Missold mortgage 9 May 2020 at 10:11PM in Reclaim PPI & other insurance 8 replies 341 views

Clyn2020

Ive been called by a company called ‘trusted mortgage claims’ who will work on my behalf [for a fee of course] to claim the 100% mortgage I got from northern rock/NRAM back in 2007. I believe I was midsold,  it I want to know if anyone has had problem doing this? Or with this company? Were you successful in a claim?

Thrugelmir

Do you believe that your mortgage was missold to you? If so, on what grounds. 

[Deleted User]

Just send your mis selling complaint directly to the lender.

Job done and no fees to pay.

dunstonh

I want to know if anyone has had problem doing this? 

Yes, most people who put in these try-it-on complaints fail.   

cymruchris

What did you terms and conditions did you sign when you took out the mortgage that have since proven to be untrue? What makes you think it was mis-sold rather than mis-bought?

brettcta

cymruchris said:

What did you terms and conditions did you sign when you took out the mortgage that have since proven to be untrue? What makes you think it was mis-sold rather than mis-bought?

Probably the idea of a fat cheque in the post.

The_squirrell

Did they tell you that you were owed at least £15,000 without even seeing a copy of your mortgage file? They are very clever like that. Of course what they didn't mention would be the large loan you would have to take out with them, the zero chance of you seeing any of the money they promise you and that all your personal information will be spread around Manchester. If you feel this is all worthwhile however, then go for it!

brettcta

The_squirrell said:

Did they tell you that you were owed at least £15,000 without even seeing a copy of your mortgage file? They are very clever like that. Of course what they didn't mention would be the large loan you would have to take out with them, the zero chance of you seeing any of the money they promise you and that all your personal information will be spread around Manchester. If you feel this is all worthwhile however, then go for it!

In Manchester, first we get the data, then we abuse the data, then we make the money.

dunstonh

Manchester is the new Swansea.