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Student MoneySaving

Archives for June 2020

Plan 1 Student loan annual statement
Hi all, I graduated almost a decade ago so am on a plan 1 Student loan. This loan is almost due to complete its repayment - I moved onto a Direct debit last month, and my last PAYE deduction was in March. I'd like to pay off the remaining balance in full by debit card, however I don't quite trust the settlement balance…
post grad student loan
If I already have a pre 2012 student loan and now need an additional amount for teacher training, will the original rate of interest apply to the additional loan?
Impact of inheritence
Myself and my siblings have received inheritance after the death of our mother. I have low income and my 3rd child is in her 2nd year of university. She is able to receive student grants and bursaries due to our low income. If we sell the property will that means tested grant be impacted by having approximately £30,000 of…
Relevance of current income
Hi all. I'm 61, in Wales and retired. I have a child in final year at Uni. During recent years I've thought about getting a part time job, but decided not to, as it may mess up student finance. (Or maybe I'm just lazy) My question, having recently filled in all the student loan support stuff again, is : the information I…
SAAS funding
My daughter has been accepted at Napier university on a veterinary nurse degree. She will be out on placement at some point in the year. And is hoping to stay in University residence. There a question on the SAAS form asking if she will be going out on placement, does this mean she will get more or less money from SAAS.…
Student Loan Full Balance
Hi, I attended uni in September-November 2007 before withdrawing from my course. I believed that I had paid what I needed to including paying the uni for the tuition fee. However, last October HMRC Sent me a ‘revised tax’ letter and added £1200 Owing to SLC to my self assessment statement. I paid £1,100 of this and on my…
Would you move away for college? (NOT UNIVERSITY)
Hello all, I'm currently 21-years old and I have mental health issues and autism. I'm thinking about moving next year for college (I decided not to move this year because I have a lot to sort out with my mental and physical health). Let me briefly tell you a bit about myself. I've only ever completed one academic year at…
Masters Loans
Hello. It says on the advice for Masters loans that you cannot apply for a loan if you have previously done a Masters. Surely this would only be the case if you had taken out a loan to pay for the first masters? I did my MA some years ago which I paid for privately and now looking to do a vocational MSc but will need a…
Funding For Second Degree?
What sources of funding are available for a second undergraduate degree? The mature student currently holds an ordinary degree (no honours) that was studied part-time through distance learning, and has never studied full-time/at conventional uni. The course they want to do is a full-time BSc (Hons) (and only available…
Further education grant
Hi there. I am 45 year old man living in a drug and alcohol rehabilitation centre. I am 3 years clean and sober, and am looking for a grant to pursue a career in Nutrition as it's been an integral part of my recovery, and would like to help others with life threatening illnesses. I have tried a few avenues but am yet to be…
Freshersweek
So my daughter suddenly gets a text message 'reminding' her to buy a Freshers week wristband to get into nightclubs and events (including one with Ed Sheeran no less!! in Bath Spa!!) during her Freshers Week. Apparently, the message says, all cheap ones have already sold out (hmmm) and now the price goes up by £10 every…
Salary sacrifice car and open university PT fee grant.
Hi, I work on a 30 hour contract and my base salary is £24,211 but as I do have to cover some weekends this takes me over the £25000 threshold for eligibility for the part time fee grant. My question is I have a car through my employers salary sacrifice scheme which obviously comes off my salary before the normal…
UCAS application and listing schools problem
My daughter attended 3 diff schools during yr11 and is now worrying about what to put on her UCAS application about it. In the last few weeks of yr10 my daughter became a school refuser. This isn't truancy, it's where the child becomes too frightened to attend, usually due to unmet SEN or in this case bullying though we…
Claiming Independent Student Status
I have recently attempted to claim independent student status for 20/21 post graduate teaching course. For this I had to provide 3 years worth of p60s/45s to show my earnings. I have been declined independent status. I first went to university in 2015. I moved away from home and got a job straight away to help fund myself,…
Student loans
My wife’s daughter has recently come to live with us again, she is at uni but travels and lives here to save money. I don’t have her registered as living her on council tax as there already 2 adults registered so paying full council tax. I have discovered that she is still telling the uni that she lives with her dad, he is…
Advanced Learner Loan or Student Loan
Hi guys, About 5 years ago I enrolled in studying part time for HR degree, applied for a loan through SFE, but quit the course after 2 years. I feel ready to go back to studying and found a part time evening course for CIPD level 5 (4hr a week). I understand that I can apply for Advanced Learner Loan, but unclear if this…
Accommodation fee query
Hello folks Asking on behalf of a friend... My friend from Taiwan is at university in London studying for her PHD. She was due to be returning to Taiwan in May to continue her studies there, but obviously things have gone a bit crazy with travel restrictions/costs etc. So she's kind of stuck in her dorm room paying…
should i take out a maintenance loan if i don’t need to
i know that may sound like a ridiculous question but please read on. i’m due to start uni this september 2020 i was very fortunately offered a £10,000 bursary for each of my years of study (totalling at £30,000 across the 3 years). So i initially decided i would use this for my living costs so i’ve only applied for the…
Household income details to support a student loan application
I'm currently 'sponsoring' maintenance loan applications for two of my children in their second year of university. Having filled in the part where I list members of the household, I was then asked to pass on details of the household income for the financial year 2018 to 2019. My new partner moved into the property in…
Tuition fee query
I have read that most universities are not refunding tuition fees as they claim they are giving online lectures/ tutoring and support , however, my daughter’s first year ( at Leeds University) finished abruptly the week before 23rd march and she was told that she would now automatically be a 2nd year student. Since the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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