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I've been recieving threatening texts from CDER group for a year but there's a problem
Hi, as the title says they've been texting seemingly automated threats since December 2023. They claim that a warrant was issued by HMCTS. However, I'm a little suspicious on account of the fact that I've not been in any trouble, and that these texts are addressed to somebody with a completely different name when they…
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Money claim set-aside, what now?
Hello all. I had a CCJ against me by (default) at Northampton civil national centre, when I learned of the CCJ I sent my defence using the n244 form, I've had my court hearing at my local court (Peterborough)and the judge said he's looked at my evidence and will set-aside the claim, back to the start basically. This is…
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Bike shed for school
Dear all, talking with many parents at my local school we feel that children would be more encouraged to cycle to school if they had a proper bike shed in it where the bikes could be locked and protected. I heard about Councils giving grants to schools in order to do this. The school has not tried but I would like to know…
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Companies and Money
My accountants have gone out of business so I'm looking for new ones. Trying to work out how to go forward but cant get an answer from anywhere so trying this hive mind. I have experienced a lot of turmoil in my business the last 18 months from losing my best clients who have closed due to not recovering from the covid era…
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Foster carer Council tax discount
E have been Foster carers for many years but recently got told we can get a on our council tax. The council have not replied to our messages can anybody clear this up please
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Adopted road/cul-de-sac sold by council
We are a couple of neighbours who have been told by the County Council that our local council has not followed the Highways Act 1980 when selling the cul-de-sac/adopted (highway) road in which we live. What can we do? It has been a major headache for quite a while. DRae
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How do I cancel BT
Hi so I’ve just received a date to be evicted. Section 21 no fault. I have no where to go and I called BT to see about canceling a service that will be of no use to me and will not be able to access when I’m homeless. They will not waive there extortionate cancellation fee, nor can the service be suspended. At a time like…
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Mortgage help post operation
I have my mortgage with halifax. I'm due to have surgery and will be off work for 3 months.is there any assistance I can get with mortgage payments? I will get full basic pay whilst off sick
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Please tell me no rewire required!
I have just bought a house and it looks like it was last rewired maybe 1980s. The fusebox is an old Wylex style one. It looks like it has rcd for the shower circuit. The light switches have the green and yellow wires so I think that means they're earthed? I just don't have the money to rewire. I'm scared to get an…
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Private access to shared drive
Please can anyone help? Basically, row of 5 homes owned and bought by 3 men 60years ago (2/1/2), split ownership of lane that went round the back equally, but noone owned the bit by their home so noone could block others/extend etc. Passed down through family, lane is still split into 3. Owner of end 2 homes died, passed…
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VAT on School Fees
My child has been offered a place at a prestigious School for 6th Form in 2025. She is applying for a full scholarship and Bursary. If she is awarded this by the school will we have to pay 20% VAT as the school is using their own money to fund it. Or will we have to pay it? I don’t want to get into the political argument…
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Advice on money transfer Egypt to uk
long strong story short -tried to buy apartment in Egypt -for lots of reasons it didn’t happen -had to go through Egyptian courts to get money back from builder -some money is coming back but it’s stuck with Egyptian lawyer as Egyptian Central Bank apparently won’t allow international transfers …… how do I get my money…
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Save hundreds of pounds a year on your bills like I did!
I'm new here, but wanted to share with you how I saved pounds this year on bills, that most people have. I have been following Martin for some time, but have never put anything into action. I retire next year and wanted to start reducing my bills. First i called my Broadband company to see if I could reduce my bill, which…
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Small claims appeal process
We have been pursuing 2 small claims against 2 different contractors (builder and renderer) for entirely different although connected issues. We submitted the claims in November and December 2023 through the online money claims process. We are not represented so were very careful to ensure our claims could be allocated to…
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For England-specific MoneySaving tips and discussions.
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Newham Council introducing a new app for local residents to manage their bills
Hi all, I have seen on LinkedIn that Newham is offering local residents free help managing their bills with a new app called SuperFi, anyone seen this? Think this may benefit some people on this thread.
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MSE News: Council tax in England set to rise by 5% for millions in April
Council tax bills are set to increase by 5% for millions of people in England from 1 April, as the Government has confirmed that this is the maximum rise most local authorities will be able to implement. It means someone with a typical band D bill would pay around £100 more a year – though the exact rises in each area are…
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Help! I need advice on my boiler
Hi everyone, I bought my house in 2019. It’s 100+ years old and was bought with the knowledge there was a problem with the boiler. The house had a lot of potential and we bought it as a fixer upper. We have increased the value by £60,000 and are desperate to sell as we want to have another baby and we have outgrown this…
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Economy 7..huge rise in cost
If we are being encouraged to use off peak electricity , how come night units now cost approx 50% of day time units on E7, where 2 yrs ago night units were approx 30% of the cost of day units. My supplier has just increased my night unit rate from !st Jan 2024 by 18%...obv they don't want us to use off peak to heat our…
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Assaulted and property damaged - How to make a small claim
Hi all I was assaulted and my property was damaged. I was not injured physically. The perpetrator admitted the assault and it looks like he will get a community resolution. I am thinking about bringing a civil claim. I don't know his legal name currently only his address and nickname. The value of the property damage that…
