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Stuffed by Halifax One Card
Hi All, This is my first post on this forum. I took out a current account with the Halifax (a second account which I use in addition to my Lloyds TSB account) to pay my monthly bills. At the same time I was offered and accepted a Halifax One card. I used the card sensibly, initially, for balance transfers and made sure…
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Narrow Escape!
I tried to pay for something through Paypal but was told that my credit card had been denied. Panic started, I telephoned Abbey credit card, and apparently someone had tried to make a transaction with my card from Texas yesterday. Fortunately this was the reason my card was stopped, it was recognised as an 'unusual'…
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Which Card Should I Use
Just about to pay for a television package online but dont know which credit card will charge me the least intrest as i will not be paying it off straight away , my choices are a RBS credit card or my virgin money card any help appreciated.......thanks merry xmas
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Baclaycard £50 voucher offer what to do next!
If you were lucky enough to follow Martins tip and got the £50 in vouchers for appling and using a Barclaycard, ditch it straight away! I wanted to apply for the 2% cash back Barclaycard but when I called they said I had to cancel my card and could not apply for it for 3 months from the date of cancelation. However, an…
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Abbey ditching the Mbna cards.
I have 2 Abbey/Mbna cards, which were replaced in august. Today I had 2 letters (one for each cards) telling me that, as they were told by Abbey that I was approved for a new Abbey credit card, they will replace my cards with 2 Mbna Platinum Rewards credit card in five weeks, so I'll have to register to the Mbna online…
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credit card applications
:rolleyes: does anyone know the real reasons for being declined a credit card, if you have been approved by others???:confused:
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Marks and Spencer
About two weeks ago I ordered my Mum's Christmas present from M&S online and paid with my credit card. I then paid the card off about a week later. Yesterday I rang them to ask where the present was as I hadn't got it and the person I spoke to told me they were out of stock and had been at the time I made the order, but…
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ASDA Credit Card Bills & Vouchers
Just a quick word of advice. Don't just pick out the bill and assume the rest of the envelope is full of the usual junk. Your annual vouchers are probably in there. I nearly binned mine!
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Egg, Virgin, Postoffice
Has any body managed to get any of these card with normal credit history. All i want to know about their criteria on behalf of credit history or credit score. Please answer my question as i am looking forward to apply one on these card. Thanks.
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going on holiday.....should i tell the credit card company?
hi guys, iam going on holiday on friday.....should i tell the credit card company?
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ICICI Bank Credit Card
Anyone applied for an ICICI Bank Credit Card? I read that they offer 0% balance transfers without a fee but only for 3 months. Not very long I know but every little helps! (Sorry,wrong company.) I think that applications are by phone & not online. Any observations?
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Which Credit Card am I better transferring to
Hi I owe £5600 on credit card and am paying 13.1%. I need to transfer. I have been declined for a 0%. However I have received two letters from cards I already have but have nil balances on them. Mint and Capital. Mint are offering me 5.9% for 12 months with 2% transfer fee and Capital are offering 5.94% for duration of the…
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Refund of expenditure on Credit Card cheque?
Hi, there - I posted this, mistakenly, on another Thread. Sorry! :( Can anyone advise on this please - I made a substantial purchase using a credit card cheque abroad. I now believe this purchase to be dangerous, defective and misrepresented. I know the law has changed on credit card use abroad but not sure about credit…
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Paying off Citicard visa
Over the last couple of months I have been trying to pay extra off my citibank card and so I have sent off cheques. I have a direct debit set up to take the min payment out of my bank. I have noticed that when my statement comes I am not paying anything off the balance. When I have send the cheque off to Citicards they…
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Amex Online application
Do Amex give an instant approval when you apply online for one of the cash back cards credit cards all help welcome
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Help Charged Twice !
Hi All Stayed at a lovely B&B in Brighton a few weeks ago for one night. Slapped it on my flexi friend - the lady in the B&B had a problem with the machine - it ran out of paper and she had no idea what to do with it and at one point handed it me to see if I could put paper in it! Anyway she put my card through twice and…
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Be Careful With Mbna
I took out an MBNA card about 10 months ago with a 9 month interest free. When it came to an end I contacted them about reducing the interest rate from the 16% I thought I was paying, They said to me we can reduce it from 29% to 23%. Apparently the letter telling me I was going to be put on this extortionate rate of…
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marks & spencer more card balance transfer
I had a balance with M & s more credit card of £1400 and i have just payed it off in full .I have rang up to ask to do a balance transfer as the £1400 which i have just paided off was on a 3.9 for the life of the balance but seen as i owe nothing on it now i thought they would be able to tranfer a balance which i have with…
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"Cash back" at supermarkets
Hi, I understand that if you use a credit card at an ATM, you will have to pay a fee. So an interest free on purchases card should only be used on...purchases! However...what about 'cash back' at supermarkets? Does that count as a 'purchase' (ie, interest free) or a cash withdrawal? This is my first credit card, so sorry…
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maestro & mastercard fee's help
Hi, i have a few questions about maestro & mastercard which i hope someone can please answer me with. 1) when using my HSBC maestro card abroad, i understand theres a 2.75% exchange rate fee. my question is, is there another charge when i withdraw money from an ATM? if so how much % ? is there a charge when i purchase…