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Cavity Wall Insulation Claims
Hey, I was wondering if anyone has successfully claimed via a Cavity Wall claims company? And if so who did you use? I have contacted CIGA about it but bizarrely they don't seem to be accepting responsibility even though I have sent them pretty clear evidence of the damage the cavity wall has caused. I have owned the house…
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First Direct PPI
Hi, I finally sent a letter to First Direct and yesterday I received copies of 4 loan agreements I had with them between 1996 and 1999, all with front loaded PPI. I haven't seen many First Direct claims on the forum so just wondered what my chances of success are? (had cover through employment and was told I had to have…
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Brunel Franklin - Help!
I signed up to Brunel Franklin PPI claim. They wrote to Barclays and then emailed me to say could not find any PPI. Then out of the blue Barclays said there was, sent me a questionnaire, which i completed myself, and paid me £2k and cc’d BRunel in. Today I get a bill for £700+ from Brunel. Am I shafted or is there anything…
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Reclaim tax paid on PPI interest payment
Hi all, I would appreciate any advice on the following situation. Last year my wife and I made a successful mis-sold PPI claim from the Halifax. The claim was in relation to loans that we had taken out in joint names, which we were unaware contained PPI, dating back to the mid 90's. August 2018 we received a letter from…
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where to start
I have had some success with PPI claims myself but now want to help my parents who are in their 80's. They have had mortgages and car loans across the last 30+ years , but other than HSBC bank, they cannot recall who with and have no paperwork or numbers. Even the HSBC ones they have no paperwork for. Advice please. Is…
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Ppi
Hi Many years ago I was told by a bank that I needed PPI when taking out a mortagage, however their cover was so expensive - I sourced a cheaper one (which my husband and I did not need). Can I bring a case against the bank, I have evidence that I refused theirs on a cost basis? Any advice appreciated
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Claiming PPI after Failed IVA
Hi - needing advice. Took out an IVA (Debt Free Direct) in Sept 2009 with my Husband. We separated in Dec 2012 and I was made redundant (main income) the same month. I was unable to make any payments on the IVA and rang to advise them of this and gave a forwarding address. I have never received any correspondence from them…
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Financial Ombudsman refuses claim incorrectly
Hi all I had PPI with Egg and rang Barclaycard about the matter quite a few years ago. As it was over 6 years, they had no record of the issue and dismissed the complaint as I expected. I had no credit card paperwork so I left it. Recently I came across my bank statements which show the Egg payments and again Barclaycard…
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Company refuse they offer PPI
Hi, I’m new to this so hopefully someone can help. I originally through a second party PPI claims company was told that I was paying PPI on my current car finance that I took out in May 2017. I was very shocked as I was very vigilant to ensure I didn’t have PPI on the finance at the time because of the publicity it has as…
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Credit card statements don't show PPI, Should we assume there's no PPI to claim?
If your old credit card paper statements show no listing of PPI, then does that definitely mean that it has not been put onto your product? and you definitely do not have a claim? or just because the PPI is not on the listing, it shouldn't be assumed that NO ppi was sold to you? /paid out by you
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Income Protection Inst
Hi I took out an Income Protection Insurance in 2007 with Aviva and I cancelled this in 2014 as with all the hype over PPI, I looked into what was paying for and it was to cover payment of mortgage if became ill and couldn’t afford mortgage payments but my conditions of employment meant I would get 6 months full pay and 6…
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Using a PPI Company, for ONLY Searching if you have PPI
Using a PPI Company, for ONLY Searching if you have PPI Reputable PPI companies offer to claim for you, (who do a No win, no pay offer, (eg they take 20% of your amount) who offer to do these things STEP 1 Search your finance products (Credit cards, loans,etc) for if you have PPI.... where they send you forms to sign, for…
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Which party is responsible for paying out on PPI?
Hi I had PPI on a loan back in the early 2000’s - this has been confirmed by the loan company and I have a copy of the loan statements which shows that the loan company took the payments (£3400 in total). The loan company have stated that they are not responsible, because the original loan agreement was brokered by a 3rd…
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Financial adviser passed away, Can I still Complain?
Hi, Forum users, I was sold a mortgage by an independent financial adviser back in 2005 which I have tried to reclaim PPI, but he refused he was responsible, I contacted the ombudsman who later said he passed away and there was nothing they could do, Is this correct?
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Advice Please - Account Details Cannot be Found
Hi I have recently made a PPI claim on an old Goldfish Card, now Barclays, through Resolver and have sent them a copy of my last statement (this is all I have). They have come back to me and said they cannot find any account details. Is it worth pursuing through the FO or not? Thank you
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Is PPI time barred
I had PPI under my GE money card which was subsequently a Santander Cards UK Ltd. I've had a letter from Santander and this is their response " We consider your complaint as against SCUKL is time barred because under general legal principles you have 15 years from point of sale of the PPI to bring a mis-selling claim. Over…
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Mortgage PPI - How do I prove my parents were illiterate at the time?
I have issued a PPI claim on behalf of my parents as they were miss sold payment protection at the point they remortgaged. My parents are both of indian origin and both illiterate and therefore unable to read, write or speak english. They came from a village in india and moved here in the mid 1960’s and to date neither of…
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HFC loan - PPI policy document
Does anyone have examples of the HFC Bank PPI policy documentation which would have been issued in 2004 ? My wife had a policy with PPI from this date and made a claim in October 2005 but the payments were stopped in March 2006 after 6 months despite her long-term illness. We have a complaint in with the FOS but we do not…
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Claiming PPI on companies no longer trading
Hi to all. I am new on posting, I was this morning a pen smidge away from filling out a ppi claims company to do the donkey work as I work 7 days a week and am atm dealing with my late father's estate. Anyway every time I google to find a company I keep coming here. I have written down the telephone numbers for the two…
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Deceased Father PPI
Hello All, My Dad passed in October 2009 and had a number of PPI policies on Loans and Cards. He was diagnosed diabetic in 1991, had a quadruple heart bypass in 1997 and was self employed. In 2006 and 2008 he suffered amputations. A number of the loans and cards stretch from 1991 to 2008. Their was no probate or will and I…
