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Transfer of Nationwide Help to buy ISA to Lifetime ISA
My partner and I are both first time buyers and we hope to buy a new house in February next year. The property is £390,000 and we will be buying a 25% share. I understand that because the value of the house is above £250,000 my partner won't be able to benefit from the government bonus on the £6,000 he has in his HTB ISA.…
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Transfer or not transfer
Hi all, I think I know what the answer is going to be, but I'd like confirmation... I had some money on a fixed 1-year Cash ISA with Shawbrook. When the fixed term ended, I stupidly asked for it to be transferred to my bank account. From there, I deposited it onto my new T212 Cash ISA... T212 are counting this money as…
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Vanguard online
Hi has any one else had an issue with logging onto vanguard today? I keep getting a error message coming up..
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ISA Transfer Timing
I have 2 ISAs maturing in December, one on the 19th and one on the 27th. Am I able to transfer both into the same ISA even though they mature on different dates or am I better opening 2 different ISAs with the same provider? Also how early can I start the process? Thanks
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T212 incorrect ISA allowance assignment
I transferred my Lloyds Cash ISA to T212 using the proper transfer service and the funds were moved on 19th September. The money transferred was showing as Reserved funds until the last day or so and it is now showing all the transferred money as part of this year's allowance. However the majority of the money transferred…
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ISA’s!!!!
After some help please… I have 2 ISA’s open… a Barclays help to buy opened in 2019 has about £3000 in it. I don’t pay in to it regularly at the moment so it’s only gaining interest. A Zopa easy access ISA - opened a few months ago, if I put £20,000 into this account where does that put me with my allowances? Can I only put…
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ISA transfer, after maturity?
My Santander Cash ISA matures in 2 weeks and they are taking the mick with their 1.25% which drops to 1% in a few months. It annoys me so much I'm transferring out the ISA and will also transfer my current account from them to a more modern bank shortly afterwards. I'm about to use trading212 to start the ISA transfer but…
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Santander Maturing ISA
I had a maturing ISA with Santander .Mature date 1st April.Decided to re invest with Paragon. Set up an account and asked to take the ISA from Santander on maturity. Received a letter from Santander on 19th March to say they had received the request from Paragon for transfer. It is now 8th April and my ISA is still with…
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Overpayment into Cash ISA
HiI have received a small amount £56 as Goodwill Gesture from a bank as I was unhappy with the time it took to complete an ISA transfer.However this money was paid into my Cash ISA account and not into my current account held with the bank.I have already subscribed the maximum £20K into a Cash ISA with a different bank.…
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Easy access Cash ISA - withdrawing and returning cash
Pretty sure I already know the answer to this but if someone could confirm that would be great. I have put £20k into my easy access Cash ISA this tax year, i.e. the full allowance. If I want to say withdraw £8k, but then return this £8k after this current tax year ends, i.e. 6th April 2025 or later, I can do this but my…
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IWeb - Why aren't they on the MSE top SSISA list?
You can invest (in one lump) 20k into a single fund for only £5. From my 2mins of research there are only two providers who can beat that T212 and IE. Am I missing something?
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Having both a stocks & shares ISA AND a cash ISA?
I've currently got about £35k in a cash ISA. Next year I should be able to max out the £20k ISA allowance and I'm thinking about opening a S&S ISA. So... Can I open BOTH a S&S ISA and a cash ISA in the 25/26 year? Can I transfer the full existing £35k (plus the 24/25 interest) into a S&S ISA? Can I "split" the transfer?…
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Cash ISA - What's your thoughts?
Hi Guys, I'm fairly new to the ISA scene, and I hope to get more of an insight through this open topic, and a couple of questions I have. Maybe you more experienced people can give me a heads-up upon certain basic rules or guidelines that I should be aware of. Forgive my ignorance or naivety regarding any questions I might…
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Can you open up multiple inheritance ISAs with multiple banks
Hi, I'm trying to help my Dad sort out my late Mum's estate. She had multiple cash ISAs with multiple banks, and we want to get all of those transferred over to my Dad. Each bank she has account with with offer a way to open up an inheritance ISA and get the money transferred over. However, after speaking with at least one…
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Trading212 cash ISA transfer problem
I wish to transfer a Principality Building Society cash ISA to my Trading 212 Cash ISA. However Principlality is not on their list of providers. How do I get round this?
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Nationwide Fixed Rate Cash Isa maturity instuction doesnt work
I received a letter from nationwide re my FR cash isa maturing soon. It gave instructions for maturity: 1. Use the maturity option next to the account when loged in online. There is no menu option in my account!! 2. Go to nationwide.co.uk/frisa1 and open a new account and transfer in maturing account When I tried this,…
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Coventary ISA Transfer
I have a 5 year ISA with Coventry at a poor rate of 1.75%. It has 2 year left to run. Can I transfer it to another Coventary ISA at ~4% or is it easier to transfer it to another provider? I'm assuming I will loose 90 days interest, but can't find the original T&C's to confirm exactly
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Paying into a HTB ISA and cash ISA
My daughter has a Help to Buy ISA which currently stands at £14,000 and is paying 4.7% with Yorkshire BS. She is aware that she only needs to hold £12,000 to get the benefits when she buys a house. We were wondering if now the rules have changed regarding paying into ISA`s if she would be able to put £17,000 into a cash…
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Trading 212 - call response read Trustpilot
On recommendation from here I set about opening a new account - for a transfer in Cash ISA - few steps but done 👍👍 Tried to transfer in from Cooperative bank - no go - it isn't listed. Wrote on their contact us form - 24 hours later - no response. Gave a one star on Trust Pilot explaining the issue. Within 10 minutes - I…
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ISA transfer and opening
I have a fixed rate cash isa with kent reliance and I have paid into it this tax year £19k. It is due to mature in December. I’m aware that the new rules with Isas suggest you can open multiple cash isas in a tax year, provided you stay within the limit of funding. Kent reliance is a company who don’t allow you to pay into…
