DMP with CCCS

in-trouble_3

How long does it normally take, filled in everything online and had submitted it all, now just waiting for the paperwork to be posted

thanks

in-trouble_3

thought i would bump this up

System

Hi in trouble

In general I would say it can take up to 6 weeks for CCCS to reach agreement with your creditors - needless to say if this isnt acheived (and in most cases it is because of CCCSs reputation) it can take longer. You have to paitent - although you will be keen to get underway. Roll with it, ask the CCCS and indeed us on DFW any concerns you may have.

Lenny

in-trouble_3

Hi Lenny,

thanks for your reply Are you with CCCS?

so when do you actually change banks, stop the direct debits to the companies etc this is what i am confused about? has i said earlier applied for it online today sending me the paper work out, so will that be 6 weeks from today.....so will it be sorted end of January do you think???? roughly (sorry for questions) its just hubby gets paid last working day of month which bills then start coming out around 2nd of each month until 15th of each month.

thanks

System

in-trouble wrote:

Hi Lenny,

thanks for your reply Are you with CCCS?

so when do you actually change banks, stop the direct debits to the companies etc this is what i am confused about? has i said earlier applied for it online today sending me the paper work out, so will that be 6 weeks from today.....so will it be sorted end of January do you think???? roughly (sorry for questions) its just hubby gets paid last working day of month which bills then start coming out around 2nd of each month until 15th of each month.

thanks

Im with Payplan who do the same thing as CCCS. As soon as I had the DMP agreed I stopped all my direct debits with the creditors straight away. The I made my token payments and put the remainder away. You should get the paperwork within a week. I would say that it is not unreasonable to expect it all to be set up by the end of Jan, however as I mentioned in my previous post...... As a matter of courtesy I would make the token payments and either send a letter or phone the companies involved to let them know that you entered into a DMP with CCCS and quote your reference number and the CCCS will be in touch with them soon. Hope this helps.

Lenny

in-trouble_3

lennymfo wrote:

Im with Payplan who do the same thing as CCCS. As soon as I had the DMP agreed I stopped all my direct debits with the creditors straight away. The I made my token payments and put the remainder away. You should get the paperwork within a week. I would say that it is not unreasonable to expect it all to be set up by the end of Jan, however as I mentioned in my previous post...... As a matter of courtesy I would make the token payments and either send a letter or phone the companies involved to let them know that you entered into a DMP with CCCS and quote your reference number and the CCCS will be in touch with them soon. Hope this helps.

Lenny

what are token payments? lets hope its the end of january

hope this isnt too personal are you the guy in the forces? I think it was your first post that i read.

thanks

System

in-trouble wrote:

what are token payments? lets hope its the end of january

hope this isnt too personal are you the guy in the forces? I think it was your first post that i read.

thanks

Token payments are payments that you can realistically afford until you enter your DMP with CCCS. Basically, if you stop your direct debits to your creidtors, obviously they wont get paid anything you must make these token payments until CCCS start making the payments for you from the agreed sum you agree to pay them. Yep I'm Popeye your sailor man!

in-trouble_3

thank you again for helping me, your a star.

well done with your debts.

I mentioned you to my hubby and then i think he took the dmp serious then, we where going to go with a pay feeing one but from another thread was adviced not too.

hubby is navy also.

System

I think I remember now! Keep on keeping on!

in-trouble_3

what is a acceptable token payment? i thought of sending £100 to each creditor

piggeh

£2 a month can be an acceptable token payment. It depends how much you have spare.