Bit stuck help needed re benefits for worker

hemple

Hi I am separating from my wife and need to move into a flat but the problem is that I cant afford to pay rent and still pay mortgage on the house (which I still want to do because of resident children), I am working full time and earn a decent wage (£23k)but have to pay out around £900 per month for mortgage etc on house. I have done benefits checks and none seem to take into account that I have child support etc to pay, does anyone know if there is a way round this or is this correct?

cheers

seven-day-weekend

AFAIK it is correct (but I'm no expert); if your name is on the mortgage you will be deemed as having the house as an asset and therefore ineligible for Housing Benefit (as they will say you could live there).

Think this is right, but if I'm wrong I'm sure someone will be around to correct me shortly.

Kimitatsu

SDW is quite right, your house is your asset. They do not take into account your child maintenance as it is money that you would be exoected to put into the household if you lived there.

You can come to a private arrangement with your wife rather than go through the CSA though or you can still live in the same house but live as a seperated couple - this is becoming more common due to the problems you are facing.

HTH

dmg24

seven-day-weekend wrote: »

AFAIK it is correct (but I'm no expert); if your name is on the mortgage you will be deemed as having the house as an asset and therefore ineligible for Housing Benefit (as they will say you could live there).

Think this is right, but if I'm wrong I'm sure someone will be around to correct me shortly.

No, it is not correct. If your ex is still in the property, and is a lone parent, then the property will be disregarded. You would therefore be eligible for LHA. However, unless you live in an area where the rents are very high, your income will mean that you will not receive any payment.