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ISA timings.
I have a cash isa that I opened in November 23. Can I open another now for 2024 while the 2023 ISA is open? Thank you.
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Universal credit and help to buy isa
Hi there, I wondered if anyone could help. I see Martin’s post on June 2022- advising the government are trying to bring in that you do not have to declare help to buy isa when claiming universal credit- And I wondered if this law came in- would I have to declare my help to buy isa account when claiming for universal…
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Invest into S&S ISA or AVC
Currently working in local government and so far have a local government pension for the last 25 years. Hate the thought of having to work until I'm 68, so looking to do something that may help to retire a few years earlier and have 2 options that I can think of. Pay into an AVC at work, or start up a stocks and shares…
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Any point in staying with Hargreaves Lansdown for my ISA? Trading212 looks cheaper
If you read Stocks & shares ISAs: find the best platform - MSE (moneysavingexpert.com), it has trading212 under "Lower fees, but less established platforms", and HL under "Higher fees, but more established platforms". Does how established a platform is really matter? You investments are ring-fenced anyway. All I want to do…
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Lost PEP
I contacted Invesco perpetual as i had managed to forget about an investment i made in 1995 of £6000. I subsequently changed address in 2001. I have spoken to them on the phone and via email. There response is always that because it more than 6 years ago they cant find it because it has been sols or transfered. I know i…
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Flexible Cash ISA question
I have subscribed £10,000 of this year's ISA allowance into a fixed rate cash ISA so I have £10,000 left to subscribe this year, If I subscribe this £10,000 into an easy access flexible ISA and withdraw some of this, can the withdrawn amount only be returned to the same ISA?
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Trading 212 cash ISA
Cash ISA's are said to be protected by the FSCS. However T&C for Cash ISA's, in clause 5, refers to Invest T&Cs. In invest T&Cs, clause 14 seems to indicate the FSCS only relates to failure by Trading 212 but not to the third part accounts. My understanding of this is as follows: In the event of IG's insolvency: Any money…
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Evraz Shares and Computershare
So apologies for my 2nd post in a day. I have a chunk of Evraz shares in my Interactive Stocks and Shares ISA Evraz have been sanctioned in the UK because of links with Russia. They do have a value in my account, but I'm unable to trade/sell/buy etc. I'm wanting to close my II account, and as they can't be sold, it looks…
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SIPP & savings
Took me too long to start a SIPP but had helpful advice here in the past which was both informative and helpful in getting over my initial issues with investing. I have 23k in HSBC's Global strategy balanced fund and am putting in 1000 pm. Im 49 and have a limited company - I have around 150k in the business at the moment…
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Transfer Cash Easy Access ISA to higher rate of interest
Is there a restriction on the amount of times I can switch/transfer provider?
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Lifetime ISA
I have been reading the MSE guide and some other websites as I want to set a lifetime ISA up. Am I right in saying they are exactly the same apart from each provider has different interest rates? They are all regulated and give you the protection up to 85k?
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Help with investment please!
Hello there, I have 70K sitting in my cash ISA, which I save up for years! I absolutely have no idea on investments and reading about this on Google just confuses me! I really need to invest for better returns. I am 44 and happy to lock my money away for five years. Can you please let me know what exactly I do to invest…
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Virgin Money Payment delays.
Hi New member here and I'm in a bit of dilemma so hope someone can point me in the right direction. My wife and I have an ISA with Virgin Money from which we both take a regular payment. Unfortunately the most recent payments (Easter Bank Holiday) have not been received by us. We have contacted them by all methods but they…
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Non-UK citizen
Hello, My wife is from New Zealand. She has been living, working and paying tax in the UK for the last 3 and a half years. She still does not have permanent residency but is on a spousal visa. Would she be eligible to open a LISA? Thanks in advance
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So confused - multiple cash isa provider
I have opened a cash isa already with shawbrook this year. But want to open another one. Where do i find a list of providers that will let me open cash isa even if i have one with another provider?
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An ISA split question
Hi all. I have 80K in my ISA with 20K ready for this year. I've just come out of a 1yr deal and am looking for other options. Am I right in thinking I can split my current ISA, put 40K into 2 different providers and still then put this year's 20K in? Thanks Mia
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I can't see who is paying money into a JISA
My daughter opened a Nutmeg Junior ISA 2 years ago, on my advice, for my grandson. I pay into it by standing order each month with additional lump sums for birthday and Christmas. I have provided the details of the JISA to other extended members of the family so they can pay into it if they wish. Several lump sum payments…
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10% CGT rate.
Which ever party wins the next election they are going to be looking for money. An
obvious source would be scraping the 10% CGT rate. Is it worth maximizing the
capital gains now to use up the 10% rate for this year?
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Cash ISA option advice please
Hi all. I have 80K already in an ISA and am just coming out of a 1 year deal. I have also 20K ready to put in for my entitlement this year. I do not need to touch my 1st 80K, so can lock it away and prefer to leave it in a Cash ISA. I think my options are: a) Put 80K into 1yr fix at 5% b) Put 80K into 5yr fix at 4% (ish) -…
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Paragon site issues when setting up Easy Access Cash ISA
Anyone having issues with Paragon. Site crashed after entering security questions giving a reference number and asked me to call 0800 052 2222 which appears dead.
