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Barclays Fixed Rate ISA - transfer out experiences?
What are your experiences with transferring out a Barclays fixed rate ISA? Are they efficient? Assuming you requested a transfer-in whilst applying for a new ISA with a new provider at least 5 days ahead of your Barclays maturity date, how long should you expect it to hit your new account? Say maturity date is 15.01.25…
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Where's my money gone?
Any advice gratefully received. I opened a cash ISA with Virgin money in mid-December to be funded, within the 30 day funding window, by a maturing cash ISA from Hodge Bank. Money still hasn't arrived in my account. Virgin say they've not received it from Hodge - though they have received the paperwork from them to say all…
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Closed ISA: can I open a new one?
Apologies if this has been covered before: I can't find a clear answer anywhere. At the beginning of this tax year, I paid £20,000 into an existing cash ISA. Later in the year, I withdrew all funds and closed the account. Can I legally start a new cash ISA in the current tax year? Or a stocks and shares ISA?
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Which Google results are trustworthy for ISA advice
Been watching morning live (UK) the financial correspondent for BBC was talking about switching ISA's between banks for financial rewards, so searched for cashback/switching bonuses and best interests rates but which of the thousands of search results on Google can you trust to give good advice without trying to fleece…
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Requesting ISA Transfer By Maturity Date
Hello all, I have a cash ISA with Barclays due to mature in around 2-3 weeks. I want to transfer the ISA to another provider (iWeb S&S). Can I request the transfer now, given it will take a while to be sorted and by the time it’s transferred the current ISA will have matured. Or do I need to wait until maturity before I…
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Transfer cash between 2 S&S ISAs and "broker might need to sell shares" question
Hi All, I have stock&shares ISAs with 2 brokers (B1 and B2). I have some cash in my ISA with B2 and want to transfer it to my ISA with B1. When I fill in a transfer request with B1, they add to it a checkbox that states "I understand that my other broker might need to sell shares in order to fulfil this transfer request"…
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ISA question
I currently have a 1 year fixed rate cash E-ISA that matures in June with Virgin, max allowance. Come 6th April can I add more funds to this ISA or should I open up a new ISA on 6th April and then transfer the funds from my current one into this in June when matures? Thanks
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Moving Money Between Two Virgin "flex" ISAs
Lady Q has an "Exclusive Flexi ISA2" paying 4.76%. Her fixed ISA has recently matured and turned into an "Exclusive Flexi ISA3" paying 4.51%. Is there any reason she can't use the "move money" function to transfer the balance from the ISA3 to the better paying ISA2? I'm just a bit worried it would screw up ISA status or…
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Maturing Virgin Issue 10 but where to now?
My Virgin Issue 10 Fixed ISA matures at end of January, trying to find somewhere suitable to transfer to.Trading 212 - maybe put some there if i can get logged in to create a transfer request (waiting until after maturity first) Chip/Plum - i dont use app only banksMansfield 4.75% - Seeming they only receive ISA transfers…
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Trading212 deposits
I opened a cash ISA with Trading212 and was able to transfer in my Barclays ISA no problem. However, I’m having a problem with trying to add funds from my Barclays current account as the process just takes me through a loop but wont actually let me make a deposit. Where am I going wrong?
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Moving old ISA to trading 212 at 5.1 %
Sorry I only got my ISA last year and just want to check with you all , my halifax ISA ends in 4 weeks £20k + interest my wife's nationwide ISA 19k + interest ends in 6 weeks we would like to put them together ( in my wife's name).. my wife has just opened a flexible 212 ISA today (5.1%)can she transfer her nationwide ISA…
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Hargreaves-Lansdowne ISA
On 14th Jan 2025 300 shares were automatically sold from my holding of PHGP (WisdomTree Physical Gold This in response to a Stop-Loss that I had set in the ISA at a price of 20100.00 The shares were sold at a price of 18364.00 (would have been a loss of £6k approx) and although that this was subsequently amended (after my…
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HMRC reporting
If anyone knows... What ISA figures get reported to HMRC? I have a flexible cash ISA with Zopa, this tax year I've put in total £26050. If I go today part way to processing a withdrawal, the app states 'You're withdrawing money from an Access ISA pot. You'll have £11419.40 left of your ISA allowance with Zopa this year'.…
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Flexible cash ISAs that allow transfer ins?
I want a flexible cash ISA that allows transfer ins. I wanted to ask if you can think of any not mentioned on the MSE page https://www.moneysavingexpert.com/savings/best-cash-isa/ The page used to mention Monument, but not any more https://www.monument.co/savings/easy-access-cash-isa Monument should allow transfer ins…
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'Nude' LISA changed to 'Tembo' with 4.3% rate!
Just saw my app had updated with this info. Really pleased! https://www.getnude.com/
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Chip cash ISA dilemma - what to do?
Hi, Got an ISA with Trading212, which holds the maturity of the funds and previous year subscriptions and ca 13k of this years subscription allowance. The remaining 7k are in the Chip ISA and have been used over the year as an easy access account to dip into for bill payments, etc as the pot was building up and any…
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ISA Stocks & Shares Platforms
Hi Platforms for beginners question... I'm new to investing in S&S ISA's, having previously had cash ISA's. I've just done the Rebel Finance course & looked at websites such as monevator etc to try & educate myself, but have just ended up confused ! Just wondering whether it is advisable for beginners to stick with…
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a matter of dates - cash ISA advice
I need some advice please, I currently have 1 active fixed rate cash ISA with Halifax since 2023 that has £16k in it and is due to mature on 20 May. I have only put in £6k since last May 24 so I still have £14k remaining allowance. I have a further £20k in savings I would like to use. I want to know if this is possible: I…
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ISA Providers; Are most choosing to ignore the Chancellor's new ISA Reforms?
UPDATE 02 Aug 2024 - PLEASE NOTE THAT SINCE THE START OF THIS THREAD THE REGULATIONS, GOVERNMENT RELEASED NOTICES AND FINANCIAL INFORMATION REGARDNG ISAS HAS CHANGED. PLEASE ALWAYS REFER TO THE LATEST INFORMATION REGARDING ISA REFORMS, RULES AND REGULATIONS AT '.GOV.UK' https://www.gov.uk/individual-savings-accounts I…
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Partial Transfer out and replacing funds
Hi. I am hoping someone may be able to answer this for me. I wish to do a partial transfer out from my Nationwide Loyalty ISA to a new provider offering a better interest rate. Both the Nationwide and the new provider's are flexible ISAs. Once the partial tranfer out is done, am I able to replace these funds again back…
