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Mortgage overpayments. Do you, would you?
The question arises occasionally on the MFW forum so I hoped to ask a wider audience. With interest rates being so low this can be a good way to save thousands of pounds in interest payments.
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Is it wise to borrow £10,000 to travel the world?
Poll started 2 Oct 2012 This poll is inspired by the following tweet we received: “Is it a seriously silly idea to get a £10k loan to travel the world? I’m 23 with no responsibilities." Which of the options in this week's poll would be closest to your advice? Vote in this week's poll Did you vote? Why did you pick that…
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Do you know your ISA from your elbow?
Poll started 9 Apr 2013 A brand new tax year has started, allowing all UK over-16s to save £5,760 in a cash ISA where the interest is tax-free (see {Top Cash ISAs} for full info). Yet many still find them confusing. Which of the options in this week's poll is nearest to your cash ISA scenario? Vote in this week's poll Did…
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Which TV ads should be banned?
Poll started 5 Mar 2013 Tobacco ads are already banned. Do you agree with this? Should any others be banned from our screens or should the public take responsibility for their choices? Please click all the categories where you think there should be a ban. (Some may already be restricted.) Vote in this week's poll Did you…
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Real-life MMD: Holiday nightmare - should we forgo £6,000 or pay £1,000 more?
Money Moral Dilemma: Holiday nightmare - should we forgo £6,000 or pay £1,000 more? We recently paid £12,000 for a "holiday of a lifetime", which includes a Rocky Mountains train ride. AFTER paying, the company told us we'd need to cross picket lines. As trade unionists, we refuse to do this. We want to cancel but the firm…
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Which gadgets do you own?
Poll started 19 Mar 2013 Consumer tech’s becoming a bigger part of our daily lives. We’d like to see what’s changed since we last did this poll in 2010. Which gadgets do MoneySavers now rely on? Please select all the ones you own in this week's poll. Vote in this week's poll Did you vote? Why did you pick that option? Are…
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Which companies have you best haggled with in the past year?
Poll started 26 Mar 2013 Digital TV, broadband, credit cards, insurance and more. It's possible to haggle with call centres across the UK – whether for cheaper prices, better deals or reduced interest. Which service companies have you successfully haggled with IN THE LAST YEAR? Vote in this week's poll Did you vote? Why…
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Real-life MMD: Should I threaten a bad review to get better service?
Money Moral Dilemma: Should I threaten a bad review to get better service? I write a blog about the city I live in, which includes reviews of local eateries, hotels and attractions. I'm pretty certain last time I went to a restaurant, the waitress overheard me talking about my review, because the service picked up after. I…
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Real-life MMD: Boarding pass blunder - who should pay?
Money Moral Dilemma: Boarding pass blunder - who should pay? I recently went abroad with friends. One of the group had booked and printed all the boarding passes at home, but didn't realise mine had only my initial, not my full name. I didn't notice either, but was stopped at the gate and told I couldn't fly. I was left…
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Which airlines give the best service?
Poll started 12 Mar 2013 Passengers often sacrifice service for perceived cheaper budget airline deals. But how far behind are the no-frills carriers on service, if at all? Please rate as many of the UK and Irish airlines as you like on service in this week's poll. Vote in this week's poll Did you vote? Why did you pick…
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Real-life MMD: Should we deduct rent from future uni contribution?
Money Moral Dilemma: Should we deduct rent from future uni contribution? My 18-year-old son is on a gap year before starting university. I'm sure he’s getting jobseekers' allowance (£56/week), though he won't discuss it. He refuses to pay us for bills or help around the house. We've told him if he won't contribute, we'll…
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Real-life MMD: Should I pay for my neighbour's plants?
Money Moral Dilemma: Should I pay for my neighbour's plants? I recently paid for a replacement garden fence. Even though it's a shared fence, I didn't ask my neighbour for any contribution towards the cost. The work was completed to a high standard and I was pleased. Later my neighbour said the workmen had pulled up and…
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Are you good with money?
Poll started 29 Jan 2013 How do you fare with money? There are two core skills, how good are you at them· Budgeting – personal money management and spending within your means. Product skills – regularly switching so you're with the best buys and not overpaying for products. Vote in this week's poll Did you vote? Why did…
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Great 'free/cheap Mother's Day gifts & ideas' Hunt
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Real-life MMD: I got £400 for finding someone a job, should I give them half?
Money Moral Dilemma: I got £400 for finding someone a job, should I give them half? My employer runs a scheme where if someone you refer gets a job, you receive £400. I recently referred a friend looking for a higher salary and, happily, she got the job and she now earns an extra £300pcm. She seems to think the £400 will…
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What is your favourite crisp flavour?
Poll started 22 Feb 2013 We thought we'd break with the MoneySaving and have a little bit of fun on our birthday weekend. So we want to know what your favourite crisp flavour is, of those listed in this week's poll. It's crunch time, tell us your pick. Vote in this week's poll Did you vote? Why did you pick that option?…
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How do you split the bill?
Poll started 15 Jan 2013 If you eat out with friends, how do you split the bill when it comes to paying? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below. To see the results from last time, click this
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Is it OK to use a 2for1 voucher on a first date?
Poll started 11 Feb 2013 Valentine's is coming, but has using vouchers finally broken through the last taboo? Is it acceptable to use a 2for1 voucher on a first date? We asked this last year - let's see if it's changed... Imagine Bob asks Sarah to dinner on a first date, saying he'll pay. When the bill comes, he pulls out…
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How do you rate your bank account's service?
Poll started 4 Feb 2013 We run this poll on big banks every six months, to see how the experience changes. We’d love your feedback. Please vote based on CUSTOMER SERVICE, NOT RATE for your main bank current account over the LAST SIX MONTHS (please discount any service before that). Vote in this week's poll Did you vote?…
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Real life MMD: Should I keep the train voucher?
Should I keep the train voucher? I travelled from London to Durham by train on a £288 open return ticket paid for by my work. It was delayed by an hour so I complained and found I was entitled to a refund. I sent an application off to the train company and weeks later, I received £70 worth of rail vouchers, valid for 11…