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direct debit options advice!
Hi all, I've spotted a few threads discussing this but nothing up to date. Can anyone give me the latest on the best options for setting up low pay out direct debits to myself. I used to have two Tesco savings accounts which worked well and would love to find new similar options. I'm looking for two for my Club Lloyds…
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How to pay back someone who transferred money to my account ?
Few months ago my ex transferred money into my account since then we broke up however I would still like to pay her back. On my mobile banking app I can see the transaction from when she paid me but only her name can’t see her bank account : sort code , is there a way to get this? Maybe on a full statement, or by going…
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Cheque deposit now available on Halifax app
I noticed last week that the Halifax app is now offering mobile cheque deposits (photo both sides of cheque, clears on next working day). Maximum £100 per cheque, maximum £500 per day. Seem like a good service in principle, but still feels like it is under testing. Not had much success so far: * Metro Bank cheque…
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£75 when you switch with HSBC Bank Account
I am not sure but this switch offer hasn't been mentioned on this forum yet: https://www.hsbc.co.uk/current-accounts/products/bank-account/#apply-anchor Account application including switch can be made online. Eligibility criteria for Offer Payment 4.We will make the Payment described at clause 5, if you comply with all…
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Nationwide switching offer
Hi If my friend already has a nationwide account, is he still eligible for the switching offer if he switches his other account to his existing nationwide account? Has anyone tried this?
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£35 FairFX card for a tenner
£35 FairFX card for a tenner via Groupon at the moment. A fiver to Groupon; and another fiver to FairFX as part payment for the top up. Taken from HotUKDeals. And if you use code HELLO15 at Groupon you get a further 75p reduction. There are usage fees for spending on the the three types of cards available. 1.4% to 1.75%.…
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Active direct debits
Sorry if this question has been asked before. I'm trying to set up 2 Direct Debits in a bank account so I can do a switch to another bank. One of the DD's I was going to use is to a credit card I don't often use, so there wouldn't always be a payment each month. I'm presuming this would still be considered as a valid DD?…
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Switching Bank Accounts - Time Limits and any Negatives
Hello All, I've been languishing with a Santander 123 account for too long losing money on the cashback vs. monthly fee basis and am finally motivated enough to switch. I want to take advantage of the switching offers. My question is, once the bonus for switching has been paid is there any need to stick around with the…
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Paying Bills
Hi guys. Is it best to pay bills out of a savings account or a current account ? When i get my money setup ( currently my advocate looks after it ) I will be looking to pay my bills out my Monzo What is the best way ? Thanks
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HSBC Overdrafts
Hi Guys, Are all HSBC Overdrafts credit checked when you do then online, even for smaller accounts like say £500? Any info would be appreciated, don't really need it would be a nice thing to have as an emergency but don't really want a full blown credit check for £500.00.
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Halifax Online Banking
Hi guys been trying a few different banks to see which I find suits me best, Halifax however seems to have poor security all you need is a username and password to login which i find odd. Barclays seems the most, requiring my pin-sentry which i feel the most secure using I haven't tested it properly yet but I could be…
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Barclays Blue Rewards Bank Account - clarification
Hi This is ending soon and I am thinking of switching. The MSE article states that a net cashback of £11 per month is credited. However on their website it states Up to £7 monthly cash reward for having Direct Debits Up to £9 monthly cash reward on selected products 1% extra cashback from our partner retailers If you’ve…
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Just Switched - Dilemma
Hi there - I’ve just switched bank accounts from Halifax to NatWest (last Monday) to find out today that they are offering a £125 switch incentive. Bummer!! Do you think I would be eligible? I understand that the bank wouldn’t have been able to tell me (or know for that matter) but I was in no rush to switch (and thought…
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Had an account with First Direct 3 months ago - am I eligible for the switch bonus they're offering?
I expect the answer is probably no, but I've searched and cannot find anything that says I'll be ineligible.
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Bank of Scotland Classic Vantage Replacement for £5K wanted
Hi, I have not been keeping up with interest rate changes on accounts, originally opened this account for 3% on upto £5K last year, its now 1.5% gross interest. There must be a better paying easy access account now, any recommendations for the full £5K? Would rather not lock away for a year. Thanks :)
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Barclays switch incentive returns.
I see the Barclays Double rewards switch incentive is back,tried opening account online,told to make an appointment at local branch with a community banker for I D etc. Phoned to be told there is no appointment for the whole month,reminded the call handler this is only the 3rd,suggested to go along to branch on chance,this…
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Bank closed my account in IOM
I have a basic account in the UK & for many years I had an account in the IOM, the bank in the IOM has now closed my account with giving any reason other than something about terms etc. Can I now simply transfer the balance to my uk mainland account without any problems? it is a large amount in excess of £50 K, and before…
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Tesco Bank fined millions over 2016 cyber-attack - MSE News
Tesco Bank has been fined £16.4 million by the financial regulator after failing to protect customers from a "largely avoidable" cyber-attack in November 2016...Read the full story: 'Tesco Bank fined millions over 2016 cyber-attack' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Cheque cashed but they say they've not had it
Hi, I sent a cheque to SAGA SERVICES LIMITED they claim not to have received it and nothing shows on their system. I've had a trace run on the cheque. The cheque hasn't been altered other than some bank Stamps. On the front there is a NAT WEST stamp with PO Box Number and sort code. On the back there is more info but the…
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Re Tesco bank
Hi Guys, can anyone tell me how I change my password in my Tesco online banking. I reckon to have done it before, I like to amend them occasionally, but cannot find anywhere after logging in, that even mentions it? Unless I am needing new specs:) :beer: