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Virgin Transfer 'wet signature' required
Hi, I tried to transfer my £50k cash ISA from Virgin to Chip cash ISA but it was refused as Virgin do not accept transfers out of more than £30k without a 'wet signature' and Chip can't support that. Can I challenge this? Ot if I try another provider to transfer to how do I know if they support a 'wet signature'?
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Trading 212 cash isa fscs protection across 3 banks.
If I have £150k in cash isa with trading 212. And it is hold across 3 bank. Natwest. Jp Morgan. Barclays. Does that mean all £150k is fully protected by fcsc?
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Easy Access Cash ISA, Trading 212 vs Zopa - Experiences, Customer Support, Recommendations
Anyone using either of these Instant Access Cash ISAs and can share their overall experiences? For example: - Transferring in from current ISA - App usability / experience - Customer service / response time - Transferring out, either partial or full Rates as of today are 5.1% T212 and 4.8% Zopa. I don't care for the 0.3%…
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Trading 212 ... Chip have beef with them?
I had an interesting email this week about an ISA transfer that happened in August. I assume I’m not the only one? The tone seems a little strange, it seems they are prioritising tattling over solving the issue.
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M&S CASH ISA
Hi MSE i) Not sure how to contact MSE direct so if you monitor this forum the rate you show for the M&S Cash ISA is out of date. ii) Has anyone applied for the M&S cash ISA. The company appears to be requesting a lot of personal details on the transfer form, such as employment status, employer, gross annual income, which…
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Santander 1 year fixed rate ISA
I see Santander are offering £50 eVoucher if you transfer in at least £10000 from a non-Santander ISA. Am I right that the 4.31% interest rate on £10000 equates to 4.81% if you include the £50 voucher? Also is it better to just transfer the £10000 (to get the voucher) rather than a larger sum as there are better rates than…
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ISA Monthly Interest
Sorry if this is a really daft question ! I’m about to have my first monthly interest payment which is £62.44 according to the pending transaction on the app. I have 20k in the ISA at 4.22% which I work out at £70.33 a month. Am I missing something or doing something stupid ?
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Moving cash ISA to S&S ISA
Simple question..... Could I move mulitple cash ISA's over to a single S&S ISA? So, open an S&S ISA with the provider I want, and then ask them to begin transferring over my cash ISA's ?
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Partial ISA Transfer options
My current Shawbrook ISA matures 4 Oct and at maturity will be over £85k so looking to split and reinvest some with Shawbrook 1 year fixed 4.56% and move the rest to T212, but not sure if I have left too late as only 4 days till maturity. Also wondered if I would be better to firstly opt for the transfer to EA Shawbrook at…
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Stocks and shares ISA - switching funds
I am considering switching one of my ISA funds from FundA to FundB. CONSIDERATIONS+ FundA has a value of £10,000+ FundA has a unit price of 500p, has grown 36% over three years.+ FundB has a unit price of 270p, has grown 61% over three years.+ FundB has an even better performance over five years. QUESTIONS+ Am I comparing…
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Tax-efficiency of S&S vs cash ISAs
I have only started perusing this area recently so apologies if the question has already been addressed in the past (my search did not return an obvious thread on this issue). I have 80K to save/invest. My intention is to put 20K in a cash savings account and to invest 60K in shares (ETFs, in fact) . CLearly, I will not be…
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ISA Transfer Question
Hi kind folks of the MSE Forum, Is it better to initiate your a cash ISA Transfer OUT from the provider that currently holds your ISA pot or initiate it as a transfer IN to the 'destnation' ISA provider, [meaning the ISA Provider that you fancy their rates and want to move to]? I currently hold a Zopa Cash ISA [4.8%] but I…
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Another Transferring from Virgin to Trading 212 question!!
My Virgin 1 year cash ISA 6 has matured today, and the interest of just over £1000 is showing as being added. I have already set up the Trading 212 Cash ISA ready for transfer, but on the transfer form it gives me the option for transferring Previous and Current tax year subscription. Is the interest which has been paid…
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Lifetime ISA question
I currently have a Lifetime ISA which I have been using to save for a house. However, I would also like a Lifetime ISA to save £4000 into each year to build up a pot of cash for age 60, so I was going to open a second Lifetime ISA before the age of 40 and save into that after I have enough money for a house. It's just…
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Advice on swapping cash retirement LISA
I currently have a cash retirement LISA with Beehive at 3.3%. The interest is paid annually in April. I was considering swapping to Money Box as their rate is 5% for a year, paid monthly. Am I best to stay with beehive until I have received the interest in April? Or will swapping be worth it now? Thanks in advance to those…
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how to transfer a fixed ISA on maturity ?
Has anyone got any experience a Virgin 1 year fixed ISA . I have one which is to mature on the 24th of September which I wish to transfer the full amount into an already setup Trading 212 easy access ISA . Would I need to allow the funds to transfer into the Virgin 0.10% ISA then transfer the funds over or is there a way…
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Portfolio check please
Good morning everyone Hope this is OK to ask. Just after a portfolio check, currently holding approx 20% of each fund in my private SIPP, I’ve got 10 years until I can start drawing it. I posted in here instead of the pension forum as all the funds can be held in ISA’s too. I do know it’s tech heavy, which has done well…
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New isa account with trading 212
Hi im considering moving my current isa with Conventry of £40000 to Trading 212 . The question im not entirely sure on is as the Coventry account was opened in this tax year ,am i allowed to open another Isa account with trading 212 and transfer into them? Also if anyone else is aware as i cant see anything on the website…
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Chip financial Cash ISA move to another provider
I am looking to move the cash ISA from Chip to Trading 212. It's asking for account number and sort code but no where to be seen on Chip app. Tried the step to deposit with manual transfer option, but only digital banking shows.
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Reinvesting S&S ISA into Cash ISA
Last October I cashed in a S&S ISA worth £45k intending to use the cash to part-fund a house purchase. However I am not now going ahead with the purchase. As neither I nor my partner have used any part of our ISA allowance this tax year, can we both now open cash ISAs or is there some restriction on doing so? I can't find…
