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Trading 212 ISA
Hi, I am looking at trading 212 ISA with 5.2%. I assume this is variable and can be changed at any time? Assuming they get SONIA rate, this has now dropped from 5.2% to 4.95% as of 01.08 Is it likely that they drop the rate? Dont want to bother in transferring over if so as I have fixed 5% till end of this year... Any…
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Isa transfer due in September.
Hello. I've currently have a 1 year fixed ISA 5.45%, which is due to mature in late Sep. I was looking at virgin money 1 year fixed at 5.05%. Do you think it's a good deal, or maybe should l go for a 2 year fix instead? Any recommendations on the provider would be helpful.
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Zopa Flexible Easy Access ISA
Needing clarification of ISA rules please? I've put £5000 in Zopa Flexible EA ISA for this year 24/25. I've put remaining £15000 allowance into a fixed ISA with another provider. I understand that with the Zopa Flexible EA ISA I can take out and put back (up to £5000) for this financial year. My query really relates to…
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What's the difference?
What's the difference between a 1yr fixed Cash ISA Bond and a plain 1yr fixed Cash ISA?
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ISA rules confusion
Apologies if this has been asked already, I've had a good search of the forums and was still confused! Is it possible to have more than £20k in ISAs? I have a fixed rate ISA for 2 years with £20k in it (opened last tax year) can I then put another £20k into a different fixed rate ISA in this tax year? Any guidance on this…
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APS ISA allowance
My husband has recently died, leaving a cash ISA near to the FSCS guarantee limit. In the next few months I shall want to open an additional cash ISA for myself, using the APS allowance. I understand the process, but am having difficulty finding out which institutions accept APS funds, as not all do. Is there a list…
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CAN I TRANSFER CASH ISA'S
Can you transfer an easy access variable Cash Isa to an existing 1yr fixed Cash Isa which is a different provider?
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Trading 212 - terms and conditions
I have looked to open a Trading 212 Cash ISA. It rightly asks me to confirm I've read and agreed to the terms and conditions. To be perfectly honest, I've ploughed through the 49 plus pages and most if it means absolutely nothing to me. Are there any 'red flags' I should look out for when considering this?
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Isa limits
Do the major banks such as Barclays generally stop you from being able to exceed your ISA allowance even if you hold more than 1 ISA account wi the the same bank? For example, if you hold a cash isa and investment isa with Barclays, will they monitor to ensure you don’t exceed your allowance on both combined? Also with any…
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moving cash isa to Chip - current provider not listed
Hi there I'm a newbie writing on the forum (although I have enjoyed reading/following a number of threads on a number of different topics). I’m also a newbie to ISA’s and am looking for advice. I have an Easy Access Cash ISA Issue 43 with Charter with a balance of £16,000. I recently received an email from them letting me…
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Moved: Private Education, Wrap Around and Tax Free Childcare
This discussion has been moved.
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Silly question - can I pay into existing cash ISA?
I have £40000 in a cash ISA which I transferred to a different bank recently. I haven't made any financial contributions to it this tax year - presumably, it's fine for me to pay up to £20000 in to it? I know it's quite a silly question but I just want to double check!
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Can I specify ISA transfer date
I have a fixed rate ISA with NatWest due to mature 4th September. I want to transfer this to a Virgin fixed ISA. I haven't yet opened the Virgin account. My question is when I submit the transfer request to Virgin can I specify the date of transfer as the 5th September so I don't lose anything?
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Does a JISA affect your ISA allowance?
Hi All If my son opened a JISA for his child, would it affect my son’s ISA allowance for that year? Or can he have £20k in his own ISA and £2k in his child’s JISA? I want to put money aside for my grandchild but don’t want it to affect my son’s ISA allowance. Thanks in advance for any thoughts on this.
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ISA question re. max 20,000 limit
Hi I haven't ever opened an ISA and I'm not entirely sure I understand the rules. I have looked on here and a few other places to try to clarify! I have 20k to invest. Do I need to make sure I invest less than that to make sure I don't go over 20k by the end of the tax year, or can I invest 20k and still won't be taxed on…
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Confused !
Hi , how many ISA's can you hold at one time , I understand it is only one allowance per year of £20,000 but eg . Can you open a new one every year with the full £20,000 and do you get tax free allowance on them all or just one each year ? hope this makes sense
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Cash ISA ending. Advise please.
I've been with my own bank Lloyds for the last year, the rate was 5.37% and although not the best at the time I went with it as I wanted my savings and ISA under one roof. I maxed out my £20k and now I have around £21,200. The new deal they are offering is 4.40% for one year and 4.10% for two years so a big drop really.…
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ISA transfer help to LISA
Hi I've just opened the moneybox lifetime ISA, it's not funded yet. I was planning to put a little money in and top up the rest at the end of September. However i have a flexible isa with chip so i was thinking it's more worthwhile to do an isa transfer as I'll let the bonus from HMRC so will earn interest on that too. The…
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https://www.moneysavingexpert.com/savings/best-cash-isa/
Trading 212 Cash Isa paying 5.2%. When trying to fund the account via my bank account, I get a notification from the bank saying that it can not verify the account details provided by Trading 212. This also happens with another Bank, namely Union Bank of India (UK). Not sure if it is safe to go ahead and transfer funds.…
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Trading 212 a scam?
I have just set up an account with TradIng 212 using their app. ID and security OK, then app asks for my current account which takes me straight to my nationwide app and successfully links to it. Then a ‘Deposit’ button come up so I pressed it and Trading 212 connects with my nationwide account and requests funds. My…
