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Virgin ISA Maturing, options to split
I have a Virgin fixed rate Isa ending soon with over the £85K protected amount, and planned to put £75K in another Virgin fixed rate, then transfer the balance to another provider in a current variable rate ISA which I opened in 2024. On the Virgin website there are no options to split the maturing balance into 2 ISAs. Is…
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Help with transfer of fixed ISA. When to start the transfer instruction please?
Hi, my 1 year fixed ISA matures on 24th Sep this year. I am about to fill in transfer request to another provider, but in transfer request form, there is no date for transfer to choose from. If I fill it in now, will my current ISA stay open until maturity regardless and will only be moved after it matures even if…
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Maturity - 2 Yr Virgin Fixed Rate E-ISA Issue 529
I have the above issue paying 4.25% which is coming up for maturity in a couple of weeks time. So far, no maturity options have been sent in the post or are visible online. Has anyone already had the rollover rates yet? For new customers VM only seem to have 1 year options, so hoping there will be a 2 year option offered.…
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Which Junior ISA provider?
We have around £6k to invest for each child (their money). Can anyone recommend which JISA provider to go with? We're likely to go with a Vanguard index fund. Our ISAs are with HL.
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Trading212 CASH ISA 5% or 5.1%?
I opened my ISA mid august when it was 5.2% then got an email on the 26th August saying interest rate was dropping to 5% as of 9th September. However the app keeps showing 5.1% - did it go back up or am I missing something more obvious? I've tried checking the interest calculation but my numbers are not matching - possibly…
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Trading 212 don't accept/support deposits from Co-Operative bank - suggestions please?
I've signed up for the Trading 212 Cash ISA, however when asked to make a deposit into the ISA, the Trading212 only accept certain banks and not the Co-Operative, whom I bank with. I have tried to contact them, but it appears that I cannot deposit anything as their website requires you to select your bank from a list and…
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Calculator tool for Daily Interest
Anyone got a good link for such a tool? I am trying to work out the daily interest rate paid on my Trading212 Cash ISA. The app tells me it is 5.1% AER but I had an email before saying it was dropping to 5% on Sept 9th. I tried one tool but using 5 or 5.1% did not match what Trading212 are paying out: Daily Compound…
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CAN I DO THIS?
I have a fixed cash ISA with Charter Savings bank which I opened this July. I have another fixed cash ISA with virgin about to mature very soon. Can I transfer the Virgin cash Isa into another Charter Savings bank fixed ISA. In other words can I open 2 separate cash Isa's with Charter Savings in the same tax year??
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Barbican Bond Co No.1
I am trying to get in touch with other people who have invested in The Barbican Bond Co. No.1 Mini Bond. My bond ran for a 3 year duration and matured late November 2021 and I have been trying to obtain my investment and returns from them ever since. I have received email communications advising that "the security trustee…
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Help to buy ISA vs Lifetime ISA for my situation
Hi, I've been saving into an "help to buy ISA" account which I now am exempt from the bonus due to inheriting a small property which I let out (the first property I purchase means I am not classed as a first time buyer). Would I be better off putting the money into a "lifetime ISA" rather than the "help to buy ISA"? (Final…
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Simple balanced Portfolio Help
Hi Looking for suggestions for funds to hold in a balanced portfolio that I can pretty much leave for the next 10+ years. I know there will be many things to consider but all I am looking for is a mixed portfolio to save £750 each month for the next 10+ years. I'm thinking so far of the below but wanted advise as to what…
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Transfer Maturity Date
My ISA matures early November, I believe that some providers allow you to open an account with them and transfer an existing ISA at maturity (up to 30 days). I phoned Aldermore and the first advisor said its okay, I phoned up later just to verfity and was told it had to be a maximum of 15 days. Does anyone know which is…
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Nationwide / Shawbrook maturing ISA's outward timescales
Two ISA 's matured recently, N/Wide and Shawbrook. Nationwide converted to a maturity ISA on the day advised, the maturity day. Several institutions in the mix for transfers out. All pre arranged transfers arrived at their new destination the 2nd day after maturity. Shawbrook maturity date, ISA still showed the same as the…
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Oaknrth bonus?
My largest single ISA, with Oaknorth, is coming to the end of its 1 year fix in early November. Oaknorth is 'opening a window' on 21st October and promising an existing member bonus if I renew. However, it isn't saying what that bonus rate will be, and their 1yr fixed rate isn't the best .I'm tempted to start a transfer to…
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Cash ISA maturity options
Re Matured Cash ISA - I set up a Cash ISA with Shawbrook Bank which matured at the end of September 2024. I understand that interest earned is “tax free”. Total amount in my account approx £21150. Now I would like to withdraw the total amount and reinvest in an existing savings account, however, Shawbrook have informed me…
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Trading 212 easy access ISA 5.2% APY and 1% cashback. Too good to be true?
Hi all, This sounds just too good to be true and I wonder if I have missed anything or if this is just an account that beats all the other market offers at the moment? I am a bit confused... Trading 212 offers an ISA and offers 1% cashback (not counting towards an ISA allowance). The cashback is paid within 3 business days…
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Cash ISA Transfer Out from Trading 212 to VM
Hi, I want to find out how long it takes from the date money is deducted from the Trading 212 account and received in another bank, such as Virgin Money. Training 212 said up to 3 business days. Who will cover these 3 days' interests and if they fail to clear in 3 days? Who shall I contact to make a complaint? VM said is…
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Thoughts on my Mortgage Repayment Vehicle using S&S ISA and or LISAs
Hi I have 3 BTL properties all on Interest only mortgages maturing roughly the same time (16 years from now). So far we have been saving £500pm into a S&S ISA invested into the S&P500 and have accumulated a pot of £65k. My initial plan was for the next 16years to up this to £750pm and see where that leaves us. It then…
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Confused about Virgin ISA maturity
I have a 1 yr fixed issue 6, maturing, erm, today. I think they are saying if I do nothing it will roll into an easy access issue 3 at 4.51%Or I can fill out a form to convert it to another 1yr fix issue 16 at 4.61%. Am I loosing the plot or are both of those options quite good? But I cant find them on the best buy tables…
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Stocks and shares ISA 85k protection
Can I ask how the 85k protection works for stocks and shares ISAs. I have about 85k in the HSBC world index fund and am thinking of adding more. Should I be worried as am going up the 85k protection limit. If I am thinking correctly here. Thanks
