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My first goal is to..

Toomuchdebt
Toomuchdebt Posts: 2,133 Forumite
Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
in Debt-free wannabe
get under £30K debt.I think psychologically seeing £29+++ instead of £30+++ will make a real difference-I think I'll feel like I'm getting somewhere then.
Debts Jan 2014 £20,108.34 :eek:

EF #70 £0/£1000

SW 1st 4lbs
«1

Comments

  • System
    System Posts: 178,413 Community Admin
    10,000 Posts Photogenic Name Dropper
    I agree, Ive become a little stale of late and I am looking forward to Feb when I will be sub £40K and when I see £39K it will be such a relief. I cant believe having 'Only 39K of debt' will be a relief!!:confused:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • clarab_3
    clarab_3 Posts: 691 Forumite
    My first goal is to...

    get through christmas alive:rolleyes:

    And pay off my last Credit Card by easter £2008.73 to go!
  • Toomuchdebt
    Toomuchdebt Posts: 2,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    lennymfo wrote:
    I agree, Ive become a little stale of late and I am looking forward to Feb when I will be sub £40K and when I see £39K it will be such a relief. I cant believe having 'Only 39K of debt' will be a relief!!:confused:
    Just imagine when we can say our next goal is to be under £1K of debt and then to pay it all off :)
    Debts Jan 2014 £20,108.34 :eek:

    EF #70 £0/£1000

    SW 1st 4lbs
  • crawley_girl
    crawley_girl Posts: 2,010 Forumite
    Part of the Furniture Combo Breaker
    It is all psychological cos 29 is less 30.

    Thats why everything for sale in shops is priced at £x and 99p cos it makes us think we are getting a bargain.

    I feel the same about my debts!

    :heartpuls CG :heartpuls
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
  • System
    System Posts: 178,413 Community Admin
    10,000 Posts Photogenic Name Dropper
    Toomuchdebt wrote:
    Just imagine when we can say our next goal is to be under £1K of debt and then to pay it all off :)
    under 5 years 2 go
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Broken_hearted
    Broken_hearted Posts: 9,553 Forumite
    Going under £10,000 will be a big achievment for me from 5 figures down to 4.
    Barclaycard 3800

    Nothing to do but hibernate till spring
  • yung
    yung Posts: 700 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    whatever your goal I wish you all good luck with achieving them. remember determination and discipline is the key, I have been there and done it.
    Yung
    Early Retiree debt & stress free. and Joined the SKI club:j

  • themaccas
    themaccas Posts: 1,453 Forumite
    Under 30K was a biggie for me but the most amazing one will be the sub 1k although I can't wait for the sub 10k.

    So many milestones, so much time.........:rolleyes:
    Debtfree JUNE 2008 - Thank you MSE:T
  • tomandjerry
    tomandjerry Posts: 267 Forumite
    yung wrote:
    whatever your goal I wish you all good luck with achieving them. remember determination and discipline is the key, I have been there and done it.


    So you must be a debt free?!

    My first or second goal is to get another job(s) and get my debt under £25,000 by the end of next year. Now debt is around £33 - 34,000.:eek: :eek: (ss , james and the rest of you are a great example how to do it!) Lots to do, but I'm very determined to succeed. I don't know how long it takes to be a debt free with a dmp (having another app next week), but my personal latest dfd is by 2011 (hope before that). Can't wait. :j :D

    tomandjerry.
    DMP started 2/2007
    DMP Mutual support #136
    DFD July 2013 May 2024 Oct 2017 Feb 2017 April 2017...t's complicated :eek::eek:
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    yung - any good tips to share with all the DFW's?
    November NSD's - 7
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