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Help, have I just made a mistake putting money in to my instant access savings?
Will I get taxed on this money? Reason I put this in to this account is because its savings for bills. Rather than to put it in to my ISA. But I don't want to have to pay tax on it? Will I have to?
Whiter teeth?
Anyone seen this offer in the UK? Does it work? I'd post the link but I'm not allowed. It's USA based. It states that by using two different types of whitener on free trial you can get professional results that would normally cost hundreds of pounds. It might just be an advertising scam, but it looks cheap enough to try!…
Ajelectronics.co.uk bargain!
How's this for a bargain. Bought LG F1406TDSP6 STEAM WASHING MACHINE for £565.00 inc delivery. Minus cashback of £17.45 from topcashback.co.uk= £547.55. Currys price: £749.00 inc delivery. My saving of: £201.45!!!! :beer:
The Saver's "New Beginnings" Diary
Im not sure if I'm on my own here or whether there are others out there like me? Basically, I'm not a Debt-Free Wannabe or a Mortgage-Free Wannabe. If I have to be pigeon-holed (and I guess I do so that this post is in the right place!), I'm a Saver who wants to improve the quality of my life and future, but without the…
£300 -6 months shopping list help needed
My Mum has helped us out by giving me another £250 on tesco gift cards. So £300 in all. I don't want to waste the money on rubbish so was thinking. £60.00 -20 packs of fresh mince (buy 2 1kg for £6) £20.00 -20 packs of walls sausages £1.00 each £30.00 -30 bags of 800g peas £1.00 each £50.00 - Salmon 8 pieces £5.00 a bag…
Virgin Media Bundles
Hi, I was wondering how people here were doing with any Virgin Media Bundles offers they've had. I thought I was already on a reasonable deal with Virgin Media for XL Phone, XL TV, XL Broadband services totalling £58 per month (that includes 11.75 line rental already) so the only extras on top I pay are phone calls. I've…
advice needed -newbie saver
hi there, i have spent most of 2009 with no money left at the end of the month and was looking for some advice because i dont want t0 spend 2010 the same way. reading these forums over the past few weeks have helped but i really want to kickstart it now. here is a rundown of things, any advice is appreciated im a single…
Need help with bank and credit card charges please
HI , I HAD A CREDIT CARD AS SOON AS I TURNED 18 MY CREDIT LIMIT WAS ONLY £200. I HAVE NT PAID THE CARD AS HAVE NEVER HAD THE FUNDS TO DO SO BUT NOW I AM FACING A DEBT COLLECTION AGENCY ASKING FOR £ 5OO DUE TO CAPITAL ONE ADDING ALL THE CHARGES ONTO THE CREDIT CARD . CAN I GET THESE BACK AS I HAVE RANG CAPITAL ONE THEY WILL…
Racers New Start Savers Thread
Hi everyone, I'm not sure if this is the right place to start this shiny new thread. Three months ago I split from a 5 1/2 year relationship my last thread was in the MoneySaving in Relationships Board you can check it out here:…
MOC saving 09.
Hi people, well another years begun. I,ve started my MOCs in a small way because I only needed a few things. I will not buy just for the sake of using coupons this year, I think I wasted a lot. I will count my survey luncheon vouchers and have my first booklet ready to go, also got a nice calendar with a couple of quids…
new rockport boots
I have just purchased a nice quality pair of rockport boots from ebay from a guy that had only used them once i had a similar pair before where i used kiwi polish in a tin and it ruined them could anyone suggest a good product to look after them im thinking of spraying with scotch guard and then using a type of non…
Edinburgh Dungeons
Hi All I know this might be a little late for halloween but it still applies. On Saturday we went to the Edinburgh Dungeons. We booked before hand on the Thursday night (29th). We paid £15 for two adult tickets. When we got to the Dungeon on Saturday I noted that an adult ticket was £15 each - so basically we paid for one…
Panasonic Plasma 42G10 + Blu Ray Savings
Was looking to purchase a Panasonic TX-P42G10 plasma tv and went into Comet to see the tv in action. Comet had a good deal on with both the Panasonic S10 and G10 both with Blu Ray Player (750 for S10 and player, 850 for G10 and player). The sales person seemed to know his stuff but was trying to sell me the cheaper of the…
Moneysupermarket.com
I did my shopping and as this site suggested I downgraded to all the value ranges, I was spending on average £60 + per week on shopping. However I got it down to £39. I thought this was good. However I then went onto Mysupermarket.com and the site saved me another £12, it got me down to £27 plus a fiver for delivery. But…
Help and advice needed ASAP
Hi As you can all tell im new to this. I have been looking for a link or a post or anything to help me. Here is my Problem im behind in my electric but have just paid off £150 so the bill is now £455 they say that hey want £103 a month. I have offerered them £50 a month. As bill for Sept was only £20.81 in Electric inc vat…
Where do we go from here?
In 2006 my brother's soon to be ex wife instructed the bank to pay HIS wages into an account in her sole name. He only found this out at the end of June 2008 after she left him. What he found was a complete financial mess stuffed in carrier bags all around the house unopened. Its messy, its complicated. She has siphoned…
Memorygirls Make Do and Mend for 2008 Thread
Inserted Intro From Martin.... This is MemoryGirls 'make do and mend' diary. You'll see the first post immediately below, then can scroll down for updates (with others comments in between). It's a fascinating, fun and inspiring insight into how to go thrifty and Old Style and well worth a read through... thanks for posting…
I saved (Got Back) £500+ on PPI
I saved (Got Back) £500+ on PPI Thanks to this very site. And i spent it wisely! Using this site i also got a years insurance for my car, with the money i saved on PPI, and i have no no claims. This is the best site ever, sincerely!
AOL Platinum £9.99
I rang up AOL and told them I was going to leave unless they price matched SKYs £10 internet. It would cost 25£ + 10£ total with sky, 25£ for the TV and £10 for the net. AOL agreed to drop their platinum price from £29.99 to £9.99 for me and if any speed upgrades do happen I will get them as well for the same price. Also…
Made 2.5k in 15 minutes
I went to Barlays yesterday to see to my finances. My sons account, in my wifes name had been changed by BArclays from a 5% account to .1% because he had reached 18. (Without my knowledge) I opened a 5 years fixed bond account for him @ 5.25%. Which would equate to 1k over that period. I then looked at my offset account. I…

