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Power of attorney
Hi is it an offence for a family member to claim they have power of attorney for an elder family member when the register says they dont? Thanks in advance! Kitty
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Relationship Break Up - What Should I be Paying?
So my partner broke up with me last month, quite unexpectedly after 6 years. We bought our house together in 2020, we are both on the mortgage and both pay towards it. Initially we split payments for the mortgage and bills 40/60 as I earnt quite a bit less than he did. My share did start slowly creeping up. Last year I…
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Moving Out & Right of Access
Me and the wife are currently going through a divorce (not yet applied). She has agreed to buy me out of the house (we both own it) and I should get my money in a months time with any paperwork i need to sign to take me off the house. Everything is 50/50. We have 2 kids so I know by law she has the right to stay in the…
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EU citizen entry and exit within 6 months visit
Can EU citizens exit and enter during their 6 month stay without problems? or they will be stopped in airport and asked to provide a lot of documents and potentially barred from entry? asking for a over 65 family member who needs to check things in their residence back home but wanted to come back to use the full 6 month…
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Will co- Executor is a dormant company
Hi, my husband is named as an Executor in his dad’s Will. His only co-Executor is a Limited Executor Company that is said to be “dormant” or “closed” on various sites. Is that sufficient for him to be able to continue as Sole Executor? Many thanks, Debbie
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Power of attorney costs help
Hi all My mum has decided to sort out power of attorney for me and my sister. She has no issues mentally but due to others in the family starting to have issues she thought it would make sense. I had a quick look online and it seemed straightforward enough and could be done online via the gov website for £82.50 I've since…
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Parent with Alzheimers, future planning
Hi, hope someone can make some sense of this situation and provide some clarity. My father is in his eighties and lives on his own in what was the family home. He has Alzheimers with Dementia and has a carer once a day and at some stage we will need to consider long term care. At present myself and my 3 siblings stand to…
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LPA abuse
Dads been in a specialist secure Dementia care home for 4 years and family member was supporting him (lets call them TP) Dad died and I am one of the Executors. It transpires that in the last 6months an LPA for finances was registered with the Office of the Public Guardians (OPG) . However we can't understand how this is…
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Property and IHT pointers
Hi all, Hope this is the right place for this....... Married parents, father died Jan 2023 with less than £6,000 so did not apply for probate, as advised by a paralegal. Mother had house built in 1960s. Was in her name only initially on deeds. Had her son - my half brother - added to deeds in 1999 as advised for IHT…
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Another gifting question
I use the £3,000 allowance each year. Now that I have grandchildren I would like to make regular monthly payments to a savings/isa type account in their names so that they have something to splurge on when they are 18 (party, uni, travel, whatever they want). If that amount comes from income rather than savings, does it…
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Should my partner help pay for mortgage in my name?
My partner and I have been in a relationship for about 6 months and we are now contemplating living together. She would stop renting and would move into my house for which I got a solo mortgage about a year ago. The objective is for her/us to save the money spent on rent and for us to live a more convenient and intimate…
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Power of Attorney and Care Home fees
I have Power of Attorney for my dad who is currently living in a care home. He has full mental capacity and understands what is happing but just says, "I am happy to leave everything to you". As far as the care home contract states, I am the person responsible for the payment of fees and this is paid by direct debit from…
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Divorce / Documents required to re-marry
Myself and my ex-wife (both English) divorced in Spain, the documents that came with the divorce was 30 pages long, what documents do I require to remarry in the UK.
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Gifting money to Children
Apologies not sure if this is the correct post topic heading for this question Can my wife and i gift our 2 adult children £3000 each in a lump sum and also £3000 each from the previous year so ie £6000 each. Also what are the guidelines is it recognised as in the tax year April 6th to April 5th that you can do this So if…
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Civil Partnership vs Living Together?
We are a hetrosexual couple who have no intentions of getting married. We've been living together for a long time now and have mirror wills, but the although we have a joint account and spilt everything down the middle, the house and mortgage is in my partners name only (long story). Apart from being able to give my…
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Finding lost relatives who are abroad - whats best a professional company or online searches?
Hello , I am in the process of trying to track down some long lost relatives . I have used a few online resources ( findmypassed.com etc) I have only have limited success or far . The trail has gone a bit cold . I believe that they may have gone to Africa as these is a record of this but no record of their return.…
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Newly separated & husband hidden debt
Please can anyone advise? I am newly separated from my husband of over 30 years and I have found he has accrued over £33K of debt without my knowledge. I have been told that the debt is in his name only. My husband controlled all the finances, all my wages went into a joint account which he controlled and is in £500+ in…
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Money Moral Dilemma: Should I accept an expensive present from my boyfriend who owes me money?
This week's MoneySaver who wants advice asks... My boyfriend, who has been trying to sort himself out financially, got me a beautiful bike that cost £1,500 for my birthday. He says it's a larger-than-normal gift to say thank you for finding us our flat and helping him sort his life out. Yet he owes me a month's rent and…
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Power of Attorney and access to on-line bank accounts.
I'm currently doing my LPA for finances and property. I have named 2 attorneys. Have I understood correctly that my bank, HSBC, would either give one of my attorneys OR me access to my current account but not both of us or both of them? Does this depend on the bank? Thank you.
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Advice on girlfriend moving into my mortgaged property
So a little bit of background I purchased a property in my name around 2 years ago, the house is mortgaged and has 3 years left to run on the fixed rate (so not looking at moving or buying again anytime soon). I put a large deposit down on the property so there is a lot of equity already in the house (£85k+) as it has also…