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Labour £100k ISA cap?
This has been mooted. Personally I think it's scandalous if it happened as for some people their ISA interest is their pension. Especially for those without a private pension. What do we think?
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Opening a new Cash ISA
I already have two cash ISA's 1 with virgin and one with the YBS they mature in April 2025. I understand that I can have multiple ISA's provided I do not invest over the £20,000 so no problem there. Where I am a little in the dark is. lets say Fred's bank is offering an ISA at a better rate than my current providers and…
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Transfer S&S ISA from Trading 212 to IWEB
I'm thinking of transferring my S&S ISA with 212 to Iweb.Not sure if its possible though according to this text from IWEB Please note, If you decide to transfer from another broker within the current tax year you'll need to transfer your full account. We can only accept partial account transfers from previous tax years and…
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Vigin cash ISA question
I have a one-year fixed cash ISA maturing in a few day's time. Today, I tried to transfer to their 4.51%cash ISA issue 27, and there was a charge as a result of transferring it before the end of the existing ISA. What is the best way please to transfer without a charge on the old account for closing it early.
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Matured ISA
Hi All , Newbie here. My 2 year isa is about to mature and rather have it moved into a low interest isa with my current bank can i move it to a higher rate rate isa even though i have opened a additional new ISA this year Hope that makes sense ?
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Retired - start paying back into a new pension - Tax refief?
If I opened a new pension having retired , funding the payments from other income or assets, would you still recieve 20% tax relief from HMRC??
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Shawbrook ISA - transfers out - slow for all?
Would be interested in hearing other people's experience with transferring out of Shawbrook ISAs. We've had issues with comms and time frames every time (3 out of 3). We've transferred out Cash ISAs to 3 different providers on 3 separate occasions, each time transferring full balance (so should be simple). 2 out of 3 times…
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ISA transfers
Hi, I am fairly new to ISAs and am just about to have my first ISA mature. I have another ISA which matures next year but does not accept transfers mid term. My question is; if I have used up my allowance for this year can I still open up a new ISA for this year purely to transfer my maturing ISA into? I would then look to…
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Maturing ISA
Hello, I have an ISA with Virgin which is about to mature. They have offered to reinvest it at 4.11% , so I am thinking of transferring elsewhere. However most new ISA's require a minimum deposit.Does the money transferred count as the minimum deposit, hope that makes sense, thanks
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L-ISA With Poor Credit
Myself and my partner are looking to open a lifetime ISA to begin saving for our first home however my credit rating is poor. My debts are all due to be paid off within 12 months and I’m looking to re-build my credit but I’m worried if I pay so much into the LISA but cannot get accepted for a mortgage. Wanted to open a…
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Trust Funds vs Junior ISAs
I've got 2 kids and both have had a Trust Fund since birth. There's not much money in either Fund but I've had a couple of letters over the last couple of years to say that because of the markets not doing well there is an even smaller return on the investments made. I'm sure about 6 months ago Martin said to transfer the…
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Cash ISA Fixed ISA Cooling off period
Asking whether the 14 days cooling off period is a strict rule for all banks and all cash ISA's or whether it is optional. Yesterday I transferred a cash ISA to a fixed rate ISA with the same bank and have now changed my mind. The bank is saying that since I've deposited more than £1000 in the FR isa I can't revert to the…
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Trading 212
I've not been here for a while. So a newbie now. I opened an cash ISA account, linked it to my bank Santander, but wouldn't let me transfer. I've tried 4 times., each time it goes back to link to my bank. OPTs arrive, enter the reqd password etc, links through, but then back to where I started. About to give up.
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Transferring isa to another bank at end of fixed rate term
I have a fixed rate isa with Santander due to end on 1.11.24. I want to transfer it into a variable rate isa with Cynergy that I opened earlier this year. How can I do this without incurring a 120 day interest penalty but without losing the Isa tax-free status?
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Computershare queries and can I put shares held through them into an ISA or move them to an ISA?
Hello, Through a long career in commercial insurance, I steadily amassed a substantial number of shares of the company I worked for, and these have been held and are held by the registrar, Computershare. None of the shares are in an ISA, so are not protected from capital gains or dividends tax, so cash from any dividends…
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Moving money from CTF to a LISA
Hi, my daughter has just turned 18 and has £9,700 in her CTF. She would like to open a LISA but we’re aware that she can only put £4k into a year, so just want to check the best way of doing this. would she be best to transfer £4k out of her CTF into a LISA and put the remaining balance into a normal ISA now (then after…
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stocks isa
I have cash isas around 260000 and have been considering putting some of it into a stocks isa - a alreadt have a cash one with trading 212 of around 95000 - im not sure if i can transfer part of it, ill look into that but was wondering if there are any reccomended stocks isas either provider or funds? thanks in advance
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Junior S&S ISA Questions
Hi folks, I've been saving for my daughters since they were born. Originally it was in a Cash ISA for them which I quickly realised wasn't going to earn them the best gains long-term so I started putting it in a S&S ISA in my wife's name (we already have once for wife and I in my name). I'd like to start putting it into…
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Virgin ISA Maturing, options to split
I have a Virgin fixed rate Isa ending soon with over the £85K protected amount, and planned to put £75K in another Virgin fixed rate, then transfer the balance to another provider in a current variable rate ISA which I opened in 2024. On the Virgin website there are no options to split the maturing balance into 2 ISAs. Is…
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Help with transfer of fixed ISA. When to start the transfer instruction please?
Hi, my 1 year fixed ISA matures on 24th Sep this year. I am about to fill in transfer request to another provider, but in transfer request form, there is no date for transfer to choose from. If I fill it in now, will my current ISA stay open until maturity regardless and will only be moved after it matures even if…
