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Marriage, relationships & families

Discuss the MoneySaving implications of relationships and family life.

MoneySaving mums

A place for mums with kids of all ages to discuss parent MoneySaving matters.

968 discussions 13.7K comments Most recent: Property Income Excluded from Free Childcare Hours by ileven1225 2 June at 7:39PM
MoneySaving dads

A place for dads with kids of all ages to discuss parent MoneySaving matters.

367 discussions 4K comments Most recent: Increase in child custody from 40/60 to 50/50 by marcia_ 9 June at 1:46PM
Deaths, funerals & probate

Get MoneySaving help at the time of bereavement - discuss wills, inheritance tax, estate planning and more.

12.5K discussions 131.8K comments Most recent: IHT, slightly complex situation by Grumpy_chap Today at 12:50PM
Pets & pet care

For MoneySaving questions about taking care of your cat, dog, parrot or other animal companion, including vet fees and pet insurance.

15.9K discussions 249.9K comments Most recent: Identibase confusion by VyEu 13 July at 8:35PM

Charging parent rent
My Mum currently pays rent which is comfortably covered by her pensions. I am looking into buying a property with an annex which she will live in, we both love this idea of living so close and for her it brings more security than privately renting. Her assumption was that she would pay me what she currently pays in rent.…
Is my Australian Power Of Attorney Legal in the UK?
I've return home to the UK after working in Australia for the past 15 years. I was advised to get a POA & EPOA in Australia in order to give access to my Superannuation if something happened to me (I'm not married and have no children). Do I need a separate one for the UK? Also is my Australian Will valid in the UK? Thanks
Relationship spilt
Hi everyone. My son and his girlfriend were buying a house . Lots of work done on house etc . The girlfriend chose a kitchen from wicks just under ten thousand pounds the kitchen is huge . My son put it on his c card . After three months the girlfriend found someone else and house had to be sold at 60/40 . The girl put in…
School Trip Costs
Curious to know if other parents share my concerns – my children attend a state school, and this year alone, I'm expected to pay £23.50 for a pantomime trip and a whopping £245 for a two-day residential for my Year 7 child. My Year 5 child has similar trips, and I'm anticipating a bill of around £500+. We're not in…
Relationship with food
Hi all, Does anyone know of where I can seek support for help with my relationship with food? I know I need to lose weight, but i can't seem to stick to anything. I have in the past had success with WW, losing 75lb but of course, the unlying issue I have, which is my relationship with food is still unchanged which means it…
My ex has turned my daughter against me
I wanted to know if you have any advice for a man whose daughter no longer talks to him. She is 12. My ex has poisoned her from about 9 years old against me, and our relationship has been getting worse. I even have proof of her poisoning my daughter against me, it’s awful some of stuff I have read and seen. I don’t want to…
Valuing Estate for Probate
My Father died a few months ago and he owned about 33% of shares in a Private Limited Company that he was a partner at. He was employed by the company and paid via PAYE. We need to apply for probate and complete the IHT400 form. However the process in which we put a value of the shares is open to debate, since there is no…
Mum wants to gift her house to me
Mum is on her own, she has been talking to friends and has said that wants to transfer her house to me so that it wont be used to pay for her if has to go into a care home. She is well enough at the moment but her close friend has got very poorly and needs to be take into full time care. I have tried to google it but i…
Abusive Ex-Partner bringing small claim against me
So my ex-p changed a couple of tyres for me as a favour - he works in a garage and had park worn tyres in the size I needed. We (I helped him as I’m a mechanic too) did this after hours at the garage - I asked him what they cost so I could pay, he said no it's fine. We have since broken up and now I've received a small…
The top 10 Money Moral Dilemmas of 2023 – official MSE blog discussion
Hello there forumites, I've written a new blog listing the top 10 Money Moral Dilemmas of 2023 (and some of the best responses to them). "Today, it's one of the most regularly read parts of the email, and as its current custodian, I've compiled the 10 most-popular MMDs of last year to celebrate its longevity, covering…
Can you negotiate solicitors fees?
I need a legal document drawing up, in the family law arena, I had several quotes back (with set fees being given) and have 2 front runners. One sounded great over email, answered all my questions plus addressed things I’d not thought of. I liked the sound of them. The other didn’t give me as much back but had a great…
Have you used the 'WINset day' trick for a lower-cost family getaway?
Hi - we're preparing some updated info for MSE about school holiday MoneySaving One-off term-time inset days, often for teacher training, vary by school and with careful planning can be a boon for cheaper holidays, especially long weekends away. We'd love to hear ... have you ever grabbed a cheaper holiday this way and how…
Court records for paternity case
I have never known who my grandad was on my mother's side as he didn't stay with my grandmother and my grandmother didn't let my mum know his identity. By chance recently I have found reference to a paternity case that was reported in the local newspaper to where my mum grew up. It referred to my mother, my grandmother and…
Looking for a Series/Episode on the Martin Lewis Money Show Live
Fairly recently Martin was talking about making sure both people in a relationship are fully aware of the financial status, details of insurances etc. Can anyone tell me which one it was because I want my husband to watch it. If he dropped dear tomorrow, I’d be up the creek without a paddle because he has everything one…
Some Legal Advice please
Hi all, I wonder if anyone can help me. A few years ago my father in law signed over his house to his son, and nothing to his other 2 children. The house was signed over below market value and we believe under duress. There are also other circumstances which I can go into if need be. Recently, the son has agreed to sell…
Child benefit - Apprenticeship
My daughter started an apprenticeship at the start of August 2023, we have only just found out that we are no longer able to receive child benefit for her. We've let HMRC know now that we know! I am worried that they are going to want us to pay the overpayment back in one payment near on £600 I reckon. We won't be in a…
Elderly Dad in hospital - should he be discharged?
Hi there, My Dad's been in hospital for nearly 6 weeks with severe anemia (caused by bone marrow cancer) and heart issues. He is practically bed bound due to lack of mobility over this time (not helped by him refusing to get up some days!). He has blood transfusions every month and since being in hospital it's now every…
Ex using savings to move out
Looking for advise please! A friend is splitting from partner, they have kids together but are not married. She needs him to pay part of mortgage so she can keep living in their home with the kids and she's considering loaning him her savings to move out. How can she ensure, legally, that she gets her savings back? Paying…
Advice for expecting, 18yo parents?
Hi all, As title reads GF of one year is expecting in roughly 8 months. In the scenario that we go through with it would kindly like some advice. We are both in distance learning Uni graduating in 2025 & 2026, aged 18 & 19 My income: £1750/pm, taking second job which will bring to £2300 take home. My savings: 25K cash no…
Relationship and House sale
Hi All, i was hoping i might be able to get some advice please on my situation to help with the management of a house sale post break up. My partner and i bought a house just over 18 months ago and have unfortunately split and therefore we plan to sell the house this summer. We are jointly on the mortgage but input a…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Marriage, relationships & families

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