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Cccs Dmp Advice
hiya, We are going with the company CCCS on a DMP I signed up for it online filling out the questionaire and got a web ref, and said that the information pack will be sent to me, this was done on thursday just gone, they have said that my monthly payment will be £595, i have been reading that people get telephone…
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DMP with CCCS
How long does it normally take, filled in everything online and had submitted it all, now just waiting for the paperwork to be posted thanks
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Constant Phone Calls from Halifax!
I'm wondering if anyone can help me? My husband and I are waiting for a creditors meeting in regards to an IVA. We have told Halifax (personal loan) that we are entering into an IVA, given them the details - they admit they have all of the details. They are phoning 5 or 6 times a day even on saturday and sundays and also…
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Serious advice needed - re family debt
OK my Dad has run up more debt after him and my mum got thier first mortgage at the age of 58! after owning the house for 27ish years. This was taken out to cover some credit card debt and new cars. However my mum apparently doesnt know about this extra cc debt on top, and my dads told myself and my fiance but asked us not…
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Little help...please.
Hi there everyone. I guess you could call this my "lightbulb moment". I just though I'd best sit down and have a look at actually what I owe and I'm a little bit shocked to be honest! Liverpool Vic Loan -- 8728.41 (Currently pay 171 a month) Natwest Loan1204.76 (currently pay 49.88 a month) Natwest OD213.92 (Limit now…
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Free Money Diet book to someone on this board
As I have just got the revised edition of the money diet book. I am looking to give the original (non-revised) edition away to someone on this board (as I want to help someone in debt) Please pm (personal message) me if you would like it and I will get it sent in the post to you. Hope it helps you get out of debt :)
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Anyone know about Tesco's return policies?
Sorry if wrong forum but I don't know where else to put it. I have bought a couple of games for my X Box 360 and they are rubbish. I wondered if anyone knew if I could get away with taking them back now. I know Asda will let you return them if it is within the 28 days as long as they aren't scratched(which mine isn't) but…
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Flippin' Banks!!
God I hate banks!!! My OH got a letter today saying she was going to be charged for going 47p overdrawn. I'm so mad!! We're claiming the charges back anyway, so I'm not too bothered about that. I don't get how they can let you go overdrawn. Surely there should be some kind of system in place that stops you from going…
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help needed urgently
A year ago my husband left. i am now seriously struggling with spiralling debt. My dealings are all with abbey.(talk about un helpful). I earn 603 pcm an my mortgage is 570. i have reduced rates for car loan an credit card. I missed 28 payment to abbey in nov as i did not have a penny and still dont. today i was told by…
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Help me get debt free ! (UPDATE )
Ok, hello to you all. I'm currently in a bit of debt and I'm looking for advice, tips, help etc. My details of debt and payments etc are listed below. I am 20 yrs old, and Get paid £225 a week, I have a credit card with an £800 limit. An overdraft with a £750 limit. I have a £2000 loan, and a car on HP. I have 2 bank…
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What made you spend?
I have a friend who is seriously in debt - about 30k on cards/consolidation loan and she earns 19k a year. I'm past nagging her to stop spending, she's a great girl, but she doesn't make sense to me! So skint is she, she's phoned Debenhams (she had paid off her store card with the consolidation loan and cut the card up but…
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Sub 4k
hi all, i have just checked out all the statements and suchlike and can now proudly say, i am sub 4k:) i had planned on being debt free by next spring, however i started up a business in august with kevicho and i have been ploughing all extra money into this as opposed to hammering the debt,so it has been coming down a lot…
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Advice needed about student loans from ex pat
Here is my situation I moved from England to the states in April and tried hard to save as well as pay my debts off because i was getting married. Anyway i managed to pay all my credit card and over draft debts off but i just couldn't sort my student loans out. My situation at the moment is that I owe about 5000 pounds on…
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AKITV KRAPITAL - Call Serve Limited
Hi guys, I hope u can help me with some expert advice. My wife have recently returned to the UK after a 4 year absence. About a month ago, she opened a new bank account and changed the address on an old dormant account to my address. This morning she received a letter from CALL SERVE LTD on behalf of DEBT MANAGERS…
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OMG!!! How can i resist!
Yesterday an M&S food store opened just around the corner from our flat! I was given a free glass of bubbly and felt obliged to spend a couple of quid.;) BUT, how am I gonna resist going in there on a daily basis. Those adverts just sell their food so well and now it's so close to home.................it's gonna be so…
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I wonder what happened
Been thinking for a while about a large number of folks that come to this board and post about dreadful situations that they find themselves in.Often for a period there is a lot of cross posting and suddenly the Op vanishes,never to be heard of again.I guess the odd troll may do that but even cynical old me believes that…
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How much have/will you spend today Saturday 9/12?
Good morning lovely DFWs :) Isn't it a beautiful day? The sun is shining, the birds are singing and I have had more than 5 hours of sleep! :j :j :j Have done a little more packing this morning but we are now off out to buy things for the house. Primarily cleaning stuff but a few other bits too. Coming out of the joint…
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dfw sat nite party
Well it looks like no-1 else is going to do it, so I am hosting this party until 9:30pm then whoever wishes to take over is very welcome. the fridge is stocked and their are peanuts and crisps!:beer: Everyone drink and be merry!:p
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My first goal is to..
get under £30K debt.I think psychologically seeing £29+++ instead of £30+++ will make a real difference-I think I'll feel like I'm getting somewhere then.
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Help needed - bailiffs
came home yesterday to a letter from a company of baliffs that have been instructed by the council giving 14 days notice before they enforce a warrent of execution. This is in regard to an outstanding parking ticket that I dispute recieving. I had one around the same time as this which i had previously paid e.g if i had…