-
Real-life MMD: I saw a homeless man steal food - should I have reported it?
Money Moral Dilemma: I saw a homeless man steal food - should I have reported it? I think (though can't be sure) I saw a homeless man steal a salad from Pret A Manger. Should I have reported him? I know it's a crime to steal, but this really tested my conscience. If you haven’t already, join the forum to reply Note: Please…
-
Real-life MMD: My pregnant bridesmaid needs a new dress - who pays?
Money Moral Dilemma: My pregnant bridesmaid needs a new dress - who pays? I'm getting married in March, and have just found out one of my bridesmaids is pregnant. She's obviously not going to fit into the dress she has, so she's told me she'll need a new one. I know I'm going to get judged for saying it, but I feel like…
-
When did you last go into a bank branch?
Poll started 19 Nov 2013 Barclays has just announced more bank closures. These days, many people access banking services online, via an app or by phone. So is the bank branch a dying need? How often do you typically use a branch – other than just to use an ATM/machine in there - for PERSONAL (non-business) banking? Click…
-
Did you go shopping-mad in the “January” sales?
Poll started 30 Dec 2013 Lots of sales started before Christmas. Any that didn’t went into full swing online from Christmas Day, and in stores from Boxing Day. Did you/will you take advantage, or are you avoiding them like the plague? Choose the option that’s closest to your situation… Vote in this week's poll Did you…
-
Would you cancel Christmas?
Poll started 16 Dec 2013 It's nearly here. For some it conjures a picture of smiling children, fun, family and festive frivolity; for others it means stress, present pressure, debts and chores. So if we had a big red CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add the days to your holiday…
-
Do you support the married couples tax break?
Poll started 30 Sep 2013 The Government has announced plans from 2015 to allow married couples and civil partners (who aren’t 40% or 45% taxpayers) to transfer £1,000 of their personal allowance - the amount they can earn before tax - to their spouse. In other words, a partner who doesn’t work or earns under the personal…
-
How much will this year's Christmas cost you?
Poll started 9 Dec 2013 Christmas and the holiday season is an expensive time of year. So how much do you plan to spend on presents, food, and transport to see friends and family? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below clicking reply…
-
Are you sick of being asked about cookies?
Poll started 25 Nov 2013 For about a year, the EU Cookie Directive's forced UK websites to ask if you’re willing to accept cookies (files that track what you’ve done) on your computer. The idea is to make websites more transparent, and to allow you to stop them tracking if you want to. But often, saying “no” means you…
-
Real-life MMD: Should I claim for train delay?
Money Moral Dilemma: Should I claim for train delay? My train journey was delayed by more than half an hour after someone was hit by a previous train. Under the delay repay scheme, I'm entitled to apply for a part-refund of my ticket, getting me about £10 back. Given the circumstances though, I feel like doing it might be…
-
Real-life MMD: Should I act as guarantor for oldest friend's son?
Money Moral Dilemma: Should I act as guarantor for oldest friend's son? A very good friend lost his job a year ago, but has since got a job and has an IVA in place. His son now wants to start a business. He's been turned down for a business loan of £5k and can't get a personal loan without a guarantor. My friend can't…
-
Real-life MMD:Slight damage, but free storage. Who pays?
Money Moral Dilemma: Slight damage, but free storage. Who pays? Six months ago a kitchen unit appeared in the area between my house and my neighbour's, packaged and sealed but with nothing written on the package. My neighbours said it definitely wasn't theirs and said I could do what I liked with it, so I put it in the…
-
Real-life MMD: I've won a £100 vch - must I pay for my friends?
Money Moral Dilemma: I've won a £100 vch - must I pay for my friends? I've won a £100 restaurant voucher, and have invited two friends to dine with me. I'm having financial problems at the moment, so is it OK to ask my friends to pay their share to me in cash, while I use the voucher to pay? Or should I just pay the first…
-
Should the TV licence fee be scrapped?
Poll started 29 Oct 2013 A TV licence costs £145.50 a year for any home with a colour TV, regardless of whether you watch the BBC or not (see TV Licence Saving). But all the money raised pays for the BBC - that's TV, radio, regional programmes, BBC Online and their associated costs (full details). Conservative Party…
-
Real-life MMD:Dogs destroyed neighbour's signed ball. Should we replace it?
Money Moral Dilemma: Dogs destroyed neighbour's signed ball. Should we replace it? Our neighbour's son kicked his football into our garden and our three dogs destroyed it. Apparently the ball was signed by Wayne Rooney and valuable. We were out, our dogs get into the back garden via a dog flap. The neighbour's threatened…
-
Real-life MMD: Should I make homemade presents that won't be appreciated?
Money Moral Dilemma: Should I make homemade presents that won't be appreciated? My husband and I have very little to spend this Christmas. So to cut costs, I’m making presents. But my husband says his younger brothers wouldn’t appreciate anything homemade - he's suggested we buy them vouchers. We probably could, using the…
-
Have you put your heating on yet?
Poll started 11 Nov 2013 Winter’s coming and energy companies are hiking their prices. So have you turned your heating on at home yet? Vote in this week's poll Did you vote? Why did you pick that option? Are you surprised at the results so far? Have your say below clicking reply to discuss. If you haven’t already, join the…
-
Real-life MMD: Ex-partner using Nectar card
Around 18 months ago I split up with my ex-partner, not wanting to go into too much detail we were in the process of buying a house and it emerged that they were having an affair. I was left homeless and financially stuffed. I cut all contact and left the country for a year. I have today logged into my Nectar account and…
-
Real-life MMD: Should I charge my sister's colleague for bed & board?
Money Moral Dilemma: Should I charge my sister's colleague for bed & board? My sister's got a week's work near where I live, so I've invited her to stay with me, completely free. But she's asked if one of her colleagues can stay too. Not wanting to disappoint, I agreed. Bed and board for two is going to cost a fair amount…
-
Do your kids nag you to get a payday loan?
Poll started 21 Oct 2013 Payday loan adverts are, sadly, now even shown on children’s TV as well as other channels. Have they filtered into your child’s awareness? Please tick as many of the following in this week's poll that apply to your child(ren), as a result of TV payday loan adverts ONLY. Vote in this week's poll Did…
-
Which firms have you haggled best with on the phone?
Poll started 5 Nov 2013 Digital TV, broadband, credit cards, insurance and more. It's possible to haggle with call centres across the UK – whether for cheaper prices, better deals or reduced interest. Which of these firms have you tried to haggle with IN THE LAST YEAR? (Select as many as you want from the major providers,…
