-
Interest-only/ Offset Mortgage
Hello, I was made redundant from my job in November, and currently have no income. I have an interest only ‘offset mortgage’ where, when I was working, I built up funds each month to ultimately pay off my mortgage at the end of the term. (Whilst I have an Offset Mortgage, the principle is the same as somebody who has an…
-
Working From Home Tax Relief Date From
Hi,I understand from reading Martin's Blog that it's possible to enter the date of the first lockdown as the date to start claiming tax relief from. I actually started a week earlier so was wondering if anyone knows or has entered a date prior to when the first lockdown was announced. Does it go down a different route and…
-
Broadway Travel - urgent advice needed
Hi, I wonder if you can help me? We mistakenly booked a holiday last year to travel to Malta. We've paid the deposit ~£300 and have received a request for the balance. I have responded to the travel company citing the current Covid-19 pandemic and the fact that we've not yet had our vaccinations and that travel abroad is…
-
lastminute.com refund
Hi all, Has anyone tried contacting lasminute.com with regards to a refund after a cancelled flight recently? My flight to Jamaica flying from Manchester on 15/11/20 was cancelled by TUI as a response to the latest lockdown.. I had booked the flight through lastminute.com who emailed me on the 4/11/20 telling me of this…
-
Re-booking flights Easyjet- only allows me to change one at a time
I am trying to re-schedule my flights with easyjet due to covid, but website allows you to change only one flight at a time i e change outbound or inbound a time. It means you lose money if the new flight you are booking is cheaper and you cannot use that excess for inbound flight. Is there any way around it? One option…
-
COVID Fine - Timescales
Hi,In the event of a person breaking covid lockdown regulations, is there a timescale between act of covid rule break and when the police must issue the fines within?For example, if someone breaks covid rules in November, is there a minimum timescale that the police have to issue the fine via post to that person? If so…
-
Claimed SEISS 1 & 2 but now profit is up. Trouble ahead?
The last year has been mental. I'm self employed and usually earn around £40-50k profit per year. When the first self employed grants were available, I claimed them. I got the maximum amount for grant 1 and 2 totalling around £14k. At the time my turnover was down around 10%. 1 of my 3 employees was shielding on furlough…
-
Newly self employed letter but no phone call
Hello I'm new to this site and was hoping somebody could help so me worrying. I've received a letter from the government saying I might qualify as I've filled my tax return and paid. The letter states that I will get a call from am unknown number in 10 working days but have not yet had the call. I wondered if anyone else…
-
Destination2
Hi, Last
year we booked a holiday to the Maldives for later this year via Destination2. With
all the uncertainty around what will happen with lock down and whether
vaccinations will be required to travel, me and my partner are trying to weigh up
our options as we are due to pay the remaining balance next week. We had…
-
Furlough Wage Help Please
I started a new retail job in late July 2020 on a 17 hour per week contract. Since the day I started I have worked far more than this, 5 full days every week other than a few holiday days, an average week would be 37 to 43 hours depending on the days I've been in. I don't receive overtime, I get paid a flat hourly rate for…
-
Leisure Guard not continuing cover on renewals
My Leisure Guard travel insurance is up for renewal in July. Apart from increasing premium by almost 40%, it now excludes any pandemic cover other than contracting it while away. So no cancellation cover if you (or relative) catch COVID before traveling. MSE advise that same terms should, according to FCA, be carried over…
-
Hotels.com voucher only valid for first room booked
Hi, I had a hotel booking in Barcelona for May 2020, that was obviously cancelled due to COVID and a voucher was issued in July 2020 valid for a year. My booking was for 4 adults, 2 rooms for 2 nights for around £440. The voucher email stated the total that matched what . So I was happy to accept the voucher due to still…
-
Flexi Furlough: Wage vs Claim
I am on the verge of entering into a dispute with my employer regarding my flexi-furlough wage but could do with someone knowledgable telling me whether it's me (probably) or my employer who are in the wrong. I'm reasonably well paid for quite a technical job, let say £5k per month gross for easy workings, so when I was…
-
Is it better to use a credit card to book flights during this pandemic?
Hello! I have to be in Canada this autumn for personal reasons. I want to book the flight tickets now. But I am afraid of losing money or finding it difficult to get a refund if the pandemic worsens later this year. So, would it be better to use a credit card, instead of a debit card, to book the tickets? Would it be…
-
Has anyone had any luck rebooking BA ticket vouchers from cancelled flights with Expedia?
I've already been on the phone to Expedia, then BA, then BA again then Expedia. Both are saying the other has our ticket vouchers. I just want to book a poxy flight to Jersey grrr... I've now told Expedia they have to call BA and ask my tickets through their Trade Support Team, I just would like to know if anyone has had…
-
Pay balance or lose deposit on villa holiday?
Early last year, when no one thought Covid would still be with us in 2021, we booked a large villa in the south of France for a family holiday (via a reputable UK villa agency) to coincide with some 'major' birthdays in the second half of June 2021. I paid the deposit and, now that we are 3 months away, am being asked to…
-
Helping someone on UC
This looks like a straightforward question but after hours
of searching online I can find no satisfactory answers so hoping someone can
assist. We have a close relative who is
on UC. He owns his small cottage and as
far AFAIK is not required to sell it to qualify for UC. The cottage needs some urgent repairs which
my wife…
-
is universal credit the possible next step for a ltd company director ?
Hello - im a ltd company director , receiving the lowest amount of furlough , ive received a bounce back loan and im trying to bounce back , but until i do so can i claim universal credit whilst receiving furlough ? many thanks people.
-
Please delete
Please delete Posted twice in error
-
Travel insurance automatically renewed April 2020
I booked a non cancellable Rotterdam hotel on 5 Feb 2020. Coronavirus restrictions prevented travelling. Hotel offered same dates one year later and dates are 7-16 May 2021, so one day before Government will allow travel. Hotel will not waive non refund of payment. As AXA policy renewed in April 2020 I believe I read that…
