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Claims Guys say I could be owed more!
OK I know I went with the Claim Guys, but in my defence it was only after I got knocked back by Capitial One that I brought them on board. They were successful and I received around £2000 after 30% commission so I was well pleased. Recently I received a letter from them saying .... We believe you could be owed more…
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Lloyds PPI
Could anyone tell me if Lloyds have put ongoing PPI claims on hold due to the Corona Virus. Thanks
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Reclaim Tax on PPI claims where payouts went to Official Receiver?
I had 6 x small-ish (good enough for me) PPI payouts at end of last year so I believe I can now reclaim the tax back. However, 2 x of the PPI payouts went straight to Official Receiver due their age (historic bankruptcy). Do I add these figures also on R40? It really doesn't make much difference to the amounts as not huge…
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Payments Halfway settlement
Hi all, i have received a PPI repayment but haven't received any paper work saying how they have come to the figure received. After requesting more information after a third promise to resend i was told they've made (The Bank) has agreed to meet me with a halfway compensation payment?? I haven't had any discussion in…
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PPI tax
Hi everyone last year we received a PPI payment which was tax deducted. My query is as the payment was made jointly to myself and my husband (as the loan was in joint names) how do we claim back the tax paid do we have to submit separate claims for 50% each or can one of us claim for both of us? Thanks in advance. BTW…
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Payday Loan offer - should I accept or decline?
Hi, I submitted a mis-sold payday loan to Car Cash point on the 21 January 2020 through Resolver, and they responded that the complaint refers to an account that I held with them over six years ago and there lending was responsible, so because of this they would not be accepting my complaint. I responded a couple of months…
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Personal loan protection query
I have recently received my annual review pack for my personal loan payment protection policy. This is a policy I took out so its not a mis-selling query. On reading the document, I note a change to the T&C from last year: 1) They state that any claims "in any way caused or resulting from COVID-19, SARS-COV-2 or any…
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Missold mortgage
Ive been called by a company called ‘trusted mortgage claims’ who will work on my behalf [for a fee of course] to claim the 100% mortgage I got from northern rock/NRAM back in 2007. I believe I was midsold, it I want to know if anyone has had problem doing this? Or with this company? Were you successful in a claim?
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Third party fees
Hi , last year I put a claim in on behalf of my father for PPI , in the last week my father has one his case , unfortunately he died last month . My question is are we still liable to pay the company that dealt with the claim ? The reason for asking is because the company who owe the PPI have told me it is not always the…
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Fast track
I have recently been contacted by a company called Fast track saying they found me a PPI payment and now want their commission (+£2000) I dont even remember signing up to anything with them, do I have to pay it?
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Question re Offset RBS
Hi - I've had 3 offers on PPI from RBS - two of which relate to accounts that are in arrears (and with Cabot) The main offer is from a mortgage which is complete/satisfied with no debt arrears. The total of all would be swallowed up by arrears on the other two (if that makes sense) Question I have is will they offset all 3…
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PPI tax reclaim when self-employed, and using only self-assessment
Regarding PPI and reclaiming tax back, how do you go about doing this using HMRC’s online self-assessment? There doesn’t appear to be anywhere to claim back overpaid tax outside of PAYE.
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PC World/ Curry's Know How Care Plan - won't fix or refund
I have had a ‘know how’ care plan with PC World since
2016 for my laptop. Last month my laptop charger
broke and I used it for the first time. I was sent a replacement charger. This month I reached out to the team to get
my computer screen fixed and was advised that I don’t have a care plan any more. After several calls…
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RBS ppi claim
My OH put in a PPI claim with RBS (before the cut-off last year) which included 3 separate cards with them, including RBS Advanta. He sent in all the evidence. It took them over 6 months and they only mentioned the most recent card in their offer. It's like they've completely ignored the other 2. He called them and they…
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Reclaiming tax paid on PPI
Hello :) I put in a claim for PPI just before the deadline day last August and a couple of months ago got a much larger payout than I had expected (it was only a speculative claim, what I actually expected was a rejection letter). I have recently heard that I may be able to reclaim the tax paid on the PPI payment, which…
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Travel insurance
We have about 8 months left on our travel insurance can we claim a refund or alternatively have our insurance extended for the time we been unable to use it?
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One more PPI claim to go
To date I have received close to £16,000 in PPI refunds 😀. I followed Martin‘s advice, and used Resolver which made it simple to both make and follow claims. Just waiting now for a decision on my final claim, which I referred to the ombudsman after the lender declined my claim. I only made the claims at the very last…
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Barings Solicitors
Feel like ive been scammed!!! I have been waiting over 3 months for a successful claim against Carphone Warehouse. Every time i contact (Barings) them i get the some email telling that they will pass it on to the accounts team. 3 months ive been waiting!! They said they would send me a cheque 2 months ago and it never…
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PPI settlement offer made -how many retrospective years
One of the major credit card companies has made me a settlement offer on my PPI claim. the settlement seems reasonable. that given, the refund 'years' are 2000-2008. (noting that the cc company advises they do not hold records and as such have made an estimate for years 200-2003, which again seems fair. that given, i held…
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Insurance Industry premium reductions due to Covid 19 - How much have you clawed back?
I have just seen the posts re. forcing insurers to massively reduce/suspend automotive insurance premiums during the pandemic shut-down. I would encourage everyone to raise a complaint and I would be keen to hear how you have fared in obtaining reductions to premiums. I phoned esure today to log a complaint & ask for a…