's named on the policy) had one of my cars and it wouldn't start; I'd renewed the Road Tax online the day before, but it didn't show up in the AA's system so they refused to come out; they wouldn't…
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Help on incident with person's gates & my car
Please help I am a private caterer and last month upon leaving my clients house, at 10pm, he followed my car to the gates of his house, to open with a hand held remote control. As I sat before the gates and saying goodbye to the client, the gates were already open.as I said goodbye I proceeded forward, not being told that…
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Ford Transit Custom - suspected wet belt failure
Yesterday, one of my company vans broke down. Driving as usual, the brakes appeared to be malfunctioning, moments later 'low oil pressure' warning notification, quickly followed by engine cutting out. RAC called, operative diagnoses suspected wet belt failure within minutes of arriving, apparently it's a common fault (I…
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Gear Box Failure on Ford Mondeo Hybrid Any Advice Please
I have a 5 year old car, 55,000 miles on clock. It's a petrol and battery hybrid. One month out of warranty (lockdown chaos) it was diagnosed with gear box failure. Ford dealership said they do not repair and £6,500 to replace. I found a company who initially claimed they could do a repair but then told me due to parts and…
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No Claims Discount - what is it really about?
I declared my car SORN for just a month over two years and realized I lost my full No Claims Discount because I chose not to drive during that time. It seems unjust that one's No Claims Discount (NCD) should be forfeited, which one paid additional payments over the years to protect, simply because one declared a Statutory…
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Who's running the highest miles?
Genuinely curious as to whos running the highest miles cars in here. My Golf 1.6TDI is 2014 and has 156K on it. When i mention the miles i usually get a "oh wow thats high" type of reaction from friends and family. I'm sure if i went to sell it something would "take it off my hands" for a nominal sum, but it feels like a…
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Kia warranty - 11 weeks in the garage and still not repaired
I would really appreciate your advice. I bought a Kia Niro from a private car dealership (Roxburgh) in April, 3 days before the end of the 3 month warranty they supplied me with it died - Hybrid System Fault. I called them and they said because it has a 7 year Kia warranty it has to go to Kia first for them to sort it out.…
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Catalytic Converter Theft and Insurance premiums - no claims charge after renewal
Hello Hive Mind, Please could you help? And apologies if this has been asked before! The catalytic converter was stolen from my car on the 26th of October. I claimed on my insurance with Admiral. When my policy was due for renewal on the 11th of March the premium was double the previous year but still the cheapest on the…
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PHEV or Hybrid to buy?
Hi All. I'm looking to buy a brand new, pre~reg or very low milage car currently. I don't have home charging facility, Polestar even offered me a £900 credit for public charging and when they checked my postcode and local public charging rates, they agreed £900 credit would not last long, think they mentioned 80 Pence P KW…
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Car insurance quote changing from price comparison when buying
I went to a price comparison site (comparethemarket) to get a quote for car insurance. The cheapest (from Kwikfit) was for £350. I then clicked through and was immediately shown a price of £380. I would understand the price difference if I'd been asked some additional questions on the Kwikfit site or changed some answers -…
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Selling a deceased wifes car with no hassle / contact
Hi can anyone please give some advice on behalf of an friend who is looking to sell his deceased wifes car. His wife passed away around 14 weeks ago , the car is currently still in her name with insurance and tax as it is on the road . I have used a couple of sites and the valuation comes up around the 4k-5k mark but not…
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Swinton motorcycle policy cancellation
My wife has decided to give up riding her motorcycle and sold it yesterday, 28th September, then immediately notified Swinton to cancel the policy. The policy started on 1st August and paid in full (£61.52).Markerstudy the underwriter refunded £21.46 and Swinton charged £21.46 to cancel the policy. The pro-rata used part…
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"...calling from diesel claim..."
Am I the only one getting a lot of these calls? They're coming to my landline from totally random UK phone numbers, either landlines from around the country or mobiles. Sometimes the caller ID comes up as "nuisance?", more often not. Always the same script - bored voice, always Indian accented (probably a subcontinental…
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Will this help my insurance case?
Back in April, I went into the back of a driver who suddenly performed an emergency stop on a 40mph stretch of an A road. My car was deem irreparable and despite my best efforts, my insurer informed me that they had decided fault lies with me. Just a couple of days ago, I received a letter from the police asking if I can…