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Section 21 notice - content and who can serve?
Hello I need to give my tenant notice to quit today as selling property. I am waiting on potential buyers agreeing price with me today. But due to rent due date of 1st month, I am going to send (via special delivery) the section 21 to my parents who live in same town, who could then pop through tenants letterbox tomorrow…
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Full Local Authority Search??
Hi there This is my first post on here so I hope I have posted in the right place! We are buying a property, and I believe the HIP has been completed in the last few weeks. We have received a letter from our solicitor saying the local search carried out was only a personal one? She did say this is accepted by our lender,…
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Why are some new housing estates leasehold
I've been looking at houses on a couple of estates that were built in the last 10 -15 years and see (from looking at those house price index websites) that they're mostly leasehold. I've always associated leasehold with flats/apartment blocks and the odd house rather than an entire estate. So... a couple of questions - why…
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Estate Agent Tricks
We have just had an offer accepted on a house but the estate agent has insisted that in order for the vendor to have security she wants us to take the mortgage and solicitor out with the estate agent. My first reaction is utter bullsh*t and in summary I told them where to go. I am wondering if the vendor even said this or…
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Missing building regulations approval and building insurance
Hi If there is no building regulations documentation available for replacement windows and a partly converted garage (done years ago, indemnity policy is in place), will it affect the building insurance cost or may it invalidate it in some scenario ? I checked T&C and quotes of several quotes and haven't noticed anything,…
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Conservatory behind linked garage ?
Is it possible to build a conservatory covering the back side of a linked garage (link-detached house), or the 1m from boundary requirement is a must ? If not, what other options are available to utilise that space, e.g. can I put a wooden gazebo/shed there, backing the fence?
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Am i eligable???
Hi guys, please me find out how to get on the ladder. I work for the nhs-25k. 7.5k loan 3k credit card, currently living with parents. I am interested on getting on the ladder but want to know the best way about it. I am thinking about a shared ownership key worker scheme but wonder if my credentials add up. Housingotions…
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When to call in a valuer
We are wanting to move this year and wondered when we should get the valuers in? I want to get them in now....but the misses wants to wait and splash some paint about first to try and add a few quid to the overall price of the house. My way of thinking is this- when the valuer arrives ask him some questions about what may…
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House fire due to lamp!
Hi, I'm looking for some advice from anyone who would know or have been in similar situations etc... Basically I rent a property and had quite a bad house fire on Saturday night from a lamp I bought on the Friday night... The story goes I bought the lamp as I live in quiet a rough area and set it up on a timer to come on…
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Leasehold Flat selling
Hi There, A very stressful situation, I'm selling my Leasehold flat (the freeholder are noce neighbours and leave below me). The buyer of my flat insists to meet the freeholder, but I'm stressed that anything can happen during that discussion and I could lose the sale. Is that something legal that the buyer meet the…
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How much should we offer?
Hi, Me and my partner are looking to by our 1st house together. I am a first time buyer but my partner has previously owned a property which was sold a few years ago at a loss. With the new Stamp duty rules we where hoping to qualify as FTB’s. My 1st question is, if we get a joint mortgage but only put my name on the deeds…
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Leasehold rip off
In 2002 we had a conservatory built with full council planning permission. I have now received a demand from the leaseholder that consent should be obtained and we are in breach of our lease for which we pay £10 per year. Subsequently they have requested a fee of £293 for "considering this matter". I was not aware that…
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Am I being stingy?
I know that's a silly thing to ask given this is MSE, but I'm after some advice from all you knowledgeable housebuyers and sellers. We're currently under offer on our property and have viewed a property twice that we think could really work for us. Bearing in mind we're in the extortionately priced South East, we've viewed…
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Buying a flat - utilities
Hope some of you can give me a few tips on this. I'm completing on a flat soon, along with my wife. I have the details of the vendors' current utilities providers. Is it best for me to call them up and have them switched to my name? It would seem obvious that I should just shop around for the best deals, but I want things…
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Fixing Snags
I have put an offer on a semi-detached house which has been accepted. On 2nd viewing I have discovered a number of "snags" e.g. broken window etc. The vendor is saying the property is sold as seen ie. they are my responsibility. Do I have any room to amend the offer with the cost of these snags deducted?
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Should an Estate Agent market a house they know is not worth the asking price?
We've all seen houses on the market where we think 'surely it's not worth that'. In my few short weeks as an EA I have noticed that more often than not it is the vendor insisting we put it on 'as that's what it's worth'. I'm not suggesting either that there aren't EA's who don't give a higher valuation in order to secure…
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rent bonds help?
Hi we are a 2 parent family with 3 kids of our own and my teenage brother who lives with me. My partner has been on JSA since sept 08. We live in a 2 bed HA property and we require a larger house, ideally 4 bedrooms. The local authority have informed us we cannot have a 4 bedroom house as they are in huge demand and of…
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House sale - no boiler cert, options?
Hi all, I'm after some advice from the experts! Basically my boiler was installed about 3 years ago and is not registered with gas safe. (cash in hand job, guy was ex corgi) Now selling house so needs to be above board. Anybody know how much it would cost for building control to certify it? (I know it won't be cheap I'm…
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Gifted deposits Vs mortgage criteria
Advice needed, please help! Hi there 'we', me and my partner, are first time buyers trying to get a mortgage, we have already made an offer on a house and we are in the early stages with our solicitor, we had originally be offered a mortgage in principal with the (cr)Abbey National, but from what I have read on this forum…
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Offer accepted - what next?
Hello, This may be a very stupid question so apologies in advance..! Offer has been accepted - I am a FTB. Now what? I have found the mortgage I want - should I get survey and solicitor at the same time - i.e. now? Thank you!