firstplus post divorce claim

cheka18

Hoping for a little advice,

I recently had a successful ppi claim against firstplus, the account was a joint account with my ex wife with myself as the primary account holder. I received 50% of the claim, I contacted my ex and gave her the details to claim her half of the claim. However she has said she has no interest in the money , to be honest she doesnt exactly need it. Is there no way I can claim the other 50% or is firstplus going to get away with keeping the other £23.000 :eek:

Thanks in advance

Bermonia

She is the eligible complainant if she has no interest then that is where the claim ends I’m afraid as you are not simply entitled to receive what she does not want to claim (also dependant on grounds for upholding your complaint does not necessarily mean hers would be upheld)... either way this is the end as far you are concerned.

[Deleted User]

cheka18 wrote: »

is firstplus going to get away with keeping the other £23.000 :eek:

Your ex-wife simply doesn't want it, though, probably purely to spite you I'm afraid.

Either way, you have no personal entitlement to her redress.

If the reason you want the money is solely so that the Bank does not "get away" with it, you could try persuading your ex to complain and then donate the redress to charity.

amersall

(also dependant on grounds for upholding your complaint does not necessarily mean hers would be upheld)...

These loan PPI were all mis sold, this would be upheld for the same reasons as the Husband.


Single premium in the first instance and PPI that only covered (5 years) the primary account holder for death redundancy etc, the second account holder for death only.


After the 5 years, the whole PPI would still be on the loan to term end with interest and no cover for either party, very bad, considering these loans were 10 to 25 years.
This was not explained to any customer at the point of sale.

Bermonia

Whilst that is true a most of the time it very much depends on term of the loan and the subsequent transfer of risk.