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Preparing for the future
I'm looking for some guidance and advise. I am 49, I have an undiagnosed neurological condition, that so far (3 years) appears to be steadily progressive. I am currently working . I have a flat with a mortgage that is 2 & 1/2 times my current salary. Its fixed rate for 10 years and is linked to an offset savings account. I…
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Any advice about tax credits whn I move in with partner?
Hi, I just wondered if anyone would know anything about my situation, I am currently a struggling single parent on income support and child tax credits, I am not working as I am doing a course. I want to move in with my partner but I'm just a bit worried that it might make my money situation worse and I dont wanna end up…
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dont understand state pension
Hi I Need To Make Sense Of State Pension State Pension Why Is It Bieng Duducted From Our Personal Allowance: Example : Personal Allowance £5,435 State Pension Mins From Personla Allowance £3,000 Non Taxable Allowance Left Over After Pension Deductions £ 2,435 Now Are We Losing Out Where The Employer Will Now Tax Even More…
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self-employment and benefits
i always thought that if you were self-employed you couldnt get benefits or they would be restricted. but watching dragons den the other day changed this. a lady owned a furniture company but was still entitled to benefits. the dragons were slightly confused about how she could do that. she explained that she does not pay…
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Employed and self employed tax credit help?
Tax credits have made an error with this weeks payment and as I cannot speak to anyone on the helpline at the mo (routine maintenance on the system) could I run this by you and see what you think? This week (w/c 31st Aug) I started a new job at 15 hours a week. I also run a small business that is approx 5 hours a week…
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any other benefit entitlement when on ssp only?
hi i was wondering if anyone could give me an answer to my circumstances. i am in full time employment but yesterday i fractured my wrist meaning i wont be able to work for 1 month as i have a cast on, i'm a hgv driver so i cant drive i also have to drive to get to work so can't work in the office etc. there's only me in…
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no jsa as 'seasonal' work any other benefits ?
I usually work as supply teacher and was able to claim JSA in holidays as fulfilled all needed - new rules have changed this. My last claims went on for 12 months (i put them on for every holiday when no work) whilst waiting for decissions re payment. I was advised that no payment was going to be made as i know that the…
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Inheritance question
Can an woman with no assets at all who is 80 years old and receiving housing benefit and care allowances etc. refuse a legacy from her sister who has just died? If she can refuse will the "next in line" mentioned in the will receive the legacy?
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income Tax Question
I know that this is not the correct place to ask this question but someone on here may know the answer. How do you calculate you income tax to see if you are being taxed correct? My wife has had a letter from IR for the past 2 years saying that she has not paid enough tax and so they reduced her tax code to take the money…
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Child Benefit and Child Tax Credit.
Hi My Child Benefit has recently stopped because my daughter is starting Uni this month, is that right, she will be 19 in Jan? For some reason I thought I was to get it until her 19th birthday if she was in full time education? I am still getting Child Tax Credit but I am not sure for how long. Do I continue to get this…
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what benefits can my son get whilst he is in college.
hi my 18 year old son who lives alone has just decided to go to college he whent for his first lessons the other day. the problem is that if he goes then he will have his jobseakers allowance stopped and will only be able to claim ema. as he lives alone that only gives him 30 pounds to live on. for personal reason i am not…
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tax credits for after school breakfast/after school club
I get help at present with childcare for my youngest who is in nursery but i may have to take my other child who is in primary school to breakfast club before school then pay for her to go into the schools after school club . Can i get help from tax credits for this ?
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Leaving work to care for partner
I have asked work for 13 weeks off to care for partner and child whilst she is recovering from a knee op, they said "NO" plain and simple, my only other choice is to hand my notice in. My partner is on DLA receiveing higher mobility and middle care. So can i give up work, claim carers allowance and Income support. We have…
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Bit stuck help needed re benefits for worker
Hi I am separating from my wife and need to move into a flat but the problem is that I cant afford to pay rent and still pay mortgage on the house (which I still want to do because of resident children), I am working full time and earn a decent wage (£23k)but have to pay out around £900 per month for mortgage etc on house.…
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Incapacity Benefit
I am currenty on IB. I was awarded it last year for 12 months. The 12 mths is up at the beginning of October. My questions are: What will happen in October, do payment just stop? Should I be expecting someting in the post from DWP? Will I need to ring them and re-apply? Its only four weeks away and as yet I have heard…
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cancelling dla appeal
hi my husband gets dla at high rate care and low rate mobility.they are reducing is care to middle rate in october.i wrote to appeal as nothing as changed.since then we received a phonecall asking my husband questions.they then said we would hear a decision in 2 weeks.rang today and have been told its going to a…
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Spanner in my works
Im a single parent with a 5yo, working 16hrs a weeka and off to college for 3 days a week (full time) and i volunteer for 16hrs pcm I have a very bad credit history but i have been paying off my debts nicely and just got a bank account back after a few years of not being able to have one. Things were starting to look quite…
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Child tax credits suspended?!!
Hi wondering if anyone can help. I am a lone parent, with two kids under 5, on IS and CTC. I just found out that my Child Tax Credit has been suspended. I didn't receive last weeks payment and presumably won't get tomorrow's. I called up the helpline and they say it is due to getting my bank details wrong? (Although I have…
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off sick do i need to inform tax credits.
I started work in march after being on incapacity benefit for many years. in june i found out i was pregnant and informed my employer. i am now off sick due to the pregnancy, my employer will not be paying sick pay as i had a 104 week letter from the job centre that said if i go sick with 104 weeks of starting work i have…
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Costs for going to college , im on IS help
Hi there, my daughter has just enrolled at colleg to do an NVQ in Hairdressing, this is fine, she will get her EMA but i have just had to find £300 (i borrowed it off my 94 yr old Nana) to pay for her uniform (that doesnt include the shoes) and styling kit and to top up her bus pass. Im a single parent with 2 other young…