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Universal Credit and Lifetime ISA
Hi all, I made a new (and first) claim for UC and still waiting for first payment. I have a Lifetime ISA but just realised I declared the full value instead of 75% due to the 25% penalty. I can't find any official information online that says I only need to declare 75% but I'm sure I've read it somewhere! Can someone…
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Health & Welfare LPA Question
Thoughts please on our Health LPA dilemma. My mum and I applied for both the Health and Property LPAs recently to cover each other. It's an archaic system being paper based, relying on mail delays and a bit fiddly. Although we double checked them before we posted them off, it seems one of our witnesses forgot to put their…
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On UC. Rejected for PIP, Shall i apply for ESA??
Around a month ago, i had to stop working due to severe dermatitis literally covering all of my body neck to feet. I can hardly move at all let alone walk, or do anything. I signed up to Universal Credit as i had to quit my job suddenly i had a MAJOR outbreak. The doctors signed me off and gave me a fit note which is…
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Old pension lump sum affect UC
Hi all I have recently been contacted by a company I worked for about 30years ago, telling me I have a pension of about 10k and outlining some options. If I took the whole 10k to do much needed work in the house, do I need to inform UC and would it affect my entitlement and how? Clueless as to how this works so thank you…
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Pip review form
Hi all, sent my brothers review forms back via Special Delivery, went onto the Royal mail next day and they got it, and then a day later pip received it as got text!! Not complaining but has this happened this fast b4 to anyone else, only I keep thinking it's a mistake and they're not his?
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Marriage Allowance form... Who fills in 4 Higher earner (recipient) section?
My wife and I are trying to complete this form and under Section 4 it says "Only complete this section if you want the refund to go to a nominee on your behalf." but there are indications that is where I put my details Ref: " the higher earner (recipient) has only completed, signed and dated the declaration at part 4, if…
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Housing Benefit and Pension Drawdown.
Some help for a neighbour please.She is state pensions age. Lost her job last year and claimed Housing Benefit. Her ex employer have told her she has a very small pension with them that she can claim and that she can have a drawdown on that of just under 2k. Will the drawdown be counted as capital with Housing Benefit? Or…
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Carers allowance
Can someone please help with a few questions? I am looking at new style JSA (not means tested) and Carers allowance. I see that for carers you need to care for someone who is in receipt of a benefit for at least 35 hours a week and can earn up to £196 per week - over this and the allowance stops. For JSA, I see you can…
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Pension Credit and appropriate amount.
For the past 2 years I have received Pension Credit Guarantee Credit and the appropriate amount was £201.05 plus £76.40 severely disabled allowance,but if I enter the new current amounts in a benefit calculator it says I am not entitled to pension Credit,why would that be ?
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Inheritance and benefits
Hi I have a question I hope somebody can help with... I'm currently on UC. My father recently passed away and made me and my sister joint executors of his will. We're also the sole beneficiaries and will inherit a sizable sum. My question is this; His bank have said they will release his funds in due course. I take it that…
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Accident - claim compensation
Hi there I an on contributions based esa and a priviate pension. Can i seek compensation for an accident that happened to me? I used a ramp for my wheel chair and I was clipped by the ramp. It threw me off and I broke me arm. Am I allowed to seek compensation? Im scared because of benifits but im on no income related…
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Pip Review
Hi, Was just wondering if anyone has any idea what this could mean. My son had sent a pip review months ago. He has been on the middle care rate and no mobility. He has been receiving around £290 every four weeks. Got a text couple of days ago saying review complete wait for letter to see outcome etc. Is due pip in a…
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Moving from pension credit to state pension
Hi, just wanting to know anyone's experience when pension credit ends and state pension starts. The situation at the moment is my partner claims the old state pension - pension credit is paid for me as the younger partner under the old rules, in jan 2026 I turn 66 and can claim the new state pension, I understand that we…
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From LWRAC to work
HI , I am currently LWRAC and i am thinking about the possibility of doing a part time job for 20 hours a week if they will have me. What happens to the LWRAC? If I cant manage to do the job I don't want to lose my benefits because I will lose my home and be back at stage 1. Can anyone advise what the rules are please
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Reporting rent increase late
Afternoon all, in a bit of a panic. We had a rent increase late 2023, and I tried to upload proof to UC - only some texts between me and the landlord, I have nothing else, as we’re on good terms. Fast forward to today, and i just happened to look at my statement more in depth, and its got my old rent amount on it. Looked…
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Students Council Tax Liability
Hi Our son is a university student. He should have completed his degree in June this year and graduated in Sept.However when he was home with us at Easter this year he broke his arm and had to suspend his studies. At the end of August 2025 he returned to live with two friends, who each have failed one year, so all three…
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£600 Winter Fuel Allowance
Dear All My 93 year old mother has just been notified she will receive £300 in winter fuel allowance soon. For reasons I do not understand she used to receive £600 before it was withdrawn last year. Can anybody please enlighten me on why my mother was receiving twice the allowance? Thanks Black_Monk
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Benefits advice for young self employed
My son has just returned from University and is now working as a sports coach. Based on his incomings and expenses (mileage) I did a Universal Credit calculation and it came back with £76 a month!! I'm sorry but how are youngster supposed to live on this amount of money. Anyone have any ideas on any other help he could…
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Attendance allowance funds Help ..
A bit advice please . My father has been granted Attendance allowance , he wants to use the funds to pay the help he receives from the family ( I live with him ) but other members like my sister and brother in law helpout for appoitments , washing , cooking etc . He wants me to setup a direct debit from his account into…
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Disregarding capital from Insurance payout
Hi I received an amount of £7.5k due to my car being totaled. As far as I understand this money is to be disregarded as capital at least for six months. How do I report it? I have already £9k+ capital. Should I report the total and tell them what to disregard? Or I should just report £9k? Thanks