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Cash ISA ~partial~ transfer to Stocks and Shares ISA?
Lets say I've used up this tax year's ISA allowance, £20,000 into a Cash ISA. Is it possible to do a PARTIAL transfer, lets say £5,000, to a Stocks and Shares ISA? Is that allowed by the rules? Are there any known providers that are easy to do it with? Thanking you!
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Future Investment/Pension
Hi all, I am a 35 year old male, married, but in the process of divorcing my wife. I want to start looking at my future retirement pot. I am self-employed and on modest pre-tax income between £20-24k. We have an our home (no mortgage). I am also on a very small £4k salary with a pension. I will be looking to buy my wife…
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5% Isa
I've been offered a fixed rate 5 year isa with returns of 5% p.a. by a company called Hamilton Rose Any advice or has anyone had any dealings with this company I think it sounds too good to be true, although they are Fca registered
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Trading 212 Cash ISA
Yesterday I opened a Trading 212 cash ISA account with the intention of transferring my Virgin E saver amount into it. Using the instant bank transfer system I logged into my Virgin account fine but was then told there was a problem and was returned back to Trading 212 deposit funds page, this happened on three occasions…
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Chip ISA interest rate drop without notification?
Hi all, I've just noticed that my Chip ISA interest rate has dropped some time within the past week or so, but I never got any email notification to say it was happening? I thought the regulations were that if an interest rate was reducing, they had to notify the customer beforehand? Anyone else had this issue with Chip?…
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Shares ISA
Hello, Could I set up a direct debit to be taken out every month on pay day for 5 yrs with a shares isa. Could I also choose a certain stock i.e Tesla, to buy every month? TIA.
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Virgin money ISA transfer out - how long to reach recipient bank?
I have applied for a couple of ISA transfers out from Virgin Money following the maturity of my one year exclusive fixed rate ISAs. The transfers were done via a paper transfer form with a wet signature as Virgin apparently require for large transfers. Virgin closed the accounts last Thursday but the proceeds have not yet…
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Trading 212 Cash ISA tax liability
I am new to ISA's so apologies if this seems like a stupid question. I opened my first ISA with Trading 212, I deposited £20,000 which I understand that the interest on this amount is tax free, if I put more money in this account will the first £20,000 remain tax free and I would only pay tax on interest on funds above…
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ISA Advice Required
The Trading 212 ISA has a very good rate & I'm interested in applying however I'm not sure if I would be able to top it up after the ISA allowance period resets - I've tried looking around their website for an email address that would provide help & advice with the query but haven't had any luck, their Facebook page…
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Corporate Action in LISA
I have some units of LSE: PRIW in my Lifetime ISA with AJ Bell. This ETF is being merged with another fund (amundi prime global ucits etf dist) with effect from 22 Nov 2024. Does anyone know the fund currency for the resultant fund? I've been told by AJ Bell that it won't be listed on LSE and I will receive the new units…
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Paragon Bank does not let you open a cash isa if you already have one opened this tax year
I am in the fortunate position of having savings that I will have to start paying tax on the interest so I thought I would investigate opening a cash isa. Seeing that you can open multiple cash isa's, I thought I would put some money with different providers. I opened my first cash isa on Monday and yesterday tried to open…
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Dudley Building Society 18 Month Fixed Rate ISA
How do you just transfer an ISA to them as it only allows to do so if you open and fund for current year as well?
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Castle Trust Fixed Rate ISA Transfer
I was about to submit my online application to transfer my ISA to the Castle Trust 2 year 4.31% fixed rate ISA when I saw 'Serve the full notice period before this instruction can be processed. Please be aware that
if you choose to serve the full notice period of your existing account, the Castle Trust Bank
account you are…
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Question about flexibility on past years contribution.
I have a flexible ISA made up of past years contributions. For simplicity say these contributions total £6,000 but £3,000 has already been withdrawn this tax year leaving a balance of £3,000 with being able to add the withdrawn contributions back before the end of the tax year. If I was to transfer £2,000 of the remaining…
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Plum now delaying cash ISA monthly interest payments
Just wanted to highlight this change of policy, notified by email today. Up until now monthly interest on my cash ISA account has been paid on the first day of the next month. One day later. Now they're going to pay it - the last day of the following month ie 30/31 days later. As per the email: The interest you earn for…
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FTB with LISA but don't need a mortgage
I am self-employed and in my mid-40s. I have a LISA with a balance of £20k. My parents have offered to gift me enough capital to buy my first house outright. I therefore don't need a mortgage but I'll pay a 25% penalty if I withdraw the funds from the LISA. What is my best course of action? Taking out a mortgage feels like…
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Atom Bank application rejected
I was hoping to open a fixed 1 year savings account with Atom, as they seem highly rated. Unfortunately I reach submission stage and it says an error occurred on my address details. I contacted them, and it's because they use TransUnion, a third party checking provider, who rejected the application. Any other 1 year fixed…
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Should I s&s Lisa?
Hi folks!As my 36th birthday has just passed, I contemplate again as to whether I should open a Lisa. I'm a homeowner so it would be for retirement. I also recently increased my contributions into my workplace pension but I thought maybe it would be a good idea to open a s&s Lisa in addition for retirement. The only thing…
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Charter Savings easy access cash isa issue 47 rate reducing
Just had an email it is reducing by 0.3% from 4.72% (4.62%) to 4.42% (4.33%) on 27th November.
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Thought I'd Opened an ISA with Nationwide
I January 2024 I was planning for my retirement in August 2024 and thought I would open an ISA in my name and another in my wifes name to get the 2023/24 allowance. There website links took me to the ISA page were there where options for different types of ISA, Investment ISA (based on shares performance), a cash ISA, and…
