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Do your kids nag you to get a payday loan?
Poll started 21 Oct 2013 Payday loan adverts are, sadly, now even shown on children’s TV as well as other channels. Have they filtered into your child’s awareness? Please tick as many of the following in this week's poll that apply to your child(ren), as a result of TV payday loan adverts ONLY. Vote in this week's poll Did…
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Which firms have you haggled best with on the phone?
Poll started 5 Nov 2013 Digital TV, broadband, credit cards, insurance and more. It's possible to haggle with call centres across the UK – whether for cheaper prices, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers,…
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Real-life MMD: Should friend return years of free dinners now he's earning?
Money Moral Dilemma: Should friend return years of free dinners now he's earning? Whenever my friends and I have gone out, we've always let one of our group pay less or nothing as he was jobless. Now he's landed a very well-paid job, we thought he might treat us as a thank-you. But when we met up recently, he didn't even…
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Bank card readers: Love 'em or hate 'em?
Poll started 28 Aug 2013 Customer service champion First Direct is planning to introduce a card reader that you'll always need to get full internet banking facilities. These devices are designed to improve security, but they also get on some people’s nerves. How do you feel about them? Please tick the option closest to…
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Should we switch to plastic bank notes?
Poll started 24 Sep 2013 The Bank of England is planning to scrap paper bank notes in favour of polymer (plastic) notes, as used in Canada and Australia. They’re more durable than paper notes and they survive money laundering – being put in the washing machine – but not ironing. They can be folded, but aren’t as easy to…
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Is your energy company’s service any good?
Poll started 7 Oct 2013 Winter is coming, price hikes are due, many people will be switching. Would you recommend your energy firm's service to others? Please rate your current supplier’s SERVICE (not price) over the last six months in this week's poll: Vote in this week's poll Did you vote? Why did you pick that option?…
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Which high street shops have you successfully haggled in?
Poll started 14 Oct 2013 Back-street bazaars aren't the only places you can haggle in. Whether it's asking ‘em to throw in some extras to negotiating a discount, you can haggle successfully on Britain's high streets. Please ONLY VOTE FOR SHOPS YOU’VE TRIED TO HAGGLE IN. Click as many stores as you like in this week's poll…
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Real-life MMD: Should I go without for the sake of my live-in tenant?
Money Moral Dilemma: Should I go without for the sake of my live-in tenant? My unofficial live-in tenant (no contract) has lost her job, so can't afford her rent just now. She’s asked me to lower it until she gets work again, at which point she'll reimburse me. Problem is, I rely on that income. Should I struggle myself,…
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How do you rate your home phone and broadband providers?
Poll started 13 November 2012, click here to vote How do you rate your home phone and broadband providers? We can tell you who the cheapest providers are, but to find out if their service is any good, we need your help. Twice a year, we ask you to tell us about your customer service experience - ignoring price - with your…
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Real-life MMD: I've enough money not to work, so I give ALL my earnings to charity...
Here is this week's real life money moral dilemma sent in by one of our site users (if you have one email [EMAIL="MMD@moneysavingexpert.com"]MMD@moneysavingexpert.com[/EMAIL] ) Money Moral Dilemma: I've enough money not to work, so I give ALL my earnings to charity. Should I quit my job and give other workers a chance? I…
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Friend of friend- taking tip off table. What should I have done?
Was out for dinner the other night- mostly buffet restaurant, but there was a little table service for drinks / clearing up the table. Divided the bill by 7- it was about £16.65- most of us rounded up to the nearest pound (£17) and 6 of us paid by card. The 7th person paid with a £20 note, then when the change was brought…
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Will the seven-day switching system make you more likely to switch bank account?
Poll started 17 Sep 2013 From this week, when you switch bank account, it’ll all be done in 7 days (see our 7-Day Switching Help). It won’t just be your direct debits and standing orders that’ll move - money coming into your old account will also be forwarded, for 13 months. So will you switch? Which of the options in this…
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Real-life MMD: Should my now debt-free brother move out?
Money Moral Dilemma: Should my now debt-free brother move out? My brother has finally got himself debt-free, and is now looking to save up a deposit to move out of the family home. But my mother's just been made redundant, leaving only one person paying the bills. As my parents allowed him to live at home during tough…
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What gadgets do your kids own?
Poll started 9 Sep 2013 It’s back-to-school time, but have your kids become gadget freaks over the summer? We live in a tech world where some toddlers are so used to touchscreens, they can’t work out why magazine covers aren’t interactive. Which of the options in in this week's poll do your children have (ie, for their…
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How good is your money maths?
Poll started 3 Sep 2013 Every few years we run this poll to see how good people are at figuring out a basic, but not straightforward money sum. Which of these stock market scenarios gives the best return? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your…
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Real-life MMD: Should we keep quiet about 'free' holiday?
Money Moral Dilemma: Should we keep quiet about 'free' holiday? My husband paid the deposit for our October holiday on his debit card a few months ago - the balance wasn't due until last week. The date came and went and the money's still in his account, but the travel company says it's taken the payment and we owe it…
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Would you live at a murder scene to bag a house price discount?
Poll started 20 Aug 2013 There's a house on sale in North London at a reported £100,000 discount to other similar properties because a serial killer committed his murders there. We wanted to test your attitudes to prior property history. In which of the following circumstances would you NEVER buy even at a big discount…
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Real-life MMD: Missing Paypal payment - should I meet the deficit?
Money Moral Dilemma: Missing Paypal payment - should I meet the deficit? I bought a chest of drawers for £50 through eBay (collection only) and paid promptly via PayPal. When I arrived, the seller said the payment had not gone into her PayPal account - she had the wrong email address linked to it, so the payment may have…
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'Would you use a 'free' Nando's stamp?
Would you use a 'free' Nando’s stamp? Last week Martin overheard two chaps boasting their friend, an ex-Nando’s employee, had taken a loyalty card stamp when he left and now stamps his friends' cards to get them free meals. This is clearly theft and/or fraud rather than a loophole – however some would still do it – how…
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Real-life MMD: Should I be let off houseshare cash for a week?
Money Moral Dilemma: Should I be let off houseshare cash for a week? I live in a houseshare. Being organised, I'm usually the one to buy communal items (dishwasher tablets, sponges, etc) before we run out. I don't like to make a fuss, so haven't asked my housemates for any money towards them. They've now started a kitty…
