Using trading 212 for a S&S ISA

madlyn

Apologies for yet another T212 question.
I've got a small amount of money spare each month, so I'm considering opening a T212 S&S ISA.
I'm looking at one of their ready made pies as it seems a good place to start for a beginner.
I've looked through previous threads about this and bonds and global trackers are mentioned, are these available in their 'pies' or just when creating your own portfolio?

I'm maxed out on my work place pension monthly contributions and I'm investing long term.

Thanks in advance for your answers.

wmb194

madlyn said:

Apologies for yet another T212 question.
I've got a small amount of money spare each month, so I'm considering opening a T212 S&S ISA.
I'm looking at one of their ready made pies as it seems a good place to start for a beginner.
I've looked through previous threads about this and bonds and global trackers are mentioned, are these available in their 'pies' or just when creating your own portfolio?

I'm maxed out on my work place pension monthly contributions and I'm investing long term.

Thanks in advance for your answers.

It depends on what you want to invest in but if all you want is a global tracker you can achieve that through a single ETF e.g., LSE:VWRP Vanguard FTSE All World Acc and you won't need to use a pie. No doubt there are pies that contain various ETFs covering different things.

madlyn

wmb194 said:

madlyn said:

Apologies for yet another T212 question.
I've got a small amount of money spare each month, so I'm considering opening a T212 S&S ISA.
I'm looking at one of their ready made pies as it seems a good place to start for a beginner.
I've looked through previous threads about this and bonds and global trackers are mentioned, are these available in their 'pies' or just when creating your own portfolio?

I'm maxed out on my work place pension monthly contributions and I'm investing long term.

Thanks in advance for your answers.

It depends on what you want to invest in but if all you want is a global tracker you can achieve that through a single ETF e.g., LSE:VWRP Vanguard FTSE All World Acc and you won't need to use a pie. No doubt there are pies that contain various ETFs covering different things.

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

wmb194

madlyn said:

wmb194 said:

madlyn said:

Apologies for yet another T212 question.
I've got a small amount of money spare each month, so I'm considering opening a T212 S&S ISA.
I'm looking at one of their ready made pies as it seems a good place to start for a beginner.
I've looked through previous threads about this and bonds and global trackers are mentioned, are these available in their 'pies' or just when creating your own portfolio?

I'm maxed out on my work place pension monthly contributions and I'm investing long term.

Thanks in advance for your answers.

It depends on what you want to invest in but if all you want is a global tracker you can achieve that through a single ETF e.g., LSE:VWRP Vanguard FTSE All World Acc and you won't need to use a pie. No doubt there are pies that contain various ETFs covering different things.

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

madlyn

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

Okay, I'll have a more indepth look at things.

EnglishTutor

madlyn said:

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

Okay, I'll have a more indepth look at things.

Just to say that I'm inexperienced in a S & S ISA, but went for T212 S & S ISA and selected the Vanguard FTSE All World Acc as it really does give a good spread.

madlyn

EnglishTutor said:

madlyn said:

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

Okay, I'll have a more indepth look at things.

Just to say that I'm inexperienced in a S & S ISA, but went for T212 S & S ISA and selected the Vanguard FTSE All World Acc as it really does give a good spread.

Is this one of their ready made pies? how did you find setting that up and the management of it?

ColdIron

madlyn said:

EnglishTutor said:

madlyn said:

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

Okay, I'll have a more indepth look at things.

Just to say that I'm inexperienced in a S & S ISA, but went for T212 S & S ISA and selected the Vanguard FTSE All World Acc as it really does give a good spread.

Is this one of their ready made pies? how did you find setting that up and the management of it?

No. It's a widely available ETF, a single stand-alone investment product. There would be no point in a 'pie' with a single component

Google VWRP

https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-accumulating/overview

madlyn

ColdIron said:

madlyn said:

EnglishTutor said:

madlyn said:

I'm guessing that would mean me doing everything myself?
I'd rather not go down that route for fear of cocking it up, for me at the moment a ready made pie would be better and maybe go it alone at a later date.

Not really, with that ETF you’d own a tiny portion of almost every listed company on the planet. A “pie” has to invest in something. Who chose what it’s invested in and why? A pie could be a mix of ETFs or lots of individual companies: it’s just a wrapper.

Okay, I'll have a more indepth look at things.

Just to say that I'm inexperienced in a S & S ISA, but went for T212 S & S ISA and selected the Vanguard FTSE All World Acc as it really does give a good spread.

Is this one of their ready made pies? how did you find setting that up and the management of it?

No. It's a widely available ETF, a single stand-alone investment product. There would be no point in a 'pie' with a single component

Google VWRP

https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-all-world-ucits-etf-usd-accumulating/overview

And with this do I just decide how much I want to invest?