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HSBC Overdrafts
JGUK
Posts: 222 Forumite
Hi Guys,
Are all HSBC Overdrafts credit checked when you do then online, even for smaller accounts like say £500?
Any info would be appreciated, don't really need it would be a nice thing to have as an emergency but don't really want a full blown credit check for £500.00.
Are all HSBC Overdrafts credit checked when you do then online, even for smaller accounts like say £500?
Any info would be appreciated, don't really need it would be a nice thing to have as an emergency but don't really want a full blown credit check for £500.00.
Thanks
JG
JG
0
Comments
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Yes of course it requires a credit check0
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Thought there might have been a pre approved limit or something similar.
Anyone else ?Thanks
JG0 -
No one else?Thanks
JG0 -
Yes they are. If you ask for an increase it even tells you they will do a credit check.0
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Ah so its not like the HBOS or Santander systems where they already have a limit they know they will lend you and not even do a hard search if you ask for that limit or below ?
Got itThanks
JG0
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