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Isa reclaim
About a year ago, taking MSE suggestion, I wrote to my bank as just may have had some cover when I took out a mortgage 20 years ago. The bank wrote back saying - they could not find any evidence of PPI so my claim request was refused. 3 months ago after pestering by PPI agency, I duly filled in forms. They have now written…
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MBNA PPI upheld - advice needed
Hello, (Long post, sorry!) My PPI complaint to MBNA (dating back to the early-mid 90’s) appears to have been successful as they have written to me to say that it is being upheld and they have in fact also sent me a cheque for a little over £600. There are however a couple of points in their letter that I do not fully…
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PPI with The Associates/Citibank
I wonder if anyone could point me in the right direction. I had ppi with The Associates for a year in 2002. The Associates was then sold to the Citibank in 2003. I have sent an online complaint form to Citibank and I have to wait 8 weeks to hear if my claim will be upheld. If my claim is refused is that when I send in the…
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Reclaiming Tax after PPI payout
I've had a successful claim of PPI and after repayment the letter that was enclosed said I could possibly reclaim the tax deduction part of it by filling in R40 but i'm totally confused as to whether I can and what the criteria is to do it. I'm a basic rate tax payer.
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ppi claim company court action
Hi I used a company to reclaim my ppi. I received the ppi money back but the company want £1,000 in fees back. I didn't pay it and now the company are taking me to court. Is there anyway I could get out of not paying it ? At the time I didn't realize the fee was so much.
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Check first?
If I'm not sure if I had PPI is it better to ask the company with a ppi request form first or go ahead straight away with a complaint? Thank you
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Barclays Loan Interest question
Hi all, Not sure if this is the correct place to post but seemed the most logical. I have received a number of refunds from banks/credit cards for bank fees and interest charged when I had financial difficulties 4 or 5 years back. Literally all of the accounts that I defaulted refunded me something varying from £20 to £500…
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How to claim ? Multiple addresses and Lenders.
Hi all. I started with Bank loans and Mortgages in the 1980's. I have lived at mulitiple addresses and have used multiple Banks and Building Societies. I know I have had Loan protection and Mortgage protection but I am unsure as to what to claim for and how to do it. A couple of the online PPI claim companies have asked…
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Claiming PPI from previous marriage
My partner tells me that she would like to try claiming for PPI rebates from loans taken out when she was married to her ex-husband. She says that he was a bit of a loan maniac and he was juggling all sorts of financial agreements in both their names. The trouble is he controlled the financial side of their marriage and…
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MGI added to mortgage without explaining the effect on interest
Whilst I accept that the MGI that I needed to pay to secure my Mortgage cannot be claimed back. When I was charged for it, they just said either cash, cheque or add to the mortgage. As I did not have a spare £600 at the time I elected to add to my Mortgage, however I was never explained the true impact of adding the money…
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first national
hi folks, looking for some advice, took a loan out several years ago with first national and a more recent one with ge money, i have found out first national is dealt with ge money, have paperwork from both loans, both of them i know for sure were mis-sold, so phoned ge money and they informed me that the salesperson or…
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Probate - claim assets for beneficiary
Hi - this is my first post so apologies if this is in the wrong place! I am the executor and in charge of probate for my late Father's account for which his spouse, my Mother is the beneficiary. Recently, I received information from a genealogist regarding "unclaimed assets" belonging to my Father but I am unable to get…
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firstplus post divorce claim
Hoping for a little advice, I recently had a successful ppi claim against firstplus, the account was a joint account with my ex wife with myself as the primary account holder. I received 50% of the claim, I contacted my ex and gave her the details to claim her half of the claim. However she has said she has no interest in…
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Plevin vs. Mis-selling
My husband had PPI on a credit card with HSBC for around 10 years. He tried to claim back PPI but his claim was rejected as they considered that they had not mis-sold PPI to him, however they upheld the 'Plevin' part of his complaint regarding commission and he received a smaller payout on this. We were on the…
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PPI claim with clothes catalogues
I had clothes catalogues about 30 years ago and was probably paying PPI, although I have no paperwork (nor recollection of the titles of the catalogues) and I have since got married. I don't have the details to go direct, but would a claims company be able to research and find the relevant details? Thanks.
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MPPI Annual Review Letters not received - Address not updated Natwest
Hi all, this is my first post here, just after a bit of advice. Has anyone come across one of these letters before? The letter arrived from the Natwest PPI operations team this week. This is the wording: We've identified an issue which means that you may not have received your Mortgage Payment Protection Insurance (MPPI)…
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PPI from 1995 - can I still complain?
My mum found a folder of random old paperwork of mine in her loft the other day. I was having a nostalgic look through and I found a letter from Bain Hogg turning down a PPI claim I must have submitted relating to Thorn EMI. The reason I was turned down was because the policy did not cover termination of temporary or…
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Help - Subject Access Request found no records
Hi all Just wondering where I go with this now. Two Abbey National Loans taken out in 1998 & 2002 I'm convinced I was sold PPI - problem is after all this time I obviously do not have copies of the original paperwork. I've written to Santander requesting the info via a Subject Access Request and they've stated that they…
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Which company to claim against for PPI???
I contacted my very first mortgage provider (Nottingham Building Society) as I was reasonably confident that I paid for mortgage protection circa 2000-2005. They have written back confirming that payment protection was paid for but have rejected my claim. They also advised that premiums were paid to a third party insurance…
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Claiming PPI in maiden name
Hi all, I am going to see if I am owed any PPI, Ive sent off for one via the Which website but there isn't anywhere that actually asks for your name at the time or address. Is this normal when first looking to claim? How do they know by looking at your address now and married name? thanks
