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Disability money matters

Get help with MoneySaving questions relating to living with a disability.

Counselling and Life Coaching
I have depression that is under control with antidepressants. I also have schizoid personality disorder. I'm not in debt but only have a very small income. Has anyone had counselling or life coaching? My life feels a bit out of control - or at least not how I'd like it (eg I hate cleaning so mostly ignore it, don't really…
Bath lift
Has anyone any experience or advice regarding bath lifts? I'm lucky enough to have both a walk-in shower and a separate bath. I have never been able to use the bath because it's too hard to get out of. I'm elderly, and broke an arm a couple of years ago - I can still use it for lots of things but it is restricted in…
Heathrow Airport Disabled Access and Help
I would really like a holiday travelling by taxi to Heathrow Airport then off to east Asia maybe Thailand. Travelling alone I am dependant on crutches due to being unable to use my ankle. Have a walker boot but still need crutches to get anywhere. Once the taxi drops me off at the drop off point i will be needing support…
Discounted mobility rollators for the elderly
My elderly parents are looking for some mobility rollators to use when taking short trips out of the house just to give some extra support whilst the weather is this risky at the moment! Wondering if anyone has any advice on where to look for purchasing some? With perhaps any discounts as I have been told they are quite…
Wheelchair Accessible Vehicle (WAV) car insurance and breakdown cover - looking for recommendations
First time posting here 😊 It’s time to renew the insurance for the WAV and I’m looking for your recommendations for insurance companies please?The current policy is with fish insurance, which includes breakdown cover specifically for WAVs. I’d also be interested to know if you know of another breakdown company that…
ADHD? Diagnosis in late 50s?
I hope this is the right board for this subject . Basically, I am wondering if its worth trying to get a assessment for ADHD. I am 59 and as part of looking back at my life as a big birthday approaches as well as seeing and reading more about ADHD in adults I realise that I may well have it or at least some other form of…
Advice on PIP renewal timescales.
Good evening all. I am hoping to get some advice of my partner's PIP renewal. She suffers from functional neurological disorder. On the 18th of this month, her award comes to an end. She has only ever applied for the Care allowance as she always thought that the Mobility part was only if you wanted a Motability car. She…
Blue badge Application Online, How long did yours take to come ?
Blue badge Application Online, How long do they take to send it? & receiveit (it is for Disabled - Automatically qualify) Under disabled, PIP Higher mobility When submitting a blue badge application online uploading your proof of address, proof of points, proof of identity After uploading and filling out the application,…
Freedom pass application Online, How long do they take to send it? & receive it ?
Freedom pass application Online, How long do they take to send it? & receive it ? (it is for Disabled - Automatically qualify) Under disabled, PIP Higher mobility When submitting a freedom pass application online uploading your proof of address, proof of points, proof of identity After uploading and filling out the…
Funding care home from house sale
Hi, I've had some great advice on these forums in the past, so I hope I'm not pushing my luck by trying again :-) My 95 yr old mother has had to go into a care home after a couple of fall's and altzhiemers. It is private care home and costs her about £6,000 a month after some state contribution (we are in Scotland). Some…
I have a deputyship at social services. I'm getting a mobility car soon.. who signs the forms?
I have a deputyship at social services. Does the deputy have to sign the forms or contact or would it be me even though I don't have capacity with my money? I don't want anything to do with getting the car, I have anxiety. So I'm going to get my support worker to get me a car, I can't drive it anyway and she'll be the main…
Blue Badge Application
My wife applied for her Blue Badge renewal some time ago - it is currently 'in the system' being processed. Unfortunately she has MS, which is incurable, so the application should be approved. There is much information about the consequences of not displaying your Blue Badge or displaying an out of date badge, but nothing…
Support for sole carer of person with Dementia
Hi all My mum is the sole carer for my Dad who was diagnosed with A-typical dementia 18-24 months ago and it has progressed quite rapidly. Mum is struggling and it is at the point where she needs time to recuperate. We are looking into things where Dad can go for a day a few times a week. He has attended one or two…
Adult sons PIP paid into my account and household income for divorce
I would appreciate some advice please. I have 2 adult sons who both receive PIP. I am DWP appointee for both and benefits are paid into my account. I am divorcing and my soon to be ex claims that my income (CA and UC) should include my sons PIP (and ESA for one of them) as it is really my income/household income for the…
Mum had stroke, where do we even start now? She's desperate to go home from Hosp but not well enough
Hi all This is a very sad story about my partners Mum. The family are heartbroken. The reason I am writing this thread is to gain ideas of support for what we can do next. I am not looking for medical advice, diagnosis or advice on how to make the lady better or recover from her ilnesses. Unfortunately, the lady is so…
Deprivation of assets- gifts
Mother is elderly and disabled, and has a bit of money (not a lot). Last year when she started getting help off the council she was assessed as spending money as "deprivation of assets" (she wasn't, she didn't know anything about financial assessment until she was applying for financial assistance for transport). Things…
Disabled facilities grant
Hello , can someone with knowledge of dfg grants tell me if these are repayable from a deceased parents estate? Mum passed away 9 months ago and had an adaptation of 9700 and as the executor i am a little confused. I understand that anything over 5000 is repayable if the house gets sold within 10 years. It’s been 8. What…
Limited Capability For Work
I wanted to just tell you all about my current status and situation before i ask for advice so you all know a bit of my background: • Limited Capability To Work since early 2021 due to Mental Health issues and had issues since i was a child. • Living With Parents (27 Years Old) • Claims PIP I called someone at UC that…
Wheelie Bin recycling when disabled
I currently dont have the use of my left foot or ankle, cant weight bear on my left leg at all and using crutches and a frame for mobility. It looks like i may have this condition for at least a year. Im struggling to move the wheelie bins around. Is there any attachments or aids to make this possible while using crutches?…
Text to Speech apps
I have neurological problems affecting my speech amongst other things. At times I cannot speak at all or it is slurred/incoherent. This can last from a few hours to a few weeks. This is causing problems with ordering my repeat prescriptions. I’ve been on these meds for about 20yrs and used to order them on patient access…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Disability money matters

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