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Can this be fair? How how would you go about it?
So I own two properties and have about £120,000 in equity across the two. I would want to keep both of those properties whilst moving in with my partner. He claims he is asset, rich, but cash poor, but actually, neither of those are true, really. He earns about the same as me, but the truth is he Mortgage up to the…
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Care home following stroke
Trying to find out some info for a friend whose father enter a care home after being in hospital. The financial form has been submitted to the council and are waiting to hear back. There are certain things I understand but do have gaps in my knowledge. When is the needs assessment made? would that have been decided before…
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Deceased fathers care home fees
Hi thanks for listening and possibly advising. My dad went into a care home on a temporary basis on 27th December 2022 and was only made permanent on 1st December 2023. He sadly passed away on 9th December. Financial Assessment Team are only now undertaking a financial assessment. He has just over the threshold of £23250…
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Legal Rights if not Married
Hi My ex partner and myself were together for 25 years but never married, we purchased our home in 1991 with an Endowment Mortgage. My ex partner was never good with money and got himself in serious credit card debt on several occasions and in 2001 he also stopped paying the Endowment without my knowledge. When I found out…
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Evicting family member from residential property
I've had a close relative reach out for help, sorry, this is not investment related. The retired couple have their 50 year old son, his wife and two children (aged 9 & 11) live with them, the son's never paid rent or many bills, effectively lived free. The son never moved out and when he got married moved his wife in, he…
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marriage tax allowance company
My 89 year old father had a call involving the marriage tax allowance refund yesterday. He was struggling so I told him to give them my number. It was the Tax Refund Team (01254 791 674).I have just realized they were not the HMRC and I'm kicking myself for not spotting this.They had both my parents National security…
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Helping Mum Power of Attorney or Alternatives Question
Hi I hope someone can help me. My father passed away last year, leaving my mother to manage her finances. My mother primarily used an account book and is hesitant about online banking and digital payments. While mentally competent, she's uncomfortable handling bills, insurance, and account management. So the responsibility…
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Divorced or not? How to find out.
Hi there. My partner and I have booked our wedding. We have both been married twice before (3rd time lucky??) We need to take our last divorce papers to the registry in 2 months time. My partner cannot find any papers for his second divorce. They married in 1993 and they split up 6 months later. They have not seen each…
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How can I obtain a copy of my lost decree absolute super-quick!
My partner and I finally decided to get engaged after decades together and are looking to get married in April - no point in hanging around! However, I cannot find my divorce certificate anywhere! I called the court where I thought the divorce was finalised, but they couldn't find a record of it and said I had to go…
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Legal separation tax on property purchase
I and my husband are going to separate amicably and we are thinking of legal separation but we may end up with the divorce route. For now, we are looking at legal separation. We jointly own our home and I understand that if you legally separate, you can buy another home to replace your existing home without paying the…
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Divorce - Consent/Financial Order
Hi everyone My ex wife and I are currently going through a divorce. We had a property together which she bought me out of in December 2021. I then used this money (along with a mortgage) to buy my own property. We applied for divorce in August 2023 and on 10th February we can apply for the conditional order. Although the…
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Left relationship due to mental abuse regret taking 1/3
I was pushed and pushed to breaking point. My ex and I wasn't married and he was not about to give up our £240k 3 bedroom house for no-one. Our son was 11 when it all started. He would not sell up or move out and offered 60k and that was his final.offer. I was scared to push this with a solicitor as I couldn't afford one…
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Dad with dementia in hospital - Can they force him home
Just been reading the other thread about Care home after a stroke but does not answer all my questions Sorry for the long post Dad has mixed dementia (Alzheimer's and vascular) and is getting frailer - he will be 90 in May and was diagnosed in August 23 after having a few falls and I asked for an assessment, although we…
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Donation from parents (EU) to children (UK)
Hey! First time poster :) :smiley: My understanding of the UK inheritance law is that: - donations from parents to children will be taxed, unless the donor lives for another 7 years (rate from 8% to 40% based on how long the donor lives after the donation).- the first £325k of the estate are exempt (all donations combined…
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How can a housebound person get to their money
My elderly mother is housebound and cannot access the internet or deal with phone banking. Currently she hands her bank card to her brother to make withdrawals and do her shopping. Concerns have been raised about the consequences should the card get lost. My sisters and I are not local enough to help and want to know the…
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Charging parent rent
My Mum currently pays rent which is comfortably covered by her pensions. I am looking into buying a property with an annex which she will live in, we both love this idea of living so close and for her it brings more security than privately renting. Her assumption was that she would pay me what she currently pays in rent.…
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Is my Australian Power Of Attorney Legal in the UK?
I've return home to the UK after working in Australia for the past 15 years. I was advised to get a POA & EPOA in Australia in order to give access to my Superannuation if something happened to me (I'm not married and have no children). Do I need a separate one for the UK? Also is my Australian Will valid in the UK? Thanks
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Relationship spilt
Hi everyone. My son and his girlfriend were buying a house . Lots of work done on house etc . The girlfriend chose a kitchen from wicks just under ten thousand pounds the kitchen is huge . My son put it on his c card . After three months the girlfriend found someone else and house had to be sold at 60/40 . The girl put in…
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School Trip Costs
Curious to know if other parents share my concerns – my children attend a state school, and this year alone, I'm expected to pay £23.50 for a pantomime trip and a whopping £245 for a two-day residential for my Year 7 child. My Year 5 child has similar trips, and I'm anticipating a bill of around £500+. We're not in…
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Relationship with food
Hi all, Does anyone know of where I can seek support for help with my relationship with food? I know I need to lose weight, but i can't seem to stick to anything. I have in the past had success with WW, losing 75lb but of course, the unlying issue I have, which is my relationship with food is still unchanged which means it…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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