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€10,000 needed for June
Hi I have been meaning to start a savings thread, moreso for myself and to keep me motivated.. We are not in debt other than mortgage but with baby number 2 on the way we do need a bigger car and with hopefully 6k trade in for one we have now we will need in region of 10K for a decent 7 seater so that it will last us a…
How are you saving money this year?
Well, what are you doing? We've never been able to save much before, but have finally got my OH to see the error of our ways... ;) We have started buying our weekly grocery shop online. We have so far spent around £70 a week for a family of 4 (plus pets!). Prior to this, we were spending £100+ in the supermarket, even…
Saving for a house is never ending....
Hiya everyone, Me, my partner and my little girl are currently with the parents!! Yes I am lucky..:D We have been living with the parents for around 1 year now and have been saving for a deposit for a nice little house. I have around 6k and my partner has around 12k. We aim to have around 30k within the next year to two…
fixing things
Im so pleased with my hubby and the savings we made.He is a welder (when he had a job) but can turn his hand to most things. Lately, both our tumble dryer and our main oven packed up (they are only four years old, but out of guarantee, Im sure manufacturers put something into them to make them break just after the…
Need to save to pay off my negative equity on my mortgage
Hi All, We are currently in about £18k of negative equity on our mortgate. We have just had a baby and are wanting to move to a bigger house, we are not able to afford this at the moment so we are going to try and save as much as we can over the next 3 years and that's when our mortgage runs out. I have joined a few survey…
PPI Claims
I followed Martin's advice for PPI reclaiming, I managed to claim back £1,400 from a loan with HSBC. Who, weren't very happy when I initially called to ask questions about reclaiming. But, were very happy to help after I made a complaint about their staff. Also managed to help a colleague claim back £1,500, with another 3…
I am 57 [ need advice ISA]
and have £650.00 i can save a month , have no one to [at home] ask, should i put it all in a SS ISA or Cash ISA . Advice would help !! I hope to give up work in 12mts , so this a last rush to save!!
I found £40 worth of coins under my bed!
It's not really money saving and this might not be the right forum to put this on but I wanted to get this out somewhere on this site because it inspired me to go looking! After spending hours on this site reading through the guides I decided I needed to do something to sort out my future financial woes (I'll be in uni in…
Dartford Crossing
Check the rejected coins slot, there is usually money in them. Thereby making your crossing free. Cant comment on the legality of this though.:j
New to the site - saved already!!
Hi everyone! Just thought I'd say a hello, I only joined up to the forum today but have been browsing for a few days. I made one phonecall today thanks to some advice I read on the main site (about water meters - see signature) and am set to save over £200 this year. I plan on following more tips and advice and saving more…
Saved £15 on Star Assault Game...
I got the game Star Assault free, on Play.com (UK) it is £14.99! :j
bills
Saved about £200 a year by switching my E-on bills to online only! I didn't even know this was possible until I watched a TV program the other day. Highly recommended to anyone with internet access :)
Discount cards to buy
Hi All, Are there any discount cards on the market sny one can get. i got one free what intials me to 20% food outlets at railways stations, Anyone know of any more... Thanks, Lee
ZoeGirls Five Year Challenge
Having read different diarys around, I want one myself, just so I have a place to sort of write what I have been doing so I feel sort of accountable if that makes any sense? :confused: Anyway, to explain my challenge, I wrote up some goals to reach before I turned 30 (am 25 and a half now) and I am so keen to meet them I…
Moneysaving mini break 2.
Last year, I started a thread about a trip away, where I'd bought a concert ticket, and tried to see if I could manage the rest of the trip for free in effect. I am doing it again. Twice in fact. The first one is a Neil Young concert I'm going to in Nottingham next month. My aim is to spend as little as I can as my initial…
car insurance saving
Just had my car insurance renewal through from LV (liverpool victoria) at £205.61, i thought that was a bit expensive so i phoned up and said as much, the requoeted me as a new customer now paying £133.34 the only difference is i do not have fully comp european cover as standard. EASY PEASY
Cheap Conservatory
I wanted a lean to conservatory and i had 3 companies in to do a estimate and all came back with a £5.500 mark,i went on eBay and looked in used conservatories and found the exact one i wanted the right size and everything and i got it for £360.00 I'm a very happy money saving bunny:j
Gatwick Train Tickets
After a bit of juggling managed to get train tix via Southern from London Victoria to Gatwick. If you check the trainline for your dates and times you will find a link below to slower trains...this will give you the list of other fares including the £5 single option rather than the £10.90 option. The £5 option is for…
2009 Savings Target 10K
My saving target for 2009 is 10,000 in cold hard cash. I started in Jan 2009 with 2,646.74 and have for the past 2 months managed to save on average 850 each month. No idea how, as I only have two part time Jobs Job 1 - 14hrs a week - 82.5Per Week Job 2 - 16hrs a week - 100Per Week - < < able to get O/T on this job! Weekly…
Gina Shoe Fund £150
I would like to save up £150 for gina shoes in 2 weeks!! Ahhhhh I have though i could sell odd things on ebay, even if i just get £1 for each - and sell 150 that would work?But dont think i have 150 things, i currently have six things on sale that hoepfully will make at least £1... any other ideas...i already do quidco,…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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