ISAs & tax-free savings

I just want to say, how very pleasantly surprised I am at the speed of my transfer. It took less than 48 hrs. This is how things should work. :)

I took advantage of the 1yr fixed rate ISA @4.15% which matures May 2026 There is now a 1yr fixed rate ISA @4.25% which matures June 2026 Would I be eligible for the £50 voucher again so soon? Thanks 

Just asking if anybody has sent a second ISA transfer to Santander have you received the gift card email?

Hi all, Imho, the Cash ISAs - The best currently available thread keeps getting a bit cluttered with discussions on transfer experiences. It's a good topic so was thinking we could have a dedicated thread for this (apologies if there's already a thread on this lurking somewhere). My current experience is below. Edit: For…

I’m in the process of buying my first home and was hoping my help to buy ISA bonus would help cover fees or deposit. However I realised the house I’m buying is over the £250k limit outside of London and I think it’s too late to transfer my funds into a Lifetime ISA. I was meant to sort that out last year but life got in…

I have a help to buy isa which only allows me to pay in £200 a month. There have been changes to isas this year and my question is this .Can I pay into my help to buy isa and also pay into a cash isa this year as long as i dont pay in more than the maximum isa allowance. if so what banks allow this. Thank you

Hi Can someone tell me if I need to open a new smart Saver Pot for each Zopa savings account? I already have a pot for the regular Saver. Cheers

Hello. My question is about the Plum Cash ISA in particular but a general question about FSCS protection when the savings "bank" is not actually a banking institution but holds its savings in other banking institutions. Plum says that funds saved in its cash ISA is actually held in Citibank, Lloyds and Qatar National Bank,…

Hi, just hoping for some advice. I have the easy Access Plum ISA which the rate has dropped to 4.92%. I think the rate could fall further going forward so decided to open the 1yr Virgin M ISA at 5.05%. During an Online transfer through Virgin, i could not see Plum listed. Ii tried to do the transfer form but when i log…

Anyone else seeing their Daily Interest (Today's interest under Wealth Tab) incorrect? Mine was always correct. It dropped to 4.78% on May 29th as communicated and my daily rate was still correct and matching my own calculation (using BALANCE*(0.0478/365) ). Last couple of days its showing 18p per day lower again with no…

If anyone remained with Tescobank after they reduced their Instant Flexible Cash ISA rate to 3.96%, you may be interested in their latest product paying 4.07%, including a 2.92% fixed bonus rate. Easy to open online, then phone them to transfer funds from the old product. Not a top paying ISA, but if you want to stick with…

A family member asked me to set up a new account for them to pay into for my son and stupidly I didn't realise he already had a Junior ISA set up. It's only come to light now as they've paid in £10k which is also over the £9k limit. Grateful for any advice on next steps, I'm assuming it's transferring one into the other…

My current Cash Isa has just ended and I was looking to transfer my funds elsewhere I have heard moneybox are offering a decent rate and are easy to deal with, can anyone comment on customer service with them please. Ideally I am looking for a well known name with a decent intereste rate. TIA

Hello all, Looking for advice as to whether I should transfer out, despite the non-return clause. I have a LISA (now 3.8%) and a cash ISA (now 4%) with Moneybox. Thier introduction boosted rates have weeded off and the accounts have had a slight drop in rates due the Bank of England dropping rates. I have just found out…

Hi, I have been adding over the last years the 20K to my ISAallowance, today my situation is this: * 2023 - 2IK - CHIP - 4.06% * 2024 - 20K - Trading 212 - 4.10% * 2025 - 3K - Plum - 4.79 % The challnege is when I try to tarnfer in from other years or providers PLUM offers less like 3.5 aprox. Can anybody recommend what…

My wife passed away in July late year and probate was granted about 6 weeks ago. Her entire ISA holdings have been transferred to me under APS allowance including her stocks and shares ISA. Because we couldn't reinvest her funds she has accumulated about £20k in interest, sitting now as cash in my account. Will there be…

I’m trying to transfer my S&S ISA to Trading 212, but T212 will only let me proceed with a cash transfer, meaning my funds will be out of the market for up to 30 days. I’ve never transferred a S&S ISA before, is this a regular practice? Also, I’m currently on the 80% Lifestrategy, would anyone know what T212 equivalent is…

I recently opened a Cash ISA @ Saffron BS, It was the one listed in the best 2 year fixed and was sure you could transfer in other ISA's. Can anyone confirm if they also saw the Online and Transfer in option?

Can someone clarify if the following is possible to do this in this scenario: I currently am with an ISA provider that offers a flexible cash isa type and where I am fully subscribed to the current cash ISA limit of £20,000. If I were to withdraw some funds today from this flexible ISA provider (eg. £1,000 or £2,000) but…

Dear all, I have a question for the hopefully better-informed members of this community. My friend and I are both looking into getting Lifetime ISAs. However, the MSE article on these gave us pause. The article states that you aren't eligible for this ISA if you ever owned a house or a share of a house. My friend lost a…