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MSE News

Warning. Five holiday booking scams to watch out for as over £11 million lost to travel fraud
Booking your summer holiday soon? Protect yourself from scams by watching out for clone websites, fake deals and bogus cancellations, as fraudsters to continue to use a variety of sophisticated methods to trick holidaymakers out of their cash.
Santander Edge customer? It's axing its 1% cashback on spending
If you've got a Santander Edge current account, you'll no longer earn 1% cashback on supermarket, fuel and travel spending from 9 September. The bank has today (20 May) confirmed it's axing the perk, though it will continue to pay 1% cashback on bills.
Martin Lewis: I'm a bit teary – we just got a win on changing hideous Council Tax debt collection
Miss one monthly Council Tax payment and within six weeks you can have bailiffs at the door asking you to pay the whole year's bill, plus extra on top. But in a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI), the Government has agreed to investigate these "catastrophic" debt collection practices.
Buy now, pay later protection one step closer – but Martin Lewis urges caution as rules not yet in force
New rules to protect over 10 million shoppers who use buy now, pay later (BNPL) services are on the way to becoming law. However, MoneySavingExpert.com (MSE) founder Martin Lewis, who has long-campaigned for BNPL regulation, is urging people to remain wary until the law changes take force.
Tesco shopper? You've less than two weeks to use £15 million worth of Clubcard vouchers – or extend them with our trick
If you've got a Tesco Clubcard, check if you have any vouchers close to expiring, as nearly £15 million-worth are due to run out on Saturday 31 May. Don't want to spend your vouchers yet? We've got a trick to extend their validity.
Martin Lewis: Just got a win on hopefully changing hideous council tax debt collection that hurts millions
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
Martin Lewis: Mobile and broadband mid-contract inflation hikes are BANNED – but there are winners and losers
Inflation-linked broadband, mobile and TV price hikes have been banned. It means some will see bills rise by a specified amount in pounds and pence going forward. However, MoneySavingExpert.com founder Martin Lewis has warned that many WILL still see above-inflation rises in future despite the new rules.
'Catastrophic' Council Tax debt collection practices to be investigated by Government – Martin Lewis says move is 'brilliant news'
"Catastrophic" Council Tax debt collection practices – that can see bailiffs at your door within six weeks demanding payment for the whole year despite missing just one month – are to be investigated by the Government. It's a win for MoneySavingExpert.com founder Martin Lewis and his charity the Money and Mental Health Policy Institute (MMHPI) who've campaigned against this rapid escalation.
MoneySaver's 'unbelievable' £675 refund from Complete Savings – how to check if you can claim too
MoneySaver Ray secured a £675 refund from Complete Savings after reading our warning about the 'cashback with a catch' site's misleading 'click to claim' ads. And Ray's not the only one, as we've been swamped with similar successes.

